Ohio State University-Lima Campus
Lima, Ohio · Public
ROI Score: 68/100 · Fair Value
Data: 2024-25 College Scorecard release
Ohio State University-Lima Campus earns a CampusROI score of 68 out of 100, landing in the Fair Value tier. The school posts strong financial outcomes for a regional branch: an earnings premium of 49.1% over high-school-only workers, a payback period of just 7.5 years, and a debt-to-earnings ratio of 0.48 against $19,976 in median federal debt. Average earnings six years out are $41,500 and reach a median $60,409 by year ten. The repayment rate of 74.7% is also above average. The single drag is the 22.7% completion rate, which lands a sub-score of just 6 and pulls the overall score down hard. That low completion number requires careful interpretation. Sticker tuition is $9,488 in-state, average net price is $12,940, and the four-year cost runs about $51,760. The bottom line: students who finish a credential out of Lima have a favorable debt-to-earnings outcome, but completing here is statistically uncommon, in part for structural transfer reasons.
How Ohio State University-Lima Campus scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- 6-year graduation rate22.7% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
Ohio State University-Lima Campus
Quick Numbers
| In-state tuition + fees | $9,488/yr |
| Out-of-state tuition + fees | $36,266/yr |
| Average net price | $12,940/yr |
| Total 4-year cost (net) | $51,760 |
| Median earnings (10yr post-entry) | $60,409 |
| Average earnings (6yr post-entry) | $41,500 |
| Median debt at graduation | $19,976 |
| Estimated monthly loan payment | $212 |
| Estimated payback period | 7.5 years |
| 6-year graduation rate | 22.7% |
| Undergraduate enrollment | 621 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $9,488/year ($36,266/year out-of-state), which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $12,940/year, or roughly $51,760 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $9,805/year here, while families earning over $110,000 pay $18,468/year.
Among graduates who borrowed, the median federal loan debt from this school is $19,976, which works out to about $212 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($41,500) and comes to 0.48, which in our view is comfortably manageable.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $9,805 |
| $30,001 - $48,000 | $10,006 |
| $48,001 - $75,000 | $10,092 |
| $75,001 - $110,000 | $14,098 |
| $110,001+ | $18,468 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 face an average net price of $9,805 per year at Lima. With Pell stacking onto Ohio's CCAA aid programs, four-year cost lands near $39,200. Median ten-year earnings of $60,409 give low-income graduates a clear pathway to recoup their investment. The completion-rate caveat applies: this only works if the student finishes.
Middle-income families ($30K-$110K)
The $48,001 to $75,000 bracket pays $10,092 per year, essentially the same as the lowest-income tier. The $75,001 to $110,000 bracket steps up to $14,098. Four-year totals are $40,400 to $56,400. Middle-income Ohio families get an excellent in-state deal here, particularly for students targeting business or social-work tracks where the year-four earnings clear $50,000.
Higher-income families ($110K+)
Families above $110,000 pay $18,468 per year, with four-year cost approaching $73,900.
Earnings by Major
Top 9 most popular majors at Ohio State University-Lima Campus with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Educational Administration and Supervision | $42,187 | C |
| Social Work | $50,596 | C |
| Business Administration and Management | $65,374 | B |
| Biology | $64,324 | D |
| Teacher Education | $45,969 | C |
| English Language and Literature | $48,301 | D |
| History | $49,986 | D |
| Drama/Theatre Arts and Stagecraft | $37,445 | F |
| Psychology | $54,182 | C |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Business Administration and Management
Business is the standout program at OSU-Lima, graduating 14 students per cohort with year-one earnings of $48,597 climbing to $65,374 by year four. With $19,900 in median debt, the 0.41 debt-to-earnings ratio earns a solid B ROI grade. This is the strongest financial outcome on campus and reflects the prestige of the Ohio State brand carrying through to a branch-campus credential, particularly for students targeting Allen County and northwest Ohio employers.
Educational Administration and Supervision
Educational Administration graduates 25 students per cohort, the largest program by graduate count. Year-one earnings of $36,487 modestly climb to $42,187 by year four. With $23,000 in debt, the 0.63 ratio earns a C ROI grade. The trajectory is shallow and reflects the structural ceiling on Ohio public-school administrative starting salaries. Students entering Ohio's public education pipeline get pension benefits that don't show in this earnings figure.
