20

Abraham Baldwin Agricultural College

Tifton, Georgia · Public · 75.7% acceptance rate

ROI Score: 20/100 · Poor Value

Abraham Baldwin Agricultural College is a public regional in Tifton, Georgia with a 20 overall ROI score, placing it in the Poor Value tier despite an in-state sticker tuition of just $3,268. The tension at the institutional level is that the school's low cost ($6,842 net price, $27,368 four-year total) is undermined by weak earnings and weak completion. Median earnings ten years out are $34,996 and six-year earnings $29,100, which generates an earnings premium of essentially zero against the high-school baseline, driving the 999-year payback flag (meaning earnings never recoup cost in the model). Completion sits at 36.2 percent. Median debt is $16,750 with a debt-to-earnings ratio of 0.576. Repayment rates are weak too, with only 44 percent making progress at five years. The headline misses an important detail: ABAC's program-level data shows several solid pathways including Nursing (B+), Forestry (C+), and Agricultural Business (C+). The institutional score reflects students who do not graduate or who finish in low-paying tracks; the right program at ABAC remains a defensible value.

Payback Period
>50 yr
Years until earnings premium covers total investment
Net Price / Year
$6,842
$27,368 over 4 years after aid
10-Year Earnings
$34,996
Median graduate 10 years after entry
Debt / Earnings
0.58
$16,750 median debt vs first-year salary

Abraham Baldwin Agricultural College

20
ROI ScorePoor Value
Earnings Premium
7(0.00x)
Payback Period
7(>50 yr)
Debt / Earnings
56(0.58)
Completion Rate
16(36%)
Repayment Rate
23(63%)

Quick Numbers

In-state tuition + fees$3,268/yr
Out-of-state tuition + fees$10,588/yr
Average net price$6,842/yr
Total 4-year cost (net)$27,368
Median earnings (10yr post-entry)$34,996
Median earnings (6yr post-entry)$29,100
Median debt at graduation$16,750
Estimated monthly loan payment$178
Estimated payback period>50 years
6-year graduation rate36.1%
Undergraduate enrollment3,208

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

The Full Financial Picture

The sticker price at Abraham Baldwin Agricultural College is $3,268/year ($10,588/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $6,842/year, or roughly $27,368 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $4,323/year, while families earning over $110,000 pay $11,026/year. The school provides substantial aid to low-income students, making it significantly more affordable than the sticker price suggests.

The median graduate leaves with $16,750 in federal loan debt, translating to an estimated monthly payment of $178 on a standard 10-year repayment plan. Against median earnings of $34,996 ten years out, the debt-to-earnings ratio is 0.58 - within the recommended range but worth monitoring.

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$4,323
$30,001 - $48,000$4,299
$48,001 - $75,000$6,824
$75,001 - $110,000$10,489
$110,001+$11,026

Cost by Income Bracket Explained

Lower-income families (under $30K)

Families under $30,000 pay $4,323 in net price, the strongest value in the matrix. With a $48,000 four-year cost ceiling for a Pell-eligible student who completes in four years, the math works on paper even at $34,996 median earnings. The trap is the 36.2 percent completion rate: a low-income student who drops out with $16,750 in debt and no degree is the worst-case outcome here.

Middle-income families ($30K-$110K)

Middle-income families pay $4,299 (the $30,001 to $48,000 bracket) and $6,824 (the $48,001 to $75,000 bracket). These prices keep total four-year cost between $17,000 and $27,000, comfortably below most alternatives. The same caveat about completion applies, but the absolute debt risk is contained.

Higher-income families ($110K+)

Families above $75,000 pay $10,489 in the $75,001 to $110,000 bracket and $11,026 above $110,000. The progression is normal (not inverted), reflecting reduced need-based aid. Even at the top end, four-year cost is roughly $44,000, which remains a defensible bet for an in-state student targeting Nursing or Ag Business. For higher-income students with stronger academic profiles, a flagship like UGA may deliver better outcomes for similar money.

Earnings by Major

Top 9 most popular majors at Abraham Baldwin Agricultural College with available earnings data.

MajorMedian EarningsGrade
Agricultural/Animal/Plant/Veterinary Science and Related Fields, Other$54,179C+
Agricultural Business and Management$47,519C+
Registered Nursing$98,328B+
Teacher Education, Subject-Specific$50,429C+
Biology$46,194D
Forestry$57,678C+
Business Administration and Management$48,677C
Applied Horticulture and Horticultural Business Services$52,757C
Business Information Systems$56,001-

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

Program Analysis

Why these programs deliver their earnings outcomes.

