Kehilath Yakov Rabbinical Seminary
Ossining, New York · Private Nonprofit
ROI Score: 33/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Kehilath Yakov Rabbinical Seminary is a small Hasidic Jewish religious institution in Ossining, New York, and its CampusROI score of 33 should be read carefully. The school's mission is religious training rather than labor-market preparation, and the standard ROI framework applies imperfectly. Sticker tuition is $13,200 with a net price of just $3,822, putting total four-year cost at about $15,288. The six-year completion rate of 63.4% is reasonably strong. Earnings, however, are sparse: average earnings six years out are not reported, and ten-year median earnings are $36,442. The modeled payback period of 107.7 years reflects the earnings premium being only 9.4% above a high-school baseline. Debt, repayment, and admissions data are largely null or imputed. This profile is best understood through the lens of mission: students enroll for rabbinical and Talmudic training, not for wage outcomes. The financial picture is unusually low-cost for a private institution.
How Kehilath Yakov Rabbinical Seminary scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score33/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- Payback period>50 years - In our estimate, the earnings premium over a high school completer is small next to the cost, so the cost may not be recouped within a working career.
Kehilath Yakov Rabbinical Seminary
Quick Numbers
| In-state tuition + fees | $13,200/yr |
| Out-of-state tuition + fees | $13,200/yr |
| Average net price | $3,822/yr |
| Total 4-year cost (net) | $15,288 |
| Median earnings (10yr post-entry) | $36,442 |
| Average earnings (6yr post-entry) | N/A |
| Median debt at graduation | N/A |
| Estimated monthly loan payment | N/A |
| Estimated payback period | >50 years |
| 6-year graduation rate | 63.4% |
| Undergraduate enrollment | 205 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $13,200/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $3,822/year, or roughly $15,288 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $3,505/year here, while families earning over $110,000 pay N/A/year. If money is tight, that matters: this school gives low-income students enough aid to land well below the sticker price.
The Department of Education does not report a median debt figure for this school, usually because too few students borrow federal loans for the figure to be published. Our ROI score gives this measure a neutral middle value rather than treating it as zero debt.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $3,505 |
| $30,001 - $48,000 | $2,480 |
| $48,001 - $75,000 | $6,931 |
| $75,001 - $110,000 | $7,722 |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 face a net price of just $3,505 per year, the lowest bracket. Four years totals about $14,000, an exceptionally low total cost figure even when read against modest earnings outcomes. For the community this serves, the financial barrier to entry is essentially nominal.
Middle-income families ($30K-$110K)
Middle-income brackets show an inversion worth flagging: $30,001-$48,000 pays $2,480, the cheapest of all brackets, while $48,001-$75,000 jumps to $6,931 and $75,001-$110,000 hits $7,722. The cheapest-bracket middle band is unusual and likely reflects bracket-level small-sample volatility (the school has only 205 students). Families should treat these published brackets as indicative rather than precise.
Higher-income families ($110K+)
Net price for households above $110,000 is not reported, which is consistent with a school that has very few or zero high-income families enrolled. Without that data point, families in this bracket have no published estimate. Given the school's mission and community, the high-income bracket is essentially hypothetical.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | N/A | 68.8% |
| 3-year repayment | N/A | 73.6% |
| 5-year repayment | N/A | 67.7% |
| 7-year repayment | N/A | 72.8% |
Completion Rate
Trends Over Time
How Kehilath Yakov Rabbinical Seminary’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 205 |
| Pell Grant recipients | 82.0% |
| Avg faculty salary (monthly) | $2,340 |
Admission rate is not reported in current Scorecard data for Kehilath Yakov Rabbinical Seminary. The school admits exclusively from the Hasidic Jewish community for religious training, so traditional admissions metrics do not apply. SAT and ACT scores are not collected. Prospective students are evaluated through community standing, religious preparation, and rabbinical recommendations rather than secular academic benchmarks.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Kehilath Yakov Rabbinical Seminary (this school) | 33 | $3,822 | $36,442 |
| Machzikei Hadath Rabbinical College | 27 | $16,515 | $41,527 |
| United Talmudical Seminary | 26 | $6,640 | $25,113 |
| Talmudical Seminary Oholei Torah | 25 | $10,755 | $39,230 |
| Rabbinical College of America | 20 | $15,628 | $34,990 |
| Talmudical Seminary of Bobov | 20 | $2,840 | $22,432 |
Who Thrives Here
With 205 students and a Pell Grant rate of 82.0%, Kehilath Yakov serves an exclusively Hasidic Jewish male population pursuing rabbinical credentials. The fit is binary: students from the community pursuing religious leadership, education, and community service roles. Many graduates go on to teaching in yeshivas, serving as community rabbis, or running family businesses where the formal credential matters less than the religious training itself. Standard ROI analysis is not the right frame for evaluating this institution.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Kehilath Yakov Rabbinical Seminary scores 33/100, which falls in the Below Benchmark tier (below 45). At a net price of $3,822 per year, with typical graduate earnings of $36,442 ten years after entry, we estimate the payback period at more than 50 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: weak earnings relative to cost, a long payback period.
Kehilath Yakov Rabbinical Seminary: Common Questions
Is Kehilath Yakov Rabbinical Seminary worth it?
In our view, the financial case is a hard one to make on the numbers alone. Kehilath Yakov Rabbinical Seminary scores 33/100 on our ROI scale, in the Below Benchmark tier (below 45). At $3,822 a year after aid against $36,442 in typical earnings ten years out, we estimate the payback period at more than 50 years. Your major and aid package can change the picture, so run your own numbers.
How much does Kehilath Yakov Rabbinical Seminary cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $3,822 a year, or roughly $15,288 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Kehilath Yakov Rabbinical Seminary graduates earn?
The typical graduate earns about $36,442 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Kehilath Yakov Rabbinical Seminary?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at more than 50 years for Kehilath Yakov Rabbinical Seminary. The median across the schools we track is about 12 years.
What is the graduation rate at Kehilath Yakov Rabbinical Seminary?
The six-year graduation rate is 63.4%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.