Stetson University
DeLand, Florida · Private Nonprofit · 71.6% acceptance rate
ROI Score: 46/100 · Below Average Value
Data: 2024-25 College Scorecard release
Stetson University scores 46 (Below Average Value) - a private liberal arts institution in DeLand, FL with a $57,410 sticker tuition discounted sharply to a $19,372 net price. Stetson's sticker price is reduced by an average of $38,000. The institution's ROI score reflects a 13.1-year payback period, a 0.637 debt-to-earnings ratio, a 62.3% completion rate, and a repayment rate of 67.0% at 7 years - only two-thirds of borrowers making progress. Average 6-year earnings of $36,500 are low against even the $19,372 net price. The program spread is extreme: Accounting (33 grads, $78,682 year-four, grade B+) and Finance (43 grads, $55,161 year-one, $85,033 year-four, grade B) are genuinely strong. At the opposite end, Music graduates (34 grads, $15,905 year-one) carry a debt-to-earnings ratio of 1.669 - an F grade. English Language and Literature (19 grads, $21,520 year-one, grade F), Biology (28 grads, $26,006 year-one, grade F), and Visual and Performing Arts (38 grads, $26,913 year-one, grade F) also fail the ROI test at this price point. Business Administration (81 grads, $35,009 year-one) and Health Sciences (79 grads, $30,106 year-one) land in C and D territory respectively. Stetson is a school where program selection is nearly everything.
Stetson University
Quick Numbers
| In-state tuition + fees | $57,410/yr |
| Out-of-state tuition + fees | $57,410/yr |
| Average net price | $19,372/yr |
| Total 4-year cost (net) | $77,488 |
| Median earnings (10yr post-entry) | $51,642 |
| Average earnings (6yr post-entry) | $36,500 |
| Median debt at graduation | $23,250 |
| Estimated monthly loan payment | $246 |
| Estimated payback period | 13.1 years |
| 6-year graduation rate | 62.3% |
| Undergraduate enrollment | 2,297 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $57,410/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $19,372/year, or roughly $77,488 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $15,931/year here, while families earning over $110,000 pay $26,904/year.
Among graduates who borrowed, the median federal loan debt from this school is $23,250, which works out to about $246 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($36,500) and comes to 0.64, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $15,931 |
| $30,001 - $48,000 | $14,657 |
| $48,001 - $75,000 | $17,327 |
| $75,001 - $110,000 | $22,600 |
| $110,001+ | $26,904 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 income bracket pays $15,931 per year at Stetson. The 30001-48000 bracket pays $14,657, even lower, which is the best price point in the schedule. However, the 62.3% completion rate and weak earnings across most programs mean that finishing in a high-earning field matters even more than the attractive sticker-to-net discount. Nursing and finance are the programs worth targeting.
Middle-income families ($30K-$110K)
The 48001-75000 bracket pays $17,327 at Stetson, rising to $22,600 for the 75001-110000 bracket. At these net prices, Stetson can be a reasonable financial choice for students entering finance or accounting - but a poor choice for students entering music, arts, or health sciences. Middle-income families should evaluate the specific program, not the institution's average net price. The spread between Stetson's best and worst program outcomes is wide enough to make the same dollar of investment either sound or reckless depending on the major.
Higher-income families ($110K+)
Families above $110,000 pay $26,904 per year at Stetson, totaling roughly $107,000 over four years. Finance ($55,161 year-one, $85,033 year-four) is the one path where full-pay Stetson produces a reasonable payback. For arts, humanities, or general health sciences, families in this income bracket are paying near-full-cost for outcomes that generate a fraction of that investment in earnings within the first decade.
Earnings by Major
Top 10 most popular majors at Stetson University with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Business Administration, Management, and Operations | $59,629 | C |
| Health Services/Allied Health/Health Sciences, General | $52,591 | D |
| International Relations | $52,667 | D |
| Psychology | $31,041 | D |
| Finance and Financial Management | $85,033 | B |
| Visual and Performing Arts | $35,045 | F |
| Music | $41,298 | F |
| Accounting | $78,682 | B+ |
| Biology | $50,447 | F |
| Marketing | $63,707 | C |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Finance and Financial Management
Finance is Stetson's strongest program by ROI metrics with accessible data: 43 graduates, $55,161 year-one, $85,033 at year four, debt-to-earnings 0.447 (grade B) on $24,671 median debt. The year-four trajectory is the standout - $85,033 represents strong career progression from year-one, suggesting that Stetson finance graduates move into roles with meaningful advancement. At a $19,372 net price, the payback math is workable. The Stiles-Nicholson School of Business at Stetson has genuine employer relationships in the Florida market, which contributes to these outcomes.
