University of Minnesota-Twin Cities
Minneapolis, Minnesota · Public · 79.8% acceptance rate
ROI Score: 88/100 · Strong Value
University of Minnesota-Twin Cities
Strong ValueQuick Numbers
| In-state tuition + fees | $17,214/yr |
| Out-of-state tuition + fees | $38,362/yr |
| Average net price | $16,778/yr |
| Total 4-year cost (net) | $67,112 |
| Median earnings (10yr post-entry) | $69,020 |
| Median earnings (6yr post-entry) | $46,000 |
| Median debt at graduation | $19,500 |
| Estimated monthly loan payment | $207 |
| Estimated payback period | 6.1 years |
| 6-year graduation rate | 85.3% |
| Undergraduate enrollment | 31,855 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $6,642 |
| $30,001 - $48,000 | $7,283 |
| $48,001 - $75,000 | $9,931 |
| $75,001 - $110,000 | $16,415 |
| $110,001+ | $27,008 |
Earnings by Major
Top 10 most popular majors at University of Minnesota-Twin Cities with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Computer Science | $111,661 | A |
| Psychology | $58,449 | C |
| Multi/Interdisciplinary Studies, Other | $60,270 | C+ |
| Finance and Financial Management | $98,279 | B+ |
| Biology | $63,132 | C |
| Physiology, Pathology and Related Sciences | $64,629 | D |
| Economics | $82,488 | B |
| Marketing | $86,246 | B |
| Education, Other | $67,795 | B |
| International Relations | $65,487 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
The Full Financial Picture
The sticker price at University of Minnesota-Twin Cities is $17,214/year ($38,362/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $16,778/year, or roughly $67,112 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $6,642/year, while families earning over $110,000 pay $27,008/year.
The median graduate leaves with $19,500 in federal loan debt, translating to an estimated monthly payment of $207 on a standard 10-year repayment plan. Against median earnings of $69,020 ten years out, the debt-to-earnings ratio is 0.42 - well within manageable territory.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 79.0% | 52.0% |
| 3-year repayment | 81.9% | 62.0% |
| 5-year repayment | 78.5% | 68.0% |
| 7-year repayment | 80.9% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 79.8% |
| SAT Math (25th-75th) | 660-770 |
| SAT Reading (25th-75th) | 640-730 |
| ACT Composite (25th-75th) | 26-31 |
| Enrollment | 31,855 |
| Pell Grant recipients | 17.6% |
| Avg faculty salary (monthly) | $13,662 |
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Minnesota-Twin Cities (this school) | 88 | $16,778 | $69,020 |
| California State Polytechnic University-Pomona | 89 | $11,531 | $71,902 |
| Indiana University-Bloomington | 84 | $16,264 | $63,742 |
| University of Colorado Boulder | 80 | $25,346 | $69,738 |
| Minnesota State University-Mankato | 62 | $19,139 | $56,922 |
| Bemidji State University | 60 | $15,261 | $53,755 |
The Verdict: The Investment Pays Off
University of Minnesota-Twin Cities delivers above-average financial returns for its graduates. At a net cost of $16,778 per year ($67,112 over four years), graduates earn a median of $69,020 ten years after enrollment. That puts the payback period at roughly 6.1 years - a solid return on the investment.
The data highlights several strengths: strong earnings premium over high school graduates, a 85.3% graduation rate, manageable debt relative to earnings, high loan repayment success.
Median debt of $19,500 is very manageable against $69,020 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.