Jacksonville University
Jacksonville, Florida · Private Nonprofit · 56.9% acceptance rate
ROI Score: 67/100 · Fair Value
Data: 2024-25 College Scorecard release
Jacksonville University scores 67 (Fair Value) on the CampusROI scale. The school earns this rating primarily through a reasonable payback period of 7.3 years and moderate debt-to-earnings ratio of 0.451, offset by a 50.7% completion rate that means only about half of enrolled students graduate. Sticker tuition is $47,830, but the net price of $25,180 reflects substantial merit and need-based aid. Average 6-year earnings are $48,800 against median debt of $22,000. Registered Nursing dominates the program portfolio - 221 graduates, $78,924 year-one, $89,191 year-four, B-grade ROI - and is the primary driver of the school's positive earnings story. Beyond nursing, Finance (B+ grade), Psychology (B grade), and Business Administration (B grade) round out the viable programs. Air Transportation (55 graduates, $45,875 year-one, C+-grade) serves the university's aviation track, though four-year earnings data is not reported. Music (F-grade, $21,219 year-one, debt-to-earnings 1.178) is the clearest financial risk in the portfolio. The 50.7% completion rate is the school's most significant weakness; it limits the ROI story that would otherwise be stronger given the nursing outcomes.
Jacksonville University
Quick Numbers
| In-state tuition + fees | $47,830/yr |
| Out-of-state tuition + fees | $47,830/yr |
| Average net price | $25,180/yr |
| Total 4-year cost (net) | $100,720 |
| Median earnings (10yr post-entry) | $68,010 |
| Average earnings (6yr post-entry) | $48,800 |
| Median debt at graduation | $22,000 |
| Estimated monthly loan payment | $233 |
| Estimated payback period | 7.3 years |
| 6-year graduation rate | 50.6% |
| Undergraduate enrollment | 2,930 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $47,830/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $25,180/year, or roughly $100,720 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $21,893/year here, while families earning over $110,000 pay $29,653/year.
Among graduates who borrowed, the median federal loan debt from this school is $22,000, which works out to about $233 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($48,800) and comes to 0.45, which in our view is comfortably manageable.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $21,893 |
| $30,001 - $48,000 | $19,733 |
| $48,001 - $75,000 | $23,974 |
| $75,001 - $110,000 | $27,936 |
| $110,001+ | $29,653 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 bracket pays $21,893 net price at JU. This is a moderate-to-high net price for a family at the lowest income tier. Nursing graduates at this net price will recover their investment, but the 50.7% completion rate means a significant fraction of low-income students will spend $21,000+ per year without earning a degree. Low-income students should critically evaluate their support resources and program-specific completion rates.
Middle-income families ($30K-$110K)
The 30001-48000 bracket pays the lowest net price at $19,733 - an odd dip that reflects the aid formula. The 48001-75000 bracket rises to $23,974. Middle-income families in these tiers get JU's best pricing; at $48,800 average earnings and 7.3-year payback, nursing and business graduates will achieve solid outcomes.
Higher-income families ($110K+)
The 110001-plus bracket pays $29,653 per year - approximately $119,000 over four years. At $48,800 average 6-year earnings, full-pay families face a 10+ year payback for average programs. Nursing graduates recover significantly faster. Higher-income families funding arts or communications programs at full price will face very extended payback periods.
Earnings by Major
Top 10 most popular majors at Jacksonville University with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $89,191 | B |
| Air Transportation | $45,875 | C+ |
| Business Administration, Management, and Operations | $56,477 | B |
| Kinesiology and Exercise Science | $52,065 | C+ |
| Psychology | $62,622 | B |
| Marketing | $55,252 | C+ |
| Music | $40,009 | F |
| Finance and Financial Management | $70,456 | B+ |
| Social Sciences, General | $48,761 | D |
| Sociology | $53,457 | - |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is Jacksonville University's core high-performing program with 221 graduates - the largest in the school's portfolio. Year-one earnings of $78,924 and year-four of $89,191 with a debt-to-earnings ratio of 0.355 (ROI grade B) and median debt of $28,000. At $25,180 average net price, nursing graduates recover their investment in approximately 5-6 years.
