Yeshiva University
New York, New York · Private Nonprofit · 55.6% acceptance rate
ROI Score: 67/100 · Fair Value
Yeshiva University earns a Fair Value tier with an overall ROI score of 67 out of 100, anchored by an outstanding 83.2% completion rate (sub-score 91), a strong 86.3% three-year repayment rate (sub-score 88), and a healthy 0.376 debt-to-earnings ratio (sub-score 89). Tuition is $51,800 per year, but the average net price is $49,965 -- a remarkably small institutional discount, signaling that aid here is heavily targeted to lower-income students rather than broadly distributed. The four-year cost is a steep $199,860 for full-pay students. Median 10-year earnings are $71,353, an 18.2% premium over high school graduates, and the payback period is a contained 9.3 years. The earnings premium is the one weak signal -- it's lower than what the steep cost would suggest, but median debt is just $18,250 (well below typical for private universities at this price point), which is what keeps the ROI math working. Yeshiva is a Modern Orthodox Jewish university with strong programs in business, finance, and pre-med, and its students perform exceptionally well on completion and repayment metrics that signal both institutional rigor and family financial backing.
Yeshiva University
Quick Numbers
| In-state tuition + fees | $51,800/yr |
| Out-of-state tuition + fees | $51,800/yr |
| Average net price | $49,965/yr |
| Total 4-year cost (net) | $199,860 |
| Median earnings (10yr post-entry) | $71,353 |
| Median earnings (6yr post-entry) | $48,500 |
| Median debt at graduation | $18,250 |
| Estimated monthly loan payment | $193 |
| Estimated payback period | 9.3 years |
| 6-year graduation rate | 83.2% |
| Undergraduate enrollment | 2,852 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The sticker price at Yeshiva University is $51,800/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $49,965/year, or roughly $199,860 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $24,103/year, while families earning over $110,000 pay $69,618/year.
The median graduate leaves with $18,250 in federal loan debt, translating to an estimated monthly payment of $193 on a standard 10-year repayment plan. Against median earnings of $71,353 ten years out, the debt-to-earnings ratio is 0.38 - well within manageable territory.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $24,103 |
| $30,001 - $48,000 | $25,462 |
| $48,001 - $75,000 | $28,207 |
| $75,001 - $110,000 | $41,944 |
| $110,001+ | $69,618 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 pay $24,103 per year. Over four years that's roughly $96,000 -- substantial, but Yeshiva's strong completion rate (83.2%) and earnings outcomes meaningfully reduce the risk. For an academically prepared low-income Modern Orthodox student admitted to Yeshiva, the math can pencil out, particularly given the very low overall median debt ($18,250) suggesting families and the school cover much of the cost without student loans.
Middle-income families ($30K-$110K)
Middle-income families ($48,001-$75,000) pay $28,207 per year, and $75,001-$110,000 pays $41,944 -- a sharp jump that signals the aid curve falls off rapidly. Over four years that's $113,000-$168,000. Middle-income families face a tougher value proposition; the math works only if the student is firmly committed to the school's professional pipelines (especially business/finance).
Higher-income families ($110K+)
Families earning above $110,000 pay $69,618 per year (above the published tuition figure -- this includes mandatory housing, fees, and full sticker pricing), or roughly $278,000 over four years. At this price point Yeshiva is fundamentally a religious-fit and high-amenity choice; the financial math is challenging unless the student captures one of the school's strong business/finance career outcomes. Most upper-income Jewish families enrolling here are choosing it for community and religious observance rather than ROI.
Earnings by Major
Top 4 most popular majors at Yeshiva University with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $47,301 | B |
| Biology | $90,456 | D |
| Accounting | $88,388 | B+ |
| Business Administration, Management, and Operations | $97,914 | B |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Psychology
Psychology is Yeshiva's largest reportable program at 76 graduates per year. Median four-year earnings of $47,301 against just $17,500 of debt produce a 0.37 debt-to-earnings ratio and a B ROI grade. First-year earnings are not reported. The very low debt is the key -- Yeshiva students borrow far less than typical private-university students, and that's what makes psychology work as an ROI proposition here. Many graduates likely progress to graduate school where the four-year figures partially reflect that uplift.
