34

Western Kentucky University

Bowling Green, Kentucky · Public · 93.9% acceptance rate

ROI Score: 34/100 · Poor Value

Western Kentucky University

Poor Value
34
ROI Score
Earnings Premium
42(0.20x)
Payback Period
25(20.7 yr)
Debt / Earnings
25(0.72)
Completion Rate
51(56%)
Repayment Rate
27(65%)

Quick Numbers

In-state tuition + fees$11,652/yr
Out-of-state tuition + fees$27,000/yr
Average net price$10,990/yr
Total 4-year cost (net)$43,960
Median earnings (10yr post-entry)$43,889
Median earnings (6yr post-entry)$30,800
Median debt at graduation$22,095
Estimated monthly loan payment$234
Estimated payback period20.7 years
6-year graduation rate55.6%
Undergraduate enrollment12,155

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$7,087
$30,001 - $48,000$6,871
$48,001 - $75,000$9,765
$75,001 - $110,000$14,049
$110,001+$17,653

Earnings by Major

Top 10 most popular majors at Western Kentucky University with available earnings data.

MajorMedian EarningsGrade
Business Administration, Management, and Operations$59,362C
Registered Nursing$73,496B
Liberal Arts and Sciences$46,583D
Teacher Education$38,656C
Kinesiology and Exercise Science$54,396D
Psychology$44,848D
Marketing$60,222C+
Political Science and Government$45,124D
Social Work$48,771D
Public Relations, Advertising, and Applied Communication$53,839D

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at Western Kentucky University is $11,652/year ($27,000/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $10,990/year, or roughly $43,960 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $7,087/year, while families earning over $110,000 pay $17,653/year.

The median graduate leaves with $22,095 in federal loan debt, translating to an estimated monthly payment of $234 on a standard 10-year repayment plan. Against median earnings of $43,889 ten years out, the debt-to-earnings ratio is 0.72 - within the recommended range but worth monitoring.

How Graduates Do

Earnings

6 years after entry$30,800
-$4,200 vs. HS grad
10 years after entry$43,889
+$8,889 vs. HS grad
Annual earnings premium$8,889
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment60.2%52.0%
3-year repayment65.2%62.0%
5-year repayment52.8%68.0%
7-year repayment60.1%72.0%

Completion Rate

0%National avg: 60.0%100%
55.6%
6-year rate

Admissions Snapshot

Acceptance rate93.9%
SAT Math (25th-75th)420-520
SAT Reading (25th-75th)420-530
ACT Composite (25th-75th)16-21
Enrollment12,155
Pell Grant recipients30.5%
Avg faculty salary (monthly)$8,169

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
Western Kentucky University (this school)
34
$10,990$43,889
Eastern Kentucky University
39
$11,040$45,795
University of New Mexico-Main Campus
38
$15,489$44,792
Georgia Gwinnett College
34
$15,844$47,730
New Mexico State University-Main Campus
31
$8,889$39,067
Kentucky State University
9
$8,040$36,382

The Verdict: The Numbers Don't Add Up

Poor Value

The financial data raises serious concerns about Western Kentucky University. With a net cost of $10,990 per year and median graduate earnings of only $43,889 ten years out, the payback period stretches to 20.7 years. For most students, the financial return does not justify the cost.

Areas of concern include weak earnings relative to cost and high debt relative to what graduates earn and concerning loan repayment rates and a long payback period.

Median debt of $22,095 against $43,889 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.