64

Temple University

Philadelphia, Pennsylvania · Public · 80.4% acceptance rate

ROI Score: 64/100 · Fair Value

Temple University

Fair Value
64
ROI Score
Earnings Premium
56(0.26x)
Payback Period
70(8.8 yr)
Debt / Earnings
56(0.58)
Completion Rate
85(75%)
Repayment Rate
61(77%)

Quick Numbers

In-state tuition + fees$23,011/yr
Out-of-state tuition + fees$38,958/yr
Average net price$28,198/yr
Total 4-year cost (net)$112,792
Median earnings (10yr post-entry)$63,727
Median earnings (6yr post-entry)$42,200
Median debt at graduation$24,395
Estimated monthly loan payment$259
Estimated payback period8.8 years
6-year graduation rate75.0%
Undergraduate enrollment20,970

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$22,694
$30,001 - $48,000$23,431
$48,001 - $75,000$26,534
$75,001 - $110,000$29,397
$110,001+$34,947

Earnings by Major

Top 10 most popular majors at Temple University with available earnings data.

MajorMedian EarningsGrade
Psychology$50,582D
Computer and Information Sciences$101,670B
Public Relations, Advertising, and Applied Communication$67,840C
Biology$72,134D
Marketing$72,289C+
Finance and Financial Management$85,011B
Public Health$57,499C
Health Services/Allied Health/Health Sciences, General$29,950D
Kinesiology and Exercise Science$63,714D
Radio, Television, and Digital Communication$53,818D

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at Temple University is $23,011/year ($38,958/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $28,198/year, or roughly $112,792 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $22,694/year, while families earning over $110,000 pay $34,947/year.

The median graduate leaves with $24,395 in federal loan debt, translating to an estimated monthly payment of $259 on a standard 10-year repayment plan. Against median earnings of $63,727 ten years out, the debt-to-earnings ratio is 0.58 - within the recommended range but worth monitoring.

How Graduates Do

Earnings

6 years after entry$42,200
+$7,200 vs. HS grad
10 years after entry$63,727
+$28,727 vs. HS grad
Annual earnings premium$28,727
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment71.4%52.0%
3-year repayment77.1%62.0%
5-year repayment74.8%68.0%
7-year repayment79.2%72.0%

Completion Rate

0%National avg: 60.0%100%
75.0%
6-year rate

Admissions Snapshot

Acceptance rate80.4%
Enrollment20,970
Pell Grant recipients32.0%
Avg faculty salary (monthly)$12,479

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
Temple University (this school)
64
$28,198$63,727
University of North Carolina at Charlotte
68
$15,435$57,289
CUNY New York City College of Technology
64
$5,127$49,365
Grand Valley State University
60
$16,317$56,118
East Stroudsburg University of Pennsylvania
51
$18,134$56,148
Cheyney University of Pennsylvania
11
$14,265$37,837

The Verdict: A Reasonable Bet - With Caveats

Fair Value

Temple University offers fair financial value, though the ROI depends heavily on individual circumstances. The net cost of $28,198 per year leads to $112,792 over four years, while graduates earn a median of $63,727 a decade out. The payback period of 8.8 years is about average - not bad, but not a standout either.

The data highlights several strengths: a 75.0% graduation rate.

Median debt of $24,395 against $63,727 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.