11

Universidad Adventista de las Antillas

Mayaguez, Puerto Rico · Private Nonprofit · 100.0% acceptance rate

ROI Score: 11/100 · Below Benchmark

Data: 2024-25 College Scorecard release

Universidad Adventista de las Antillas scores 11/100, deep in the Below Benchmark tier. Average 6-year earnings are just $22,200, rising to a median $28,465 by year 10 - both at PR-local wage levels. Completion rate is 36.4%, and only 55.5% of borrowers reduce principal at three years. Tuition is $8,350 against a net price of $9,919 (net price exceeds tuition because the calculation includes living costs and fees), with four-year total cost of $39,676. Median debt is $15,750 against a 0.709 debt-to-earnings ratio (27/100). UAA is a small (830 students) Seventh-day Adventist university in Mayaguez PR with a 79.1% Pell rate. The school's poor financial outcomes reflect PR's depressed wage environment more than program failure, but the math for individual students is genuinely tough. Even the nursing program (the school's largest) produces a D grade.

Payback Period
>50 yr
Years until earnings premium covers total investment
Net Price / Year
$9,919
$39,676 over 4 years after aid
10-Year Earnings
$28,465
Median graduate 10 years after entry
Debt / Earnings
0.71
$15,750 median debt vs average earnings 6 yrs after entry
What is behind this school's score

How Universidad Adventista de las Antillas scores under our methodology

These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.

  • ROI Score
    11/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
  • 6-year graduation rate
    36.4% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
  • Payback period
    >50 years - In our estimate, the earnings premium over a high school completer is small next to the cost, so the cost may not be recouped within a working career.

Universidad Adventista de las Antillas

11
ROI ScoreBelow Benchmark
Earnings Premium
2(-0.17x)
Payback Period
7(>50 yr)
Debt / Earnings
27(0.71)
Completion Rate
16(36%)
Repayment Rate
12(56%)

Quick Numbers

In-state tuition + fees$8,350/yr
Out-of-state tuition + fees$8,350/yr
Average net price$9,919/yr
Total 4-year cost (net)$39,676
Median earnings (10yr post-entry)$28,465
Average earnings (6yr post-entry)$22,200
Median debt at graduation$15,750
Estimated monthly loan payment$167
Estimated payback period>50 years
6-year graduation rate36.4%
Undergraduate enrollment830

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

The Full Financial Picture

The first number you'll see is the sticker price: $8,350/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $9,919/year, or roughly $39,676 over four years. That's the number to plan around.

What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $9,519/year here, while families earning over $110,000 pay N/A/year.

Among graduates who borrowed, the median federal loan debt from this school is $15,750, which works out to about $167 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($22,200) and comes to 0.71, under 1.0, meaning median debt is less than a full year of those earnings.

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$9,519
$30,001 - $48,000$10,903
$48,001 - $75,000$12,494
$75,001 - $110,000$13,334
$110,001+N/A

Cost by Income Bracket Explained

Lower-income families (under $30K)

Families under $30,000 pay $9,519 net, or $38,076 over four years. Heavy Pell layering keeps cash debt under $16,000, but the negative earnings premium and 999-year payback remain even at this low cash price.

Middle-income families ($30K-$110K)

Households earning $48,001-$75,000 pay $12,494 and $75,001-$110,000 pay $13,334 net. Middle-income PR families face $50,000-$53,336 over four years against $28,465 in 10-year earnings; the math only works for nursing-track students continuing to mainland licensure-based careers. Higher brackets are not reported.

Higher-income families ($110K+)

The $110,001+ bracket is not reported in current data, likely because too few high-income students enroll for reliable reporting. The absence itself is informative: this is a school for low-income local SDA students.

Earnings by Major

Top 2 most popular majors at Universidad Adventista de las Antillas with available earnings data.

MajorMedian EarningsGrade
Registered Nursing$40,267D
Theological and Ministerial Studies$23,365F

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

Program Analysis

Why these programs deliver their earnings outcomes.

Registered Nursing

Nursing is the school's largest program with 77 graduates, but produces a D grade: $19,725 first-year and $40,267 four-year earnings against $19,065 debt for a 0.967 debt-to-earnings ratio. The earnings figures reflect PR local hospital wages, well below mainland norms. The licensure is portable - graduates who relocate to mainland markets typically see earnings double or triple, which dramatically improves real-world ROI. For mainland-bound nursing students, UAA is functional if cash-low; locked to PR, the math is tight.

