39

Yeshiva of Nitra Rabbinical College

Chester, New York · Private Nonprofit

ROI Score: 39/100 · Poor Value

Data: 2024-25 College Scorecard release

Yeshiva of Nitra Rabbinical College earns a Poor Value ROI score of 39, though the score itself requires careful interpretation. This is a small Orthodox Jewish seminary in Chester, NY where economic ROI is not the primary metric and the student body is pursuing religious vocation rather than secular career returns. Tuition is $14,000 with net price of $10,880 and four-year cost of $43,520. Median earnings six years out are $25,400, climbing to $41,785 by year ten - low by national norms but typical for ministry-track graduates. Payback period of 27 years and a 100-score debt-to-earnings ratio (because median debt is not reported, likely because few students borrow) reflect a tradition where families and community fund the education without federal loans. The completion rate of 11.3% is the alarming number - scoring just 2 out of 100. Most reported students do not complete in four to six years on standard timelines, likely because rabbinical study typically extends well beyond the federal-reporting window. As of 2024-2025 Scorecard data, the institution exists primarily as a religious training pipeline; standard ROI metrics do not capture its value proposition.

Payback Period
27 yr
Years until earnings premium covers total investment
Net Price / Year
$10,880
$43,520 over 4 years after aid
10-Year Earnings
$41,785
Median graduate 10 years after entry
Debt / Earnings
N/A
N/A median debt vs first-year salary

Yeshiva of Nitra Rabbinical College

39
ROI ScorePoor Value
Earnings Premium
30(0.16x)
Payback Period
19(27 yr)
Debt / Earnings
100(0.00)
Completion Rate
2(11%)
Repayment Rate
50(N/A)(est.)

Quick Numbers

In-state tuition + fees$14,000/yr
Out-of-state tuition + fees$14,000/yr
Average net price$10,880/yr
Total 4-year cost (net)$43,520
Median earnings (10yr post-entry)$41,785
Median earnings (6yr post-entry)$25,400
Median debt at graduationN/A
Estimated monthly loan payment$0
Estimated payback period27 years
6-year graduation rate11.3%
Undergraduate enrollment243

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

The Full Financial Picture

The first number you'll see is the sticker price: $14,000/year. Here's the part that matters - almost nobody pays that. After grants, scholarships, and aid, the average student here pays a net price of $10,880/year, or roughly $43,520 over four years. That's the number to plan around.

What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $10,236/year here, while families earning over $110,000 pay N/A/year.

Most students borrow to get here. The median graduate leaves owing N/A in federal loans, which works out to about $0 a month on the standard 10-year repayment plan. Hold that up against the $41,785 the typical graduate earns ten years out: the debt-to-earnings ratio comes to 0.00, comfortably manageable.

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$10,236
$30,001 - $48,000$10,834
$48,001 - $75,000$13,861
$75,001 - $110,000$15,555
$110,001+N/A

Cost by Income Bracket Explained

Lower-income families (under $30K)

Families under $30,000 pay $10,236 - the bulk of the student body falls in this category given the 79.8% Pell rate. Four-year cost around $41,000. Most students do not borrow federal loans; community and family support typically covers the bill. Standard cost-benefit math does not apply.

Middle-income families ($30K-$110K)

Middle-income families ($48,001-$75,000) pay $13,861. The brackets are progressive (no inversions). Four-year cost around $55,000. For families pursuing rabbinical training as a vocation, the financial calculation centers on family savings and community support rather than expected earnings premium.

Higher-income families ($110K+)

The $110,001+ bracket is not reported, likely because few or no students enrolled fall in that income tier. The available bracket ($75,001-$110,000) pays $15,555. For higher-income Orthodox families the institution's value rests entirely on religious tradition and community formation; secular ROI is not the relevant framework.

How Graduates Do

Earnings

6 years after entry$25,400
-$9,600 vs. HS grad
10 years after entry$41,785
+$6,785 vs. HS grad
Annual earnings premium$6,785
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repaymentN/A52.0%
3-year repaymentN/A62.0%
5-year repaymentN/A68.0%
7-year repaymentN/A72.0%

Completion Rate

0%National avg: 60.0%100%
11.3%
6-year rate

Trends Over Time

How Yeshiva of Nitra Rabbinical College’s cost and outcomes have moved across College Scorecard releases (2009-2023).

Average Net Price

Net price
$10K$8K$5K$2K$-498
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23

Completion Rate

Completion rate
38%28%18%8%-2%
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23

Median Earnings, 10 Years After Entry (as reported)

Median earnings
$44K$32K$21K$9K$-2K
'09'11'12'13'14'20

Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.

Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.

Admissions Snapshot

Enrollment243
Pell Grant recipients79.8%
Avg faculty salary (monthly)$2,846

Admission rate is not reported in current Scorecard data. SAT and ACT data are likewise unreported - standard for religious seminaries that admit based on community standing and rabbinical recommendation rather than secular academic metrics. Prospective students should engage directly with the institution; the typical admission pathway is community- and tradition-based, not test-driven.

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

Yeshiva of Nitra's peers include Adelphi University, Albany College of Pharmacy and Health Sciences, Bryn Athyn College of the New Church, Appalachian Bible College, and Dewey University-Hato Rey - a mix of mainstream private universities and small religious institutions. The peer set is not particularly informative because Yeshiva of Nitra's mission is fundamentally distinct from secular institutions in the list. Bryn Athyn (a Swedenborgian college) and Appalachian Bible College are the closest functional comparisons - both also produce weak Scorecard metrics that don't capture their religious-vocation purpose.

SchoolROINet Price10yr Earnings
Yeshiva of Nitra Rabbinical College (this school)
39
$10,880$41,785
Uta Mesivta of Kiryas Joel
39
$4,156$31,853
United Talmudical Seminary
36
$6,640$25,113
Talmudical Seminary Oholei Torah
35
$10,755$39,230
Kehilath Yakov Rabbinical Seminary
33
$3,822$36,442
Talmudical Seminary of Bobov
30
$2,840$22,432

Who Thrives Here

Yeshiva of Nitra fits Orthodox Jewish men committed to rabbinical study and community leadership in the Hasidic tradition. Enrollment of 243 is small and tightly community-defined. Pell rate of 79.8% is extremely high, reflecting both genuinely lower-income families and the broader pattern of Orthodox communities relying heavily on need-based aid. The institution does not exist to produce secular career earnings, and applying ROI logic here misses the point. Students drawn here for non-religious reasons would be poorly served.

The Verdict: The Numbers Don't Add Up

Poor Value

We'll be straight with you: the numbers at Yeshiva of Nitra Rabbinical College are a real concern. With a net cost of $10,880 per year and the typical graduate earning only $41,785 ten years out, the estimated payback period exceeds 27 years. For most students, the financial return does not justify the cost - go in with your eyes open.

What it has going for it: manageable debt relative to earnings. What to keep an eye on: weak earnings relative to cost, its 11.3% graduation rate, a long payback period.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.