University of Georgia
Athens, Georgia · Public · 37.7% acceptance rate
ROI Score: 88/100 · Strong Value
University of Georgia
Strong ValueQuick Numbers
| In-state tuition + fees | $11,450/yr |
| Out-of-state tuition + fees | $31,688/yr |
| Average net price | $13,936/yr |
| Total 4-year cost (net) | $55,744 |
| Median earnings (10yr post-entry) | $68,726 |
| Median earnings (6yr post-entry) | $45,200 |
| Median debt at graduation | $18,500 |
| Estimated monthly loan payment | $196 |
| Estimated payback period | 5.8 years |
| 6-year graduation rate | 89.7% |
| Undergraduate enrollment | 32,137 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $8,085 |
| $30,001 - $48,000 | $8,686 |
| $48,001 - $75,000 | $13,096 |
| $75,001 - $110,000 | $16,942 |
| $110,001+ | $18,079 |
Earnings by Major
Top 10 most popular majors at University of Georgia with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $59,446 | D |
| Biology | $60,366 | D |
| Finance and Financial Management | $97,364 | B+ |
| Marketing | $85,785 | B |
| Management Information Systems | $113,184 | A |
| Public Relations, Advertising, and Applied Communication | $74,531 | C+ |
| International Relations | $70,877 | C |
| Insurance | $94,729 | B+ |
| Computer Science | $107,397 | B+ |
| Business Administration, Management, and Operations | $80,881 | B+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
The Full Financial Picture
The sticker price at University of Georgia is $11,450/year ($31,688/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $13,936/year, or roughly $55,744 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $8,085/year, while families earning over $110,000 pay $18,079/year.
The median graduate leaves with $18,500 in federal loan debt, translating to an estimated monthly payment of $196 on a standard 10-year repayment plan. Against median earnings of $68,726 ten years out, the debt-to-earnings ratio is 0.41 - well within manageable territory.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 72.0% | 52.0% |
| 3-year repayment | 75.4% | 62.0% |
| 5-year repayment | 70.7% | 68.0% |
| 7-year repayment | 76.6% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 37.7% |
| SAT Math (25th-75th) | 630-750 |
| SAT Reading (25th-75th) | 640-730 |
| ACT Composite (25th-75th) | 29-34 |
| Enrollment | 32,137 |
| Pell Grant recipients | 16.8% |
| Avg faculty salary (monthly) | $12,879 |
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Georgia (this school) | 88 | $13,936 | $68,726 |
| University of Washington-Seattle Campus | 94 | $14,091 | $78,466 |
| North Carolina State University at Raleigh | 87 | $17,303 | $68,758 |
| San Diego State University | 84 | $15,364 | $64,909 |
| Abraham Baldwin Agricultural College | 20 | $6,842 | $34,996 |
| Albany State University | 14 | $11,898 | $40,674 |
The Verdict: The Investment Pays Off
University of Georgia delivers above-average financial returns for its graduates. At a net cost of $13,936 per year ($55,744 over four years), graduates earn a median of $68,726 ten years after enrollment. That puts the payback period at roughly 5.8 years - a solid return on the investment.
The data highlights several strengths: strong earnings premium over high school graduates, a 89.7% graduation rate, manageable debt relative to earnings.
Median debt of $18,500 is very manageable against $68,726 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.