71

Oakland University

Rochester Hills, Michigan · Public · 87.8% acceptance rate

ROI Score: 71/100 · Fair Value

Oakland University

Fair Value
71
ROI Score
Earnings Premium
94(0.65x)
Payback Period
80(7.5 yr)
Debt / Earnings
58(0.57)
Completion Rate
56(58%)
Repayment Rate
27(65%)

Quick Numbers

In-state tuition + fees$15,262/yr
Out-of-state tuition + fees$23,188/yr
Average net price$9,120/yr
Total 4-year cost (net)$36,480
Median earnings (10yr post-entry)$58,612
Median earnings (6yr post-entry)$39,700
Median debt at graduation$22,750
Estimated monthly loan payment$241
Estimated payback period7.5 years
6-year graduation rate57.6%
Undergraduate enrollment12,351

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$4,422
$30,001 - $48,000$4,560
$48,001 - $75,000$6,711
$75,001 - $110,000$11,874
$110,001+$19,217

Earnings by Major

Top 10 most popular majors at Oakland University with available earnings data.

MajorMedian EarningsGrade
Registered Nursing$81,667B
Psychology$45,141D
Teacher Education$48,396C
Health Professions, Residency Programs$54,767D
Computer and Information Sciences$90,737B
Biology$55,991D
Human Resources Management$70,347C+
Mechanical Engineering$97,444B+
Liberal Arts and Sciences$63,534D
Marketing$69,448C+

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at Oakland University is $15,262/year ($23,188/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $9,120/year, or roughly $36,480 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $4,422/year, while families earning over $110,000 pay $19,217/year. The school provides substantial aid to low-income students, making it significantly more affordable than the sticker price suggests.

The median graduate leaves with $22,750 in federal loan debt, translating to an estimated monthly payment of $241 on a standard 10-year repayment plan. Against median earnings of $58,612 ten years out, the debt-to-earnings ratio is 0.57 - within the recommended range but worth monitoring.

How Graduates Do

Earnings

6 years after entry$39,700
+$4,700 vs. HS grad
10 years after entry$58,612
+$23,612 vs. HS grad
Annual earnings premium$23,612
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment60.4%52.0%
3-year repayment65.4%62.0%
5-year repayment58.3%68.0%
7-year repayment61.4%72.0%

Completion Rate

0%National avg: 60.0%100%
57.6%
6-year rate

Admissions Snapshot

Acceptance rate87.8%
SAT Math (25th-75th)490-590
SAT Reading (25th-75th)540-640
Enrollment12,351
Pell Grant recipients32.0%
Avg faculty salary (monthly)$10,527

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
Oakland University (this school)
71
$9,120$58,612
University of New Hampshire-Main Campus
74
$23,805$66,479
University of Hawaii at Manoa
72
$15,664$57,624
California State University-Dominguez Hills
71
$8,615$57,162
Central Michigan University
51
$17,597$55,874
Eastern Michigan University
42
$15,407$51,793

The Verdict: A Reasonable Bet - With Caveats

Fair Value

Oakland University offers fair financial value, though the ROI depends heavily on individual circumstances. The net cost of $9,120 per year leads to $36,480 over four years, while graduates earn a median of $58,612 a decade out. The payback period of 7.5 years is about average - not bad, but not a standout either.

Key strengths include strong earnings premium over high school graduates. However, the data also shows concerning loan repayment rates.

Median debt of $22,750 against $58,612 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.