Theological and Ministerial Studies

Theology has 4 graduates with $23,365 first-year earnings against $31,000 debt for a 1.327 debt-to-earnings ratio and F grade. The major prepares students for SDA denominational ministry, where economic returns are modest by design and the calling is the primary motivation. The F grade is structurally true for any ministry-track program, but should be interpreted as 'this is not an economic decision' rather than 'something is wrong here.'

How Graduates Do

Earnings

6 years after entry (average)$22,200
-$19,600 vs. HS grad
10 years after entry (median)$28,465
-$13,335 vs. HS grad
Annual earnings premium-$13,335
Over median HS graduate ($41,800, NCES 2022)

Loan Repayment

MetricThis SchoolMedian of schools we score
1-year repayment48.2%68.8%
3-year repayment55.5%73.6%
5-year repayment45.7%67.7%
7-year repayment53.5%72.8%

Completion Rate

0%National avg (NCES, 2022): 64.0%100%
36.4%
6-year rate

Trends Over Time

How Universidad Adventista de las Antillas’s cost and outcomes have moved across College Scorecard releases (2009-2024).

Average Net Price

Net price
$10K$8K$5K$3K$0
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24

Completion Rate

Completion rate
51%39%26%13%0%
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24

Median Earnings, 10 Years After Entry (as reported)

Median earnings
$30K$22K$15K$7K$0
'09'11'12'13'14'20

Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.

Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.

Admissions Snapshot

Acceptance rate100.0%
Enrollment830
Pell Grant recipients79.1%
Avg faculty salary (monthly)$3,531

UAA admits 100% of applicants - this is fully open enrollment. No SAT or ACT mid-ranges are reported. The 36.4% completion rate is the consequence of no academic screen, with most students leaving without a degree. The university's denominational mission is the primary admission filter, not academic preparation.

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

UAA's median debt of $15,750 softens absolute downside, although its earnings premium is negative.

SchoolROINet Price10yr Earnings
Universidad Adventista de las Antillas (this school)
11
$9,919$28,465
Caribbean University-Ponce
17
$4,964$22,842
Universidad del Sagrado Corazon
16
$12,924$31,754
Pontifical Catholic University of Puerto Rico-Arecibo
12
$11,117$24,908
Pontifical Catholic University of Puerto Rico-Ponce
10
$13,192$24,908
Universidad Ana G. Mendez-Carolina Campus
9
$7,761$24,328

Who Thrives Here

UAA serves a heavily Pell-eligible (79.1%) Seventh-day Adventist student population of 830 students, most local to western Puerto Rico. The school fits SDA students seeking a denominational college experience, pursuing nursing or theology, and able to keep cash debt minimal through aggressive aid layering. Students with mainland mobility, graduate-school aspirations, or career goals beyond PR public-sector employment should benchmark mainland SDA options which produce dramatically better outcomes.

The Verdict: Below Benchmark Under Our Scoring

Below Benchmark

Under our methodology, Universidad Adventista de las Antillas scores 11/100, which falls in the Below Benchmark tier (below 45). At a net price of $9,919 per year, with typical graduate earnings of $28,465 ten years after entry, we estimate the payback period at more than 50 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.

What to keep an eye on: weak earnings relative to cost, its 36.4% graduation rate, a debt-to-earnings ratio of 0.71 (median across the schools we score: 0.61), a three-year loan repayment rate of 55.5% (median across the schools we score: 73.6%), a long payback period.

Median debt of $15,750 among graduates who borrowed, against average earnings of $22,200 six years after entry, gives a debt-to-earnings ratio of 0.71. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. Your major - and how much you borrow - really matters.

Universidad Adventista de las Antillas: Common Questions

Is Universidad Adventista de las Antillas worth it?

In our view, the financial case is a hard one to make on the numbers alone. Universidad Adventista de las Antillas scores 11/100 on our ROI scale, in the Below Benchmark tier (below 45). At $9,919 a year after aid against $28,465 in typical earnings ten years out, we estimate the payback period at more than 50 years. Your major and aid package can change the picture, so run your own numbers.

How much does Universidad Adventista de las Antillas cost after financial aid?

The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $9,919 a year, or roughly $39,676 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.

What do Universidad Adventista de las Antillas graduates earn?

The typical graduate earns about $28,465 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.

How long does it take to pay off Universidad Adventista de las Antillas?

We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at more than 50 years for Universidad Adventista de las Antillas. The median across the schools we track is about 12 years.

How much debt do Universidad Adventista de las Antillas graduates take on?

Among graduates who borrowed, median federal loan debt from this school is about $15,750, against average earnings of $22,200 six years after entry - a debt-to-earnings ratio of 0.71. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. How much you borrow really matters.

What is the graduation rate at Universidad Adventista de las Antillas?

The six-year graduation rate is 36.4%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.