79

University of Rhode Island

Kingston, Rhode Island · Public · 72.2% acceptance rate

ROI Score: 79/100 · Strong Value

University of Rhode Island

Strong Value
79
ROI Score
Earnings Premium
82(0.41x)
Payback Period
86(6.5 yr)
Debt / Earnings
68(0.52)
Completion Rate
83(73%)
Repayment Rate
65(78%)

Quick Numbers

In-state tuition + fees$16,942/yr
Out-of-state tuition + fees$37,146/yr
Average net price$21,440/yr
Total 4-year cost (net)$85,760
Median earnings (10yr post-entry)$69,743
Median earnings (6yr post-entry)$42,500
Median debt at graduation$22,250
Estimated monthly loan payment$236
Estimated payback period6.5 years
6-year graduation rate73.3%
Undergraduate enrollment13,381

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$14,368
$30,001 - $48,000$12,923
$48,001 - $75,000$17,803
$75,001 - $110,000$23,394
$110,001+$28,460

Earnings by Major

Top 10 most popular majors at University of Rhode Island with available earnings data.

MajorMedian EarningsGrade
Registered Nursing$96,020B+
Psychology$56,571C
Communication and Media Studies$64,520C
Biology$80,379C+
Business Administration, Management, and Operations$79,692B
Public Relations, Advertising, and Applied Communication$72,328C+
Teacher Education$56,999C+
Finance and Financial Management$87,196C+
Political Science and Government$31,729C
Mechanical Engineering$89,901B

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at University of Rhode Island is $16,942/year ($37,146/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $21,440/year, or roughly $85,760 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $14,368/year, while families earning over $110,000 pay $28,460/year.

The median graduate leaves with $22,250 in federal loan debt, translating to an estimated monthly payment of $236 on a standard 10-year repayment plan. Against median earnings of $69,743 ten years out, the debt-to-earnings ratio is 0.52 - within the recommended range but worth monitoring.

How Graduates Do

Earnings

6 years after entry$42,500
+$7,500 vs. HS grad
10 years after entry$69,743
+$34,743 vs. HS grad
Annual earnings premium$34,743
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment74.3%52.0%
3-year repayment78.3%62.0%
5-year repayment73.6%68.0%
7-year repayment79.0%72.0%

Completion Rate

0%National avg: 60.0%100%
73.3%
6-year rate

Admissions Snapshot

Acceptance rate72.2%
SAT Math (25th-75th)500-630
SAT Reading (25th-75th)520-650
Enrollment13,381
Pell Grant recipients21.8%
Avg faculty salary (monthly)$11,089

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
University of Rhode Island (this school)
79
$21,440$69,743
University of Maryland-Baltimore County
84
$16,467$69,960
University at Albany
79
$17,167$67,979
University of Colorado Denver/Anschutz Medical Campus
76
$11,900$64,270
University of Nevada-Reno
75
$15,927$60,614
Rhode Island College
69
$9,478$56,318

The Verdict: The Investment Pays Off

Strong Value

University of Rhode Island delivers above-average financial returns for its graduates. At a net cost of $21,440 per year ($85,760 over four years), graduates earn a median of $69,743 ten years after enrollment. That puts the payback period at roughly 6.5 years - a solid return on the investment.

The data highlights several strengths: strong earnings premium over high school graduates, a 73.3% graduation rate.

Median debt of $22,250 against $69,743 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.