United Talmudical Seminary
Brooklyn, New York · Private Nonprofit
ROI Score: 26/100 · Below Benchmark
Data: 2024-25 College Scorecard release
United Talmudical Seminary is a religious institution in Brooklyn serving the Hasidic Jewish community, and standard ROI analysis applies awkwardly here because the school's mission is religious formation rather than secular labor-market preparation. The CampusROI score of 26 (Below Benchmark) reflects this mismatch: 10-year median earnings of $25,113 produce a -37.2% earnings premium versus the high-school baseline (sub-score 1) and a 999-year payback period (sub-score 7) - meaning earnings, by the model's calculation, never recoup the cost of attendance. Median debt at graduation is not reported, because students at religious seminaries typically do not borrow federal funds, so our debt-to-earnings measure gets a neutral middle score of 50. Sticker tuition is $15,000, average net price is $6,640, and four-year total cost is roughly $26,560. Completion is 58.1%, which is reasonable. The honest read: this institution is best understood as a religious credential-granting body, not a secular ROI proposition. Graduates typically pursue religious vocations (rabbinical study, community leadership, education within Hasidic institutions) where compensation is community-based rather than market-rate. Standard ROI metrics fundamentally misframe the value being delivered.
How United Talmudical Seminary scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score26/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- Payback period>50 years - In our estimate, the earnings premium over a high school completer is small next to the cost, so the cost may not be recouped within a working career.
United Talmudical Seminary
Quick Numbers
| In-state tuition + fees | $15,000/yr |
| Out-of-state tuition + fees | $15,000/yr |
| Average net price | $6,640/yr |
| Total 4-year cost (net) | $26,560 |
| Median earnings (10yr post-entry) | $25,113 |
| Average earnings (6yr post-entry) | $16,100 |
| Median debt at graduation | N/A |
| Estimated monthly loan payment | N/A |
| Estimated payback period | >50 years |
| 6-year graduation rate | 58.1% |
| Undergraduate enrollment | 2,241 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $15,000/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $6,640/year, or roughly $26,560 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $6,446/year here, while families earning over $110,000 pay N/A/year.
The Department of Education does not report a median debt figure for this school, usually because too few students borrow federal loans for the figure to be published. Our ROI score gives this measure a neutral middle value rather than treating it as zero debt.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $6,446 |
| $30,001 - $48,000 | $6,478 |
| $48,001 - $75,000 | $7,771 |
| $75,001 - $110,000 | $9,644 |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 pay $6,446 net annually, slightly below the $30,001-$48,000 bracket's $6,478 - the costs are essentially flat across the lowest income tiers. Over four years that is roughly $26,000 of cost. Given that the student body is 87.4% Pell-eligible, this is the dominant economic profile at UTS, and the low absolute cost combined with no reported debt means students leave without financial obligation - which is the metric that actually matters in this community context.
Middle-income families ($30K-$110K)
Households at $48,001-$75,000 pay $7,771 and $75,001-$110,000 pays $9,644 - still very low absolute prices ($31,000-$39,000 over four years). Middle-income enrollment is rare here given the overwhelming Pell concentration, but the cost remains modest by any measure.
Higher-income families ($110K+)
The $110,001-plus bracket has no reported net price, suggesting effectively no high-income enrollment, which is consistent with the school's community demographics. This is not an institution where high-income family ROI math is a relevant analysis.
Earnings by Major
Top 1 most popular majors at United Talmudical Seminary with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Religion/Religious Studies | $18,837 | - |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Religion/Religious Studies
Religion/Religious Studies is United Talmudical Seminary's sole reported program, with 369 graduates per year. Median first-year earnings are $17,779 and four-year earnings $18,837, with debt and ROI grade unreported (the institution does not heavily participate in federal student loan programs). Career paths are religious vocational: rabbinical study, religious teaching within Hasidic schools, kollel-style learning, and community leadership. Standard secular earnings metrics underweight non-monetary compensation (housing, community support) that defines this vocational track.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | N/A | 68.8% |
| 3-year repayment | N/A | 73.6% |
| 5-year repayment | N/A | 67.7% |
| 7-year repayment | N/A | 72.8% |
Completion Rate
Trends Over Time
How United Talmudical Seminary’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 2,241 |
| Pell Grant recipients | 87.4% |
| Avg faculty salary (monthly) | $4,005 |
Admission rate is not reported in current Scorecard data, which is consistent with religious seminary admissions practices that are based on community membership and religious preparation rather than competitive academic metrics. SAT and ACT mid-ranges are likewise unreported. Selectivity in the standard sense is not the relevant frame here.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| United Talmudical Seminary (this school) | 26 | $6,640 | $25,113 |
| Kehilath Yakov Rabbinical Seminary | 33 | $3,822 | $36,442 |
| Yeshiva of Nitra Rabbinical College | 29 | $10,880 | $41,785 |
| Uta Mesivta of Kiryas Joel | 29 | $4,156 | $31,853 |
| Talmudical Seminary Oholei Torah | 25 | $10,755 | $39,230 |
| Talmudical Seminary of Bobov | 20 | $2,840 | $22,432 |
Who Thrives Here
With 2,241 students and an extraordinarily high 87.4% Pell rate, UTS serves an overwhelmingly low-income, religiously homogenous community. The single reported program is Religion/Religious Studies (369 graduates per year, $18,837 four-year earnings), which functions as the school's entire academic mission. Students fit here based on religious identity and community ties, not on labor-market criteria; secular ROI analysis does not capture the institution's actual purpose.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, United Talmudical Seminary scores 26/100, which falls in the Below Benchmark tier (below 45). At a net price of $6,640 per year, with typical graduate earnings of $25,113 ten years after entry, we estimate the payback period at more than 50 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: weak earnings relative to cost, a long payback period.
United Talmudical Seminary: Common Questions
Is United Talmudical Seminary worth it?
In our view, the financial case is a hard one to make on the numbers alone. United Talmudical Seminary scores 26/100 on our ROI scale, in the Below Benchmark tier (below 45). At $6,640 a year after aid against $25,113 in typical earnings ten years out, we estimate the payback period at more than 50 years. Your major and aid package can change the picture, so run your own numbers.
How much does United Talmudical Seminary cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $6,640 a year, or roughly $26,560 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do United Talmudical Seminary graduates earn?
The typical graduate earns about $25,113 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off United Talmudical Seminary?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at more than 50 years for United Talmudical Seminary. The median across the schools we track is about 12 years.
What is the graduation rate at United Talmudical Seminary?
The six-year graduation rate is 58.1%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.