Music
Music earns an F grade: 34 graduates, $15,905 year-one, $41,298 at year four, with a debt-to-earnings ratio of 1.669 (grade F) on $26,548 median debt. A year-one earnings figure of $15,905 is the median for music graduates in the year after graduation. Even at Stetson's below-sticker net price, the cost cannot be recovered through music industry earnings alone within any reasonable timeline. Students pursuing music at Stetson must understand this as a vocational or artistic decision - the financial data does not support it as an investment in career earnings.
Health Services/Allied Health/Health Sciences, General
Health Sciences is Stetson's largest program outside business at 79 graduates, but ROI is a D: $30,106 year-one, $52,591 at year four, with a debt-to-earnings ratio of 0.814 on $24,500 median debt. At $30,106 year-one, these graduates are earning relatively little for a Florida private college degree in the health space - likely reflecting that general health sciences, absent clinical training, doesn't command nursing or allied health wages. Students interested in healthcare at Stetson should specifically target tracks that lead to licensure or clinical certification, not general health sciences.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 63.3% | 68.8% |
| 3-year repayment | 67.0% | 73.6% |
| 5-year repayment | 70.1% | 67.7% |
| 7-year repayment | 79.5% | 72.8% |
Completion Rate
Trends Over Time
How Stetson University’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 71.6% |
| SAT Math (25th-75th) | 520-610 |
| SAT Reading (25th-75th) | 540-660 |
| ACT Composite (25th-75th) | 21-28 |
| Enrollment | 2,297 |
| Pell Grant recipients | 37.2% |
| Avg faculty salary (monthly) | $11,041 |
Stetson's 71.6% admission rate makes it moderately selective. SAT mid-range is 520-610 Math and 540-660 Reading. ACT composite 21-28. The institution's significant discount rate - sticker $57,410 discounted to $19,372 average net price - means that merit scholarships and need-based aid together reduce costs substantially for most enrollees. Prospective students should run the net price calculator carefully and ask about scholarship renewal requirements, which can affect four-year costs significantly.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Stetson's ROI is 46.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Stetson University (this school) | 46 | $19,372 | $51,642 |
| Taylor University | 50 | $24,865 | $52,198 |
| Ashland University | 47 | $21,988 | $52,928 |
| Bob Jones University | 47 | $16,641 | $44,354 |
| Barry University | 42 | $22,613 | $55,966 |
| Baptist University of Florida | 31 | $10,372 | $42,836 |
Who Thrives Here
Stetson admits 71.6% of applicants. SAT mid-ranges are 520-610 Math and 540-660 Reading; ACT composite 21-28. With 2,297 enrolled undergraduates and a 37.2% Pell grant rate, Stetson serves a moderately mixed-income population drawn by significant scholarship discounting. Students selecting Stetson for its small-college feel and Florida location should be aware that the institution's ROI is highly dependent on whether they pursue finance, accounting, or a quantitative business track.
The Verdict: Proceed With Caution
The money case for Stetson University is mixed, and worth a hard look before you commit. At $19,372 per year after aid, the typical graduate earns $51,642 ten years after entry, which means it takes about 13.1 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.
What to keep an eye on: a debt-to-earnings ratio of 0.64 (median across the schools we score: 0.61), a three-year loan repayment rate of 67.0% (median across the schools we score: 73.6%), a long payback period.
Median debt of $23,250 among graduates who borrowed, against average earnings of $36,500 six years after entry, gives a debt-to-earnings ratio of 0.64. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. Your major - and how much you borrow - really matters.
Stetson University: Common Questions
Is Stetson University worth it?
In our view, the money case is mixed and worth a hard look before you commit. Stetson University scores 46/100 on our ROI scale. At $19,372 a year after aid the typical graduate earns $51,642 ten years after entry, so it takes about 13.1 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.
How much does Stetson University cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $19,372 a year, or roughly $77,488 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Stetson University graduates earn?
The typical graduate earns about $51,642 ten years after enrolling, roughly $9,842 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Stetson University?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 13.1 years for Stetson University. The median across the schools we track is about 12 years.
How much debt do Stetson University graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $23,250, against average earnings of $36,500 six years after entry - a debt-to-earnings ratio of 0.64. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. How much you borrow really matters.
What is the graduation rate at Stetson University?
The six-year graduation rate is 62.3%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.