Indiana Institute of Technology-College of Professional Studies
Fort Wayne, Indiana · Private Nonprofit
ROI Score: 24/100 · Poor Value
Indiana Institute of Technology-College of Professional Studies scores 24 (Poor Value) on the CampusROI scale. The completion rate of 28.0% is critically low -- fewer than three in ten students who start here finish. The payback period of 18 years, repayment rate of 49.0%, and median 6-year earnings of $38,300 all signal a structurally troubled financial profile. Net price of $20,473 is the average but the Scorecard income-band data show remarkably flat pricing across income levels ($20,035 to $24,557), suggesting minimal aid differentiation. This is the continuing education and online professional studies arm of Indiana Tech; its target is working adults seeking career-adjacent credentials. Median debt of $26,391 against $38,300 in earnings yields a ratio of 0.689. Business Administration (149 graduates) is the dominant program and earns a D grade ($53,894 year one, debt-to-earnings 0.717). Industrial Engineering (11 graduates) is the bright spot (B grade, $77,456 year one, $90,363 year four). Human Services earns an F (debt-to-earnings 1.187). The 49% repayment rate means more than half of borrowers are not making progress on debt reduction -- a serious warning signal.
The data raises concerns about Indiana Institute of Technology-College of Professional Studies
These metrics fall below the thresholds most financial advisors recommend for a sound college investment. Review them carefully before committing.
- ROI Score24/100 - Poor Value tier (below 45). Most 4-year schools we track score 60 or higher.
- 6-year graduation rate28.0% - Well below the 60% national average. Non-completion is the fastest route to negative ROI.
- Payback period18 years - Most 4-year schools we track have payback periods of 4-10 years.
Indiana Institute of Technology-College of Professional Studies
Quick Numbers
| In-state tuition + fees | $9,896/yr |
| Out-of-state tuition + fees | $9,896/yr |
| Average net price | $20,473/yr |
| Total 4-year cost (net) | $81,892 |
| Median earnings (10yr post-entry) | $47,327 |
| Median earnings (6yr post-entry) | $38,300 |
| Median debt at graduation | $26,391 |
| Estimated monthly loan payment | $280 |
| Estimated payback period | 18 years |
| 6-year graduation rate | 28.0% |
| Undergraduate enrollment | 2,686 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The sticker price at Indiana Institute of Technology-College of Professional Studies is $9,896/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $20,473/year, or roughly $81,892 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $20,035/year, while families earning over $110,000 pay $24,557/year.
The median graduate leaves with $26,391 in federal loan debt, translating to an estimated monthly payment of $280 on a standard 10-year repayment plan. Against median earnings of $47,327 ten years out, the debt-to-earnings ratio is 0.69 - within the recommended range but worth monitoring.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $20,035 |
| $30,001 - $48,000 | $20,802 |
| $48,001 - $75,000 | $20,097 |
| $75,001 - $110,000 | $22,271 |
| $110,001+ | $24,557 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 income bracket pays $20,035 per year -- essentially the same as the average net price. There is no meaningful aid differentiation for the lowest-income students at this institution despite a 55.3% Pell rate. Low-income students are paying nearly full net cost regardless of need. Against a 28% completion rate and 49% repayment rate, this is a high-risk financial commitment for students with the fewest financial buffers.
Middle-income families ($30K-$110K)
The 48001-75000 bracket pays $20,097 and the 75001-110000 bracket pays $22,271 -- again, essentially full net cost. The aid schedule shows almost no variation by income, which is unusual for a private nonprofit. Middle-income students get no meaningful discount relative to lower-income students.
Higher-income families ($110K+)
The 110001-plus bracket pays $24,557. The flat pricing structure across all income levels means the institution does not practice need-blind or merit-based aid differentiation in any meaningful way. Families at all income levels pay the same net price. The 18-year payback at full net cost is not defensible unless the student is specifically pursuing the Industrial Engineering program.
Earnings by Major
Top 7 most popular majors at Indiana Institute of Technology-College of Professional Studies with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Business Administration, Management, and Operations | $66,296 | D |
| Criminal Justice and Corrections | $47,199 | D |
| Accounting | $62,603 | C+ |
| Human Services, General | $35,467 | F |
| Computer and Information Sciences and Support Services, Other | $69,222 | B |
| Psychology | $46,698 | D |
| Industrial Engineering | $90,363 | B |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Industrial Engineering
Industrial Engineering (11 graduates) is the strongest program by far at this institution: $77,456 year one and $90,363 at year four, with a B grade (debt-to-earnings 0.423, median debt $32,750). These are working professionals completing an engineering credential while employed -- the earnings reflect their existing career trajectory more than entry-level placement. The small sample limits statistical reliability.