Finance and Financial Management
Finance (14 graduates) earns B+-grade ROI: year-four earnings of $70,456, median debt of $22,860, debt-to-earnings ratio of 0.324. Year-one data is not reported by Scorecard. The small graduate count limits confidence in these numbers, but the four-year outcome is one of the strongest in the non-nursing part of the portfolio.
Air Transportation
Air Transportation (55 graduates) is JU's aviation program, with year-one earnings of $45,875, median debt of $25,125, and debt-to-earnings ratio of 0.548 (ROI grade C+). Year-four earnings are not reported by Scorecard. Aviation graduates face variable employment timelines tied to the commercial aviation hiring cycle, but the credential is licensed and portable. The C+ grade reflects early-career earnings constraints rather than long-term trajectory weakness.
Music
Music (15 graduates) earns F-grade ROI: $21,219 year-one, $40,009 year-four, debt-to-earnings ratio of 1.178 with median debt of $25,000. Graduates owe more than a year's salary at graduation. At $47,830 sticker tuition, music is a financially high-risk program. Students passionate about music performance should understand these numbers clearly before choosing JU for this major.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 58.6% | 68.8% |
| 3-year repayment | 64.7% | 73.6% |
| 5-year repayment | 60.7% | 67.7% |
| 7-year repayment | 67.1% | 72.8% |
Completion Rate
Trends Over Time
How Jacksonville University’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 56.9% |
| SAT Math (25th-75th) | 520-620 |
| SAT Reading (25th-75th) | 580-660 |
| ACT Composite (25th-75th) | 22-27 |
| Enrollment | 2,930 |
| Pell Grant recipients | 30.7% |
| Avg faculty salary (monthly) | $8,698 |
JU admits 56.9% of applicants. SAT 520-620 Math, 580-660 Reading, ACT 22-27 describe the middle range. The school is moderately selective.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
The completion rate of 50.7% is the primary drag on the ROI score.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Jacksonville University (this school) | 67 | $25,180 | $68,010 |
| Pepperdine University | 69 | $58,098 | $82,939 |
| Augustana College | 67 | $22,736 | $62,971 |
| Yeshiva University | 67 | $49,965 | $71,353 |
| Barry University | 42 | $22,613 | $55,966 |
| Baptist University of Florida | 31 | $10,372 | $42,836 |
Who Thrives Here
Jacksonville University admits 56.9% of applicants. SAT mid-ranges are 520-620 Math and 580-660 Reading; ACT composite 22-27. Enrollment of 2,930 creates a mid-size private experience in Jacksonville, FL. Pell grant rate of 30.7% reflects moderate economic diversity. Students headed for nursing, aviation, or business will find aligned programs. Students interested in the arts or social sciences should carefully evaluate whether the outcomes at this price point are acceptable.
The Verdict: A Reasonable Bet - With Caveats
Jacksonville University is a fair-value bet, but how well it pays off depends a lot on you. At $25,180 a year after aid ($100,720 over four years), with the typical graduate earning $68,010 a decade out, the cost takes about 7.3 years to earn back. For context, the median payback across the schools we score is about 12 years.
What it has going for it: manageable debt relative to earnings. What to keep an eye on: its 50.6% graduation rate, a three-year loan repayment rate of 64.7% (median across the schools we score: 73.6%).
Median debt of $22,000 among graduates who borrowed, against average earnings of $48,800 six years after entry, gives a debt-to-earnings ratio of 0.45, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
Jacksonville University: Common Questions
Is Jacksonville University worth it?
In our view, it's a fair-value bet - whether Jacksonville University is worth it depends a lot on your major and aid package. It scores 67/100 on our ROI scale. At $25,180 a year after aid ($100,720 over four years) against $68,010 in typical earnings a decade out, the cost takes about 7.3 years to earn back. For context, the median payback across the schools we score is about 12 years.
How much does Jacksonville University cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $25,180 a year, or roughly $100,720 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Jacksonville University graduates earn?
The typical graduate earns about $68,010 ten years after enrolling, roughly $26,210 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Jacksonville University?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 7.3 years for Jacksonville University. The median across the schools we track is about 12 years.
How much debt do Jacksonville University graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $22,000, against average earnings of $48,800 six years after entry - a debt-to-earnings ratio of 0.45. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at Jacksonville University?
The six-year graduation rate is 50.6%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.