Inter American University of Puerto Rico-Metro
San Juan, Puerto Rico · Private Nonprofit · 69.7% acceptance rate
ROI Score: 20/100 · Poor Value
Data: 2024-25 College Scorecard release
Inter American University of Puerto Rico-Metro scores 20 (Poor Value) on the CampusROI scale. The data completeness is 0.8 - Scorecard does not report 6-year earnings, debt-to-earnings ratio, or repayment rates for this institution, which means several subscores are imputed estimates. What is known: the completion rate is 38.8%, median 10-year earnings are $30,821, and the payback period cannot be calculated (coded 999). Net price of $9,788 is low in absolute terms, but low cost does not produce good ROI when completion rates are low and earnings are modest. The institution serves a predominantly Pell-eligible student body (66.5%) in San Juan. Tuition of $5,780 is the same for in-state and out-of-state students. Psychology (49 graduates, $37,149 year-four) and Social Work (15 graduates, $35,517 year-four) carry B+ and B grades respectively - the two strongest programs in the portfolio. Accounting ($28,872 year-one) and Natural Sciences ($30,631 year-one) are marginal. Biology ($13,624 year-one, D-grade) and Music ($15,884 year-one, D-grade) are the weakest performers. The 38.8% completion rate is the central problem: fewer than 4 in 10 students graduate.
The data raises concerns about Inter American University of Puerto Rico-Metro
These metrics fall below the thresholds most financial advisors recommend for a sound college investment. Review them carefully before committing.
- ROI Score20/100 - Poor Value tier (below 45). Most 4-year schools we track score 60 or higher.
- 6-year graduation rate38.8% - Well below the 64% national average (NCES, 2022). Non-completion is the fastest route to negative ROI.
- Payback period>50 years - Graduates earn at or near the level of high school completers - the cost may not recoup within a working career.
Inter American University of Puerto Rico-Metro
Quick Numbers
| In-state tuition + fees | $5,780/yr |
| Out-of-state tuition + fees | $5,780/yr |
| Average net price | $9,788/yr |
| Total 4-year cost (net) | $39,152 |
| Median earnings (10yr post-entry) | $30,821 |
| Median earnings (6yr post-entry) | N/A |
| Median debt at graduation | $10,975 |
| Estimated monthly loan payment | $116 |
| Estimated payback period | >50 years |
| 6-year graduation rate | 38.8% |
| Undergraduate enrollment | 2,607 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $5,780/year. Here's the part that matters - almost nobody pays that. After grants, scholarships, and aid, the average student here pays a net price of $9,788/year, or roughly $39,152 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $9,272/year here, while families earning over $110,000 pay N/A/year.
Most students borrow to get here. The median graduate leaves owing $10,975 in federal loans, which works out to about $116 a month on the standard 10-year repayment plan. Hold that up against the $30,821 the typical graduate earns ten years out: the debt-to-earnings ratio comes to N/A, which we can't fully judge without more data.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $9,272 |
| $30,001 - $48,000 | $9,966 |
| $48,001 - $75,000 | $12,229 |
| $75,001 - $110,000 | $13,972 |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 bracket pays $9,272 net price at IAU-Metro. This is a very low absolute cost. However, 38.8% of students do not graduate, and those who do earn a median of $30,821 at 10 years - modest even in Puerto Rico's lower cost-of-living context. Repayment data is not reported by Scorecard. Low-income students face both a completion-rate risk and limited earnings upside.
Middle-income families ($30K-$110K)
The 30001-48000 bracket pays $9,966, rising to $12,229 for the 48001-75000 bracket. These costs are low, but the 38.8% completion rate and limited earnings trajectory mean that the financial case for enrollment depends heavily on whether the student completes. Scorecard does not report net price for the 110001-plus bracket.
Higher-income families ($110K+)
Scorecard does not report net price for the 110001-plus bracket at this institution. Higher-income students are unlikely to be the primary population at this institution given its Pell grant rate of 66.5%. For any income bracket, the institutional ROI is poor absent a deliberate strategy to be among the minority of students who graduate and enter a well-paying field.
Earnings by Major
Top 10 most popular majors at Inter American University of Puerto Rico-Metro with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Biology | $30,659 | D |
| Registered Nursing | $43,718 | D |
| Psychology | $37,149 | B+ |
| Criminal Justice and Corrections | $37,894 | D |
| Business Administration, Management, and Operations | $39,523 | D |
| Accounting | $40,374 | C+ |
| Kinesiology and Exercise Science | $26,682 | - |
| Natural Sciences | $36,327 | C+ |
| Entrepreneurship | $38,200 | - |
| Marketing | $23,913 | B |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Psychology
Psychology (49 graduates) earns B+-grade ROI at this institution: year-four earnings of $37,149, median debt of $10,999, debt-to-earnings ratio of 0.296. The low median debt (relative to most U.S. institutions) combined with year-four earnings of $37,149 creates a manageable ratio in the Puerto Rico labor market context. Year-one data is not reported by Scorecard.