Biology
Biology graduates 76 students per year. Median first-year earnings of just $21,104 against $20,500 of debt produce a 0.971 debt-to-earnings ratio and a D ROI grade. But four-year earnings rocket up to $90,456 -- one of the strongest four-year recoveries in our database, indicating that Yeshiva biology graduates progress in large numbers to medical, dental, and other professional schools. For students firmly on the pre-med track, this is a strong fit; the bachelor's alone is weak.
Accounting
Accounting graduates 53 students per year with a B+ ROI grade. Median first-year earnings of $69,252 and four-year earnings of $88,388 against just $22,500 of debt produce a healthy 0.325 debt-to-earnings ratio. NYC's accounting and finance labor market favors Yeshiva's network connections; this is one of the school's clearest value plays.
Business Administration, Management, and Operations
Business graduates 41 students per year with a B ROI grade. Median first-year earnings of $61,312 and four-year earnings of $97,914 -- a strong career trajectory -- against $22,000 of debt produce a 0.359 debt-to-earnings ratio. The four-year earnings figure suggests Yeshiva business graduates capture meaningful upward mobility through NYC professional networks; this is a genuinely strong outcome for a private university.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 85.1% | 52.0% |
| 3-year repayment | 86.3% | 62.0% |
| 5-year repayment | 84.9% | 68.0% |
| 7-year repayment | 88.9% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 55.6% |
| SAT Math (25th-75th) | 670-770 |
| SAT Reading (25th-75th) | 670-740 |
| ACT Composite (25th-75th) | 29-33 |
| Enrollment | 2,852 |
| Pell Grant recipients | 13.4% |
| Avg faculty salary (monthly) | $13,637 |
Yeshiva admits 55.6% of applicants -- the most selective institution in this batch. SAT mid-ranges are robust (Math 670-770, Reading 670-740) and ACT (29-33) reflects a strong academic student body. The combination of moderate selectivity and an 83.2% completion rate is exactly what we'd expect: prepared students arriving in an academically rigorous environment and finishing reliably. Prospective students should expect serious peers and a demanding curriculum.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Yeshiva's named peers include Adelphi University (a NY private with weaker outcomes), Albany College of Pharmacy and Health Sciences (a specialized health professions school), Jacksonville University, Augustana College, and Lawrence Technological University. Among these, Albany College of Pharmacy is the closest specialty-institution match, and posts comparable strong outcomes. Yeshiva's 67 score sits at the top of this peer band; for NYC-area Jewish students, Yeshiva is genuinely well-positioned among private universities. Comparable NYC privates like NYU and Columbia are dramatically more expensive and selective.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Yeshiva University (this school) | 67 | $49,965 | $71,353 |
| Yeshiva of Nitra Rabbinical College | 39 | $10,880 | $41,785 |
| Uta Mesivta of Kiryas Joel | 39 | $4,156 | $31,853 |
| United Talmudical Seminary | 36 | $6,640 | $25,113 |
| Talmudical Seminary Oholei Torah | 35 | $10,755 | $39,230 |
| Kehilath Yakov Rabbinical Seminary | 33 | $3,822 | $36,442 |
Who Thrives Here
Yeshiva fits Modern Orthodox Jewish students from upper-middle and upper-income families seeking a religiously observant private university experience with strong professional outcomes. Enrollment is 2,852 with a low 13.4% Pell rate, signaling a heavily upper-middle-income student body. The combination of religious observance, NYC location, and strong business/finance programs is genuinely distinctive. Strongest fit: Business, Finance, Accounting, and pre-med tracks; the school's NYC location and Jewish professional networks open doors. Weak fit: students drawn to general liberal arts where outcomes are weaker (Biology shows D-grade first-year earnings despite strong four-year recovery suggesting heavy graduate-school dependency).
The Verdict: A Reasonable Bet - With Caveats
Yeshiva University offers fair financial value, though the ROI depends heavily on individual circumstances. The net cost of $49,965 per year leads to $199,860 over four years, while graduates earn a median of $71,353 a decade out. The payback period of 9.3 years is about average - not bad, but not a standout either.
Key strengths include a 83.2% graduation rate, manageable debt relative to earnings, high loan repayment success. However, the data also shows weak earnings relative to cost.
Median debt of $18,250 is very manageable against $71,353 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.