Registered Nursing

Nursing is the clearest win at ABAC: 45 graduates per year, B+ ROI grade, first-year median earnings of $76,557 climbing to $98,328 by year four, and $26,298 in median debt. The 0.344 debt-to-earnings ratio is healthy. This is a high-demand credential in rural Georgia and across the Southeast, and ABAC's low in-state cost makes the program one of the best nursing-school values in the state.

Agricultural/Animal/Plant/Veterinary Science and Related Fields, Other

The largest cohort at ABAC with 70 graduates, earning C+ ROI. Median first-year earnings of $42,107 rise to $54,179 by year four against $23,042 in debt. The 0.547 debt-to-earnings ratio is workable. Career paths run into farm operations, ag retail, livestock and crop management, and pre-vet pathways. ABAC's location and ag focus make this a coherent fit, though graduates targeting higher earnings should consider continuing to a UGA-tier program.

Agricultural Business and Management

Ag Business produces 59 graduates with a C+ grade. First-year earnings of $47,519 against $21,500 in median debt give a 0.452 debt-to-earnings ratio, the second-best in the program list. Strong pathway into ag commodity trading, farm management, ag lending, and family-business succession roles. The combination of vocational training and reasonable debt makes this one of the more defensible bets at ABAC.

Forestry

Forestry posts 35 graduates with a C+ grade. First-year earnings of $40,065 grow to $57,678 by year four with $20,282 in debt and a 0.506 debt-to-earnings ratio. The Southeast has substantial forest-products industry demand. Public-sector pathways into USFS, Georgia DNR, and timber-company technical roles support stable, if not exceptional, earnings progression.

Teacher Education, Subject-Specific

Teacher Ed shows 41 graduates with C+ ROI, $50,429 first-year earnings, and $26,250 in median debt. The 0.521 debt-to-earnings ratio reflects Georgia's modest teacher pay scales. Pathway is clear: Georgia public-school teaching positions. The debt load is heavier than other ABAC programs because teacher training tends to extend coursework, but the credential is portable and stable.

How Graduates Do

Earnings

6 years after entry$29,100
-$5,900 vs. HS grad
10 years after entry$34,996
-$4 vs. HS grad
Annual earnings premium-$4
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment52.8%52.0%
3-year repayment63.1%62.0%
5-year repayment44.3%68.0%
7-year repayment48.6%72.0%

Completion Rate

0%National avg: 60.0%100%
36.1%
6-year rate

Admissions Snapshot

Acceptance rate75.7%
SAT Math (25th-75th)420-520
SAT Reading (25th-75th)440-560
ACT Composite (25th-75th)17-22
Enrollment3,208
Pell Grant recipients34.7%
Avg faculty salary (monthly)$7,551

ABAC admits 75.7 percent of applicants, an accessible profile typical of regional publics. The SAT mid-range is roughly 420 to 520 math and 440 to 560 reading, and ACT mid-range is 17 to 22. These are below the national medians but consistent with the school's mission to serve rural Georgia. A prepared student scoring above the 75th percentile here will find the work approachable; the 36.2 percent completion rate is more about retention than admissions difficulty.

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

Named peers are Albany State University, College of Coastal Georgia, University of Guam, Cameron University, and Lander University. This is a regional-public cohort with similar admit profiles. Albany State and Lander generally post stronger completion rates (in the 40 to 45 percent range) than ABAC's 36.2 percent. College of Coastal Georgia sits in similar territory, while Cameron University in Oklahoma reports comparable earnings outcomes. ABAC's low cost is its standout advantage in this group; its weakness is completion and the long earnings tail in agriculture and human services.

SchoolROINet Price10yr Earnings
Abraham Baldwin Agricultural College (this school)
20
$6,842$34,996
College of Coastal Georgia
22
$15,261$39,318
Lander University
22
$15,363$42,396
Cameron University
20
$10,912$40,118
University of Guam
20
$8,598$35,946
Albany State University
14
$11,898$40,674

Who Thrives Here

ABAC fits a Georgia student aiming for a hands-on agriculture, forestry, nursing, or teacher-education credential at the lowest possible price. Pell rate is 34.7 percent, signaling a meaningful low-income cohort. Enrollment of 3,208 makes it a midsize public. Strong fits are students with clear vocational direction, particularly into Nursing (B+ ROI), Forestry (C+), or Agricultural Business (C+). Poor fits are students drifting into general majors like Biology (D), where the earnings curve does not justify even ABAC's modest debt load.

The Verdict: The Numbers Don't Add Up

Poor Value

The financial data raises serious concerns about Abraham Baldwin Agricultural College. With a net cost of $6,842 per year and median graduate earnings of only $34,996 ten years out, the estimated payback period exceeds >50 years. For most students, the financial return does not justify the cost.

Areas of concern include weak earnings relative to cost and a 36.1% graduation rate and concerning loan repayment rates and a long payback period.

Median debt of $16,750 against $34,996 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.