St Bonaventure University
Saint Bonaventure, New York · Private Nonprofit · 81.7% acceptance rate
ROI Score: 51/100 · Below Average Value
Data: 2024-25 College Scorecard release
St. Bonaventure University (Saint Bonaventure, NY) scores 51 (Below Average Value) with a 11.2-year payback period and $37,700 average 6-year earnings against a $41,735 sticker tuition. The debt-to-earnings ratio of 0.69 is the weakest sub-score; median debt of $26,000 is high relative to what most programs here earn. Finance and Accounting produce the strongest outcomes; journalism, kinesiology, and sociology produce D to F grades. At a net price of $27,074, the financial proposition is tight for most program choices.
St Bonaventure University
Quick Numbers
| In-state tuition + fees | $41,735/yr |
| Out-of-state tuition + fees | $41,735/yr |
| Average net price | $27,074/yr |
| Total 4-year cost (net) | $108,296 |
| Median earnings (10yr post-entry) | $57,214 |
| Average earnings (6yr post-entry) | $37,700 |
| Median debt at graduation | $26,000 |
| Estimated monthly loan payment | $276 |
| Estimated payback period | 11.2 years |
| 6-year graduation rate | 66.7% |
| Undergraduate enrollment | 2,012 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $41,735/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $27,074/year, or roughly $108,296 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $15,651/year here, while families earning over $110,000 pay $30,441/year.
Among graduates who borrowed, the median federal loan debt from this school is $26,000, which works out to about $276 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($37,700) and comes to 0.69, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $15,651 |
| $30,001 - $48,000 | $17,949 |
| $48,001 - $75,000 | $24,097 |
| $75,001 - $110,000 | $30,751 |
| $110,001+ | $30,441 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Low-income families (under $30,000) pay $15,651 per year - roughly $63,000 over four years. Against $37,700 average 6-year earnings and an 11.2-year payback, this is a challenging financial case. Finance and accounting students can justify it; students in communications, arts, or social sciences cannot do so on the data alone.
Middle-income families ($30K-$110K)
The $48,001-75,000 bracket pays $24,097 and the $75,001-110,000 bracket pays $30,751 per year. Middle-income families in the higher band are paying near the institutional average net price. For most programs at this price point, the ROI math is weak. Finance and accounting are the clearest exceptions.
Higher-income families ($110K+)
Families earning over $110,000 pay $30,441 per year - about $122,000 over four years. The slight step-down from the $75-110k band at this income level is an anomaly in the data. Full-pay families should be clear-eyed that $122,000 against $37,700 average earnings represents a long payback horizon.
Earnings by Major
Top 10 most popular majors at St Bonaventure University with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Accounting | $79,690 | C+ |
| Marketing | $67,383 | C |
| Finance and Financial Management | $92,426 | C+ |
| Special Education and Teaching | $51,664 | C+ |
| Business Administration, Management, and Operations | $71,066 | C |
| Psychology | $57,215 | B |
| Kinesiology and Exercise Science | $55,838 | D |
| Journalism | $58,816 | D |
| Radio, Television, and Digital Communication | $55,796 | D |
| Sociology | $53,783 | F |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Finance and Financial Management
Finance (29 graduates) earns $51,244 at year one and $92,426 at year four with a C+ grade and 0.497 debt-to-earnings ratio. The four-year jump to $92,000 reflects graduates moving into financial services roles in New York and Pittsburgh over time.
Accounting
Accounting (34 graduates) earns $53,128 at year one and $79,690 at year four with a C+ grade and 0.508 debt-to-earnings ratio. Year-one earnings of $53,128 are the highest reported for any SBU program and reflect CPA-track placements. The C+ rather than B grade reflects $27,000 median debt against those earnings.
Psychology
Psychology (21 graduates) earns $57,215 at year four with a B ROI grade and 0.406 debt-to-earnings ratio. This is a notably better four-year outcome than psychology typically produces - likely reflecting a cohort mix that includes graduate school completers or clinical trainees. Year-one earnings are not available, limiting full analysis.
Business Administration, Management, and Operations
Business Administration (24 graduates) earns $39,937 at year one and $71,066 at year four with a C ROI grade and 0.626 debt-to-earnings ratio. The C grade reflects the net price-to-year-one earnings gap.
Sociology
Sociology (9 graduates) earns $23,475 at year one and $53,783 at year four with an F ROI grade and 1.108 debt-to-earnings ratio. Year-one earnings of $23,475 at a school with $27,074 net price per year is a deeply unfavorable financial proposition. The four-year figure of $53,783 improves substantially, but the near-term financial strain is real.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 76.4% | 68.8% |
| 3-year repayment | 80.6% | 73.6% |
| 5-year repayment | 74.9% | 67.7% |
| 7-year repayment | 81.3% | 72.8% |
Completion Rate
Trends Over Time
How St Bonaventure University’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 81.7% |
| SAT Math (25th-75th) | 530-640 |
| SAT Reading (25th-75th) | 535-650 |
| ACT Composite (25th-75th) | 24-30 |
| Enrollment | 2,012 |
| Pell Grant recipients | 26.8% |
| Avg faculty salary (monthly) | $7,778 |
At 81.7% acceptance with ACT mid-range of 24-30, St. Bonaventure is broadly accessible.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| St Bonaventure University (this school) | 51 | $27,074 | $57,214 |
| Albany College of Pharmacy and Health Sciences | 94 | $29,882 | $131,426 |
| Adelphi University | 75 | $30,783 | $75,482 |
| The University of Findlay | 52 | $27,221 | $56,996 |
| Messiah University | 51 | $26,502 | $54,064 |
| Bob Jones University | 47 | $16,641 | $44,354 |
Who Thrives Here
St. Bonaventure admits 81.7% of applicants with SAT mid-ranges of 530-640 Math and 535-650 Reading, ACT 24-30 composite. At 2,012 students with a 26.8% Pell grant rate, it's a small Catholic Franciscan university in western New York. Students interested in finance, accounting, or business in the Buffalo-Pittsburgh corridor will find acceptable, if not exceptional, ROI. Students in media fields - the school has a journalism program - should weigh that program's D-grade ROI outcome carefully against the net price.
The Verdict: Proceed With Caution
The money case for St Bonaventure University is mixed, and worth a hard look before you commit. At $27,074 per year after aid, the typical graduate earns $57,214 ten years after entry, which means it takes about 11.2 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.
What to keep an eye on: weak earnings relative to cost, a debt-to-earnings ratio of 0.69 (median across the schools we score: 0.61).
Median debt of $26,000 among graduates who borrowed, against average earnings of $37,700 six years after entry, gives a debt-to-earnings ratio of 0.69. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. Your major - and how much you borrow - really matters.
St Bonaventure University: Common Questions
Is St Bonaventure University worth it?
In our view, the money case is mixed and worth a hard look before you commit. St Bonaventure University scores 51/100 on our ROI scale. At $27,074 a year after aid the typical graduate earns $57,214 ten years after entry, so it takes about 11.2 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.
How much does St Bonaventure University cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $27,074 a year, or roughly $108,296 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do St Bonaventure University graduates earn?
The typical graduate earns about $57,214 ten years after enrolling, roughly $15,414 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off St Bonaventure University?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 11.2 years for St Bonaventure University. The median across the schools we track is about 12 years.
How much debt do St Bonaventure University graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $26,000, against average earnings of $37,700 six years after entry - a debt-to-earnings ratio of 0.69. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. How much you borrow really matters.
What is the graduation rate at St Bonaventure University?
The six-year graduation rate is 66.7%, at or above the 64% national average for four-year schools (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.