68

Florida Gulf Coast University

Fort Myers, Florida · Public · 63.4% acceptance rate

ROI Score: 68/100 · Fair Value

Florida Gulf Coast University

Fair Value
68
ROI Score
Earnings Premium
81(0.39x)
Payback Period
63(9.7 yr)
Debt / Earnings
76(0.48)
Completion Rate
55(57%)
Repayment Rate
46(72%)

Quick Numbers

In-state tuition + fees$6,118/yr
Out-of-state tuition + fees$25,162/yr
Average net price$12,568/yr
Total 4-year cost (net)$50,272
Median earnings (10yr post-entry)$54,560
Median earnings (6yr post-entry)$36,500
Median debt at graduation$17,622
Estimated monthly loan payment$187
Estimated payback period9.7 years
6-year graduation rate57.4%
Undergraduate enrollment13,874

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$8,220
$30,001 - $48,000$8,191
$48,001 - $75,000$10,999
$75,001 - $110,000$15,450
$110,001+$18,829

Earnings by Major

Top 10 most popular majors at Florida Gulf Coast University with available earnings data.

MajorMedian EarningsGrade
Multi-/Interdisciplinary Studies, General$48,879C
Psychology$52,722C
Health Services/Allied Health/Health Sciences, General$54,006C
Business Administration, Management, and Operations$66,349C+
Biology$53,352D
Communication and Media Studies$56,455C+
Criminal Justice and Corrections$54,215C+
Finance and Financial Management$75,767B
Marketing$67,034B
Security Science and Technology$52,096C

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at Florida Gulf Coast University is $6,118/year ($25,162/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $12,568/year, or roughly $50,272 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $8,220/year, while families earning over $110,000 pay $18,829/year.

The median graduate leaves with $17,622 in federal loan debt, translating to an estimated monthly payment of $187 on a standard 10-year repayment plan. Against median earnings of $54,560 ten years out, the debt-to-earnings ratio is 0.48 - well within manageable territory.

How Graduates Do

Earnings

6 years after entry$36,500
+$1,500 vs. HS grad
10 years after entry$54,560
+$19,560 vs. HS grad
Annual earnings premium$19,560
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment64.6%52.0%
3-year repayment72.3%62.0%
5-year repayment65.7%68.0%
7-year repayment70.6%72.0%

Completion Rate

0%National avg: 60.0%100%
57.4%
6-year rate

Admissions Snapshot

Acceptance rate63.4%
SAT Math (25th-75th)510-590
SAT Reading (25th-75th)530-610
ACT Composite (25th-75th)20-25
Enrollment13,874
Pell Grant recipients27.9%
Avg faculty salary (monthly)$9,789

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
Florida Gulf Coast University (this school)
68
$12,568$54,560
University of Central Florida
79
$10,411$58,308
Indiana University-Indianapolis
67
$11,668$55,198
Northern Illinois University
66
$13,391$57,808
University of North Carolina Wilmington
59
$20,109$54,967
Florida Agricultural and Mechanical University
28
$13,739$44,349

The Verdict: A Reasonable Bet - With Caveats

Fair Value

Florida Gulf Coast University offers fair financial value, though the ROI depends heavily on individual circumstances. The net cost of $12,568 per year leads to $50,272 over four years, while graduates earn a median of $54,560 a decade out. The payback period of 9.7 years is about average - not bad, but not a standout either.

The data highlights several strengths: strong earnings premium over high school graduates, manageable debt relative to earnings.

Median debt of $17,622 against $54,560 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.