Accounting
Accounting (24 graduates) earns C+-grade ROI: $28,872 year-one, $40,374 year-four, median debt of $15,499, debt-to-earnings ratio of 0.537. The year-four trajectory to $40k is limited relative to mainland accounting wages, but reflects Puerto Rico's local compensation structure. Debt-to-earnings is manageable given the low tuition.
Biology
Biology (85 graduates) earns D-grade ROI: $13,624 year-one, $30,659 year-four, median debt of $11,000, debt-to-earnings ratio of 0.807. Year-one earnings of $13,624 are extremely low - likely reflecting the large proportion of biology graduates pursuing graduate or professional school in Puerto Rico. The D grade signals that near-term financial outcomes are poor for this program.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | N/A | 52.0% |
| 3-year repayment | N/A | 62.0% |
| 5-year repayment | N/A | 68.0% |
| 7-year repayment | N/A | 72.0% |
Completion Rate
Trends Over Time
How Inter American University of Puerto Rico-Metro’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 69.7% |
| Enrollment | 2,607 |
| Pell Grant recipients | 66.5% |
| Avg faculty salary (monthly) | $5,927 |
IAU-Metro admits 69.7% of applicants. Scorecard does not report test score data. Admission is accessible but completion is the challenge. A 38.8% graduation rate means the majority of students who enroll will not earn a degree, which transforms any financial investment in the school into a net loss for non-completers.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
IAU-Metro's Scorecard peer group includes Universidad Adventista de las Antillas and Atlantic University - institutions that share the Puerto Rico private nonprofit context. Compared to mainland peers, IAU-Metro's outcomes are constrained by Puerto Rico's wage structure, which is substantially lower than mainland U.S. wages. The 38.8% completion rate is a systemic challenge at many Puerto Rico institutions. Families researching alternatives should compare public University of Puerto Rico campuses, which have lower sticker prices and may offer different completion trajectories.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Inter American University of Puerto Rico-Metro (this school) | 20 | $9,788 | $30,821 |
| Lee University | 27 | $18,878 | $43,222 |
| Atlantic University | 26 | $6,425 | $25,272 |
| Indiana Institute of Technology-College of Professional Studies | 24 | $20,473 | $47,327 |
| School of the Art Institute of Chicago | 21 | $49,790 | $40,151 |
| Universidad Adventista de las Antillas | 11 | $9,919 | $28,465 |
Who Thrives Here
Inter American University-Metro admits 69.7% of applicants - moderately selective. Scorecard does not report SAT or ACT score data. Enrollment of 2,607 in San Juan, PR. Pell grant rate of 66.5% is among the highest in the CampusROI database, reflecting a predominantly low-income student body. The institution serves Puerto Rico's working and first-generation college population. The 38.8% graduation rate is the critical barrier; students and families should have a clear support plan before enrolling.
The Verdict: The Numbers Don't Add Up
We'll be straight with you: the numbers at Inter American University of Puerto Rico-Metro are a real concern. With a net cost of $9,788 per year and the typical graduate earning only $30,821 ten years out, the estimated payback period exceeds >50 years. For most students, the financial return does not justify the cost - go in with your eyes open.
What to keep an eye on: weak earnings relative to cost, its 38.8% graduation rate, a long payback period.
Median debt of $10,975 against $30,821 in earnings is reasonable, though your major matters a lot here. Graduates in higher-earning fields will see the better end of this.
Inter American University of Puerto Rico-Metro: Common Questions
Is Inter American University of Puerto Rico-Metro worth it?
In our view, the numbers are a real concern - for most students the financial return does not justify the cost. Inter American University of Puerto Rico-Metro scores 20/100 on our ROI scale. At $9,788 a year after aid against $30,821 in typical earnings ten years out, the estimated payback period exceeds >50 years.
How much does Inter American University of Puerto Rico-Metro cost after financial aid?
The average net price - what students actually pay after grants and scholarships - is about $9,788 a year, or roughly $39,152 over four years. That is the number to plan around, not the sticker price. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Inter American University of Puerto Rico-Metro graduates earn?
The typical graduate earns about $30,821 ten years after enrolling, near the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Inter American University of Puerto Rico-Metro?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about >50 years for Inter American University of Puerto Rico-Metro. Most four-year schools we track land between 4 and 10 years.
How much debt do Inter American University of Puerto Rico-Metro graduates take on?
Median debt at graduation is about $10,975, against $30,821 in typical earnings a decade out. That is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at Inter American University of Puerto Rico-Metro?
The six-year graduation rate is 38.8%, below the 64% national average (NCES, 2022) - and not finishing is the fastest route to a poor return. Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.