Social Work
Social Work produces 17 graduates with year-one earnings of $38,739 rising to $50,596 by year four. With $26,970 in debt, the 0.70 ratio earns a C ROI grade. This is a respectable outcome for the field. Lima graduates working in northwest Ohio public-sector social services see meaningful four-year salary growth, though the debt is on the higher side relative to earnings.
Biology
Biology graduates 11 students per cohort with year-one earnings of $32,356 jumping to $64,324 by year four; the steep four-year growth suggests many graduates pursue post-baccalaureate professional or graduate study. Median debt of $23,362 produces a 0.72 ratio and a D ROI grade based on year-one numbers, but the four-year earnings tell a more optimistic story for graduates who continue training.
Teacher Education
Teacher Education graduates only 5 students per cohort, limiting statistical reliability, but year-one earnings of $36,483 climb to $45,969 by year four with $25,432 in median debt. The 0.70 ratio earns a C ROI grade. Outcomes track Ohio public K-12 starting salaries with the usual pension-benefit upside not captured in earnings.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 70.8% | 68.8% |
| 3-year repayment | 74.7% | 73.6% |
| 5-year repayment | 68.0% | 67.7% |
| 7-year repayment | 73.1% | 72.8% |
Completion Rate
Trends Over Time
How Ohio State University-Lima Campus’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 621 |
| Pell Grant recipients | 29.5% |
| Avg faculty salary (monthly) | $11,181 |
Admission rate is not reported in current Scorecard data for OSU-Lima, and SAT/ACT mid-ranges are also not reported. The Lima campus operates under Ohio State's open-admit branch-campus policy for many programs, with main-campus transfer requiring stronger academic standing. Without published test bands, applicants should consult the campus directly on academic-preparation expectations.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Ohio State University-Lima Campus (this school) | 68 | $12,940 | $60,409 |
| Pennsylvania State University-Penn State Scranton | 66 | $17,910 | $63,435 |
| University of Maine at Fort Kent | 64 | $7,482 | $51,077 |
| Pennsylvania State University-Penn State Schuylkill | 63 | $19,659 | $63,435 |
| University of Akron Wayne College | 48 | $6,032 | $46,600 |
| University of Akron Main Campus | 38 | $13,946 | $46,600 |
Who Thrives Here
OSU-Lima serves about 621 students with a 29.5% Pell rate, reflecting a relatively middle-class commuter base in Allen County. The fit case is strongest for in-state Ohio students who plan to either complete a Lima-based program in Business or Education, or use the campus as a low-cost two-year ramp to Columbus. Earnings outcomes for finishers are genuinely strong; the risk variable is whether the student has a clear academic plan. Drift-and-drop students should weigh the 22.7% completion number carefully.
The Verdict: A Reasonable Bet - With Caveats
Ohio State University-Lima Campus is a fair-value bet, but how well it pays off depends a lot on you. At $12,940 a year after aid ($51,760 over four years), with the typical graduate earning $60,409 a decade out, the cost takes about 7.5 years to earn back. For context, the median payback across the schools we score is about 12 years.
What it has going for it: a strong earnings premium over high school graduates, manageable debt relative to earnings. What to keep an eye on: its 22.7% graduation rate.
Median debt of $19,976 among graduates who borrowed, against average earnings of $41,500 six years after entry, gives a debt-to-earnings ratio of 0.48, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
Ohio State University-Lima Campus: Common Questions
Is Ohio State University-Lima Campus worth it?
In our view, it's a fair-value bet - whether Ohio State University-Lima Campus is worth it depends a lot on your major and aid package. It scores 68/100 on our ROI scale. At $12,940 a year after aid ($51,760 over four years) against $60,409 in typical earnings a decade out, the cost takes about 7.5 years to earn back. For context, the median payback across the schools we score is about 12 years.
How much does Ohio State University-Lima Campus cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $12,940 a year, or roughly $51,760 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Ohio State University-Lima Campus graduates earn?
The typical graduate earns about $60,409 ten years after enrolling, roughly $18,609 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Ohio State University-Lima Campus?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 7.5 years for Ohio State University-Lima Campus. The median across the schools we track is about 12 years.
How much debt do Ohio State University-Lima Campus graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $19,976, against average earnings of $41,500 six years after entry - a debt-to-earnings ratio of 0.48. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at Ohio State University-Lima Campus?
The six-year graduation rate is 22.7%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.