University of Maryland-Baltimore County
Baltimore, Maryland · Public · 72.4% acceptance rate
ROI Score: 84/100 · Strong Value
University of Maryland-Baltimore County
Strong ValueQuick Numbers
| In-state tuition + fees | $13,256/yr |
| Out-of-state tuition + fees | $31,275/yr |
| Average net price | $16,467/yr |
| Total 4-year cost (net) | $65,868 |
| Median earnings (10yr post-entry) | $69,960 |
| Median earnings (6yr post-entry) | $42,900 |
| Median debt at graduation | $19,500 |
| Estimated monthly loan payment | $207 |
| Estimated payback period | 5.9 years |
| 6-year graduation rate | 70.0% |
| Undergraduate enrollment | 10,701 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $5,087 |
| $30,001 - $48,000 | $10,714 |
| $48,001 - $75,000 | $16,543 |
| $75,001 - $110,000 | $22,172 |
| $110,001+ | $25,439 |
Earnings by Major
Top 10 most popular majors at University of Maryland-Baltimore County with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $54,039 | C |
| Computer Science | $105,706 | A |
| Biology | $69,724 | C |
| Information Science | $95,435 | B+ |
| Mechanical Engineering | $95,078 | B+ |
| Economics | $79,729 | B |
| Social Work | $58,412 | C |
| International Relations | $64,756 | C |
| Mathematics | $88,967 | B+ |
| Health Professions, Residency Programs | $68,823 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
The Full Financial Picture
The sticker price at University of Maryland-Baltimore County is $13,256/year ($31,275/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $16,467/year, or roughly $65,868 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $5,087/year, while families earning over $110,000 pay $25,439/year.
The median graduate leaves with $19,500 in federal loan debt, translating to an estimated monthly payment of $207 on a standard 10-year repayment plan. Against median earnings of $69,960 ten years out, the debt-to-earnings ratio is 0.46 - well within manageable territory.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 75.8% | 52.0% |
| 3-year repayment | 77.8% | 62.0% |
| 5-year repayment | 71.6% | 68.0% |
| 7-year repayment | 78.5% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 72.4% |
| SAT Math (25th-75th) | 610-720 |
| SAT Reading (25th-75th) | 630-700 |
| ACT Composite (25th-75th) | 25-31 |
| Enrollment | 10,701 |
| Pell Grant recipients | 30.0% |
| Avg faculty salary (monthly) | $13,145 |
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Maryland-Baltimore County (this school) | 84 | $16,467 | $69,960 |
| Rutgers University-Newark | 82 | $19,703 | $74,479 |
| University of Rhode Island | 79 | $21,440 | $69,743 |
| University of Colorado Denver/Anschutz Medical Campus | 76 | $11,900 | $64,270 |
| University of Baltimore | 64 | $13,868 | $61,335 |
| Bowie State University | 40 | $19,298 | $54,537 |
The Verdict: The Investment Pays Off
University of Maryland-Baltimore County delivers above-average financial returns for its graduates. At a net cost of $16,467 per year ($65,868 over four years), graduates earn a median of $69,960 ten years after enrollment. That puts the payback period at roughly 5.9 years - a solid return on the investment.
The data highlights several strengths: strong earnings premium over high school graduates, a 70.0% graduation rate, manageable debt relative to earnings.
Median debt of $19,500 is very manageable against $69,960 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.