Business Administration, Management, and Operations
Business Administration (149 graduates) is the dominant program and earns a D grade: $53,894 year one, $66,296 at year four, with median debt of $38,629 and a debt-to-earnings ratio of 0.717. The debt figure of $38,629 is unusually high relative to earnings, suggesting students are borrowing significantly to complete this credential. The D grade reflects debt load rather than low absolute earnings -- $53-66k is reasonable but the debt overwhelms the financial case.
Accounting
Accounting (19 graduates) earns $62,287 year one and $62,603 at year four -- flat trajectory -- with a C+ grade (debt-to-earnings 0.466, median debt $29,048). Year-four earnings essentially match year-one, suggesting limited career progression in the Scorecard window. Earnings are adequate but the flat trajectory and moderate debt are concerning for a professional degree program that is supposed to accelerate careers.
Criminal Justice and Corrections
Criminal Justice (38 graduates) earns $36,510 year one and $47,199 at year four, with a D grade (debt-to-earnings 0.973, median debt $35,511). Near-complete year-one debt-to-earnings parity (debt nearly equals annual earnings) is a red flag. Graduates face a prolonged period where debt service consumes a substantial share of income. Students pursuing criminal justice credentials here should compare the cost and outcomes against Indiana's public universities and community college transfer pathways.
Human Services, General
Human Services (19 graduates) earns an F grade: $40,180 year one, $35,467 at year four (declining earnings), with median debt of $47,683 and a debt-to-earnings ratio of 1.187. This is the worst program outcome at the institution -- year-four earnings are lower than year-one, debt exceeds annual earnings by 19%, and the population being served often requires ongoing services that the credential does not well-prepare for at this cost level.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 41.6% | 52.0% |
| 3-year repayment | 49.0% | 62.0% |
| 5-year repayment | 50.2% | 68.0% |
| 7-year repayment | 52.0% | 72.0% |
Completion Rate
Admissions Snapshot
| Enrollment | 2,686 |
| Pell Grant recipients | 55.3% |
| Avg faculty salary (monthly) | $9,536 |
Scorecard does not report admission rate or test score data for Indiana Tech-CPS. Open or near-open admissions is the presumed model for a continuing professional studies institution of this type.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Scorecard peers include Anderson University, Bethel University, Everglades University, and Campbellsville University -- all small private institutions serving working adults or religious communities. Indiana Tech-CPS's 28% completion rate and 49% repayment rate are at the bottom of even this peer group. Everglades University and Campbellsville have similar adult-learner profiles. None of the named peers represent a compelling comparison for students making enrollment decisions. The primary comparison should be against Indiana public universities and community colleges, which offer lower costs with higher completion rates.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Indiana Institute of Technology-College of Professional Studies (this school) | 24 | $20,473 | $47,327 |
| Bethel University | 34 | $18,610 | $48,860 |
| Anderson University | 32 | $25,021 | $48,899 |
| Campbellsville University | 25 | $19,341 | $41,583 |
| Charleston Southern University | 24 | $21,666 | $45,898 |
| Everglades University | 24 | $27,371 | $47,597 |
Who Thrives Here
Scorecard does not report admission rate or test score data for this institution. Enrollment of 2,686 reflects primarily online or part-time adult learners. Pell grant rate of 55.3% indicates majority low-income enrollment. This institution primarily serves working adults seeking degrees to advance in their current careers rather than traditional 18-22 year old students. The 28% completion rate and 49% repayment rate suggest that many enrollees are not successfully completing or managing the financial obligations. Prospective students should investigate completion support services and compare options at community colleges and public universities in Indiana.
The Verdict: The Numbers Don't Add Up
The financial data raises serious concerns about Indiana Institute of Technology-College of Professional Studies. With a net cost of $20,473 per year and median graduate earnings of only $47,327 ten years out, the estimated payback period exceeds 18 years. For most students, the financial return does not justify the cost.
Areas of concern include weak earnings relative to cost and a 28.0% graduation rate and high debt relative to what graduates earn and concerning loan repayment rates and a long payback period.
Median debt of $26,391 against $47,327 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.