79

Michigan State University

East Lansing, Michigan · Public · 84.8% acceptance rate

ROI Score: 79/100 · Strong Value

Michigan State University

Strong Value
79
ROI Score
Earnings Premium
83(0.41x)
Payback Period
84(6.8 yr)
Debt / Earnings
71(0.51)
Completion Rate
90(81%)
Repayment Rate
53(75%)

Quick Numbers

In-state tuition + fees$16,458/yr
Out-of-state tuition + fees$43,842/yr
Average net price$19,680/yr
Total 4-year cost (net)$78,720
Median earnings (10yr post-entry)$67,253
Median earnings (6yr post-entry)$45,200
Median debt at graduation$23,250
Estimated monthly loan payment$246
Estimated payback period6.8 years
6-year graduation rate80.7%
Undergraduate enrollment40,922

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$7,068
$30,001 - $48,000$10,830
$48,001 - $75,000$16,521
$75,001 - $110,000$22,703
$110,001+$28,546

Earnings by Major

Top 10 most popular majors at Michigan State University with available earnings data.

MajorMedian EarningsGrade
Biology$64,018F
Psychology$56,040D
Business Administration, Management, and Operations$91,187B+
Public Relations, Advertising, and Applied Communication$69,300C+
Computer and Information Sciences$116,905B+
Finance and Financial Management$102,017B+
Communication and Media Studies$60,807D
Kinesiology and Exercise Science$67,290D
Mechanical Engineering$97,946B+
Economics$79,428B

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at Michigan State University is $16,458/year ($43,842/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $19,680/year, or roughly $78,720 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $7,068/year, while families earning over $110,000 pay $28,546/year.

The median graduate leaves with $23,250 in federal loan debt, translating to an estimated monthly payment of $246 on a standard 10-year repayment plan. Against median earnings of $67,253 ten years out, the debt-to-earnings ratio is 0.51 - within the recommended range but worth monitoring.

How Graduates Do

Earnings

6 years after entry$45,200
+$10,200 vs. HS grad
10 years after entry$67,253
+$32,253 vs. HS grad
Annual earnings premium$32,253
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment70.2%52.0%
3-year repayment74.5%62.0%
5-year repayment75.6%68.0%
7-year repayment81.5%72.0%

Completion Rate

0%National avg: 60.0%100%
80.7%
6-year rate

Admissions Snapshot

Acceptance rate84.8%
SAT Math (25th-75th)590-680
SAT Reading (25th-75th)590-680
ACT Composite (25th-75th)25-31
Enrollment40,922
Pell Grant recipients20.1%
Avg faculty salary (monthly)$13,468

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
Michigan State University (this school)
79
$19,680$67,253
University of Colorado Boulder
80
$25,346$69,738
The University of Texas at Arlington
76
$13,951$63,199
University of Arizona
75
$16,674$59,979
Central Michigan University
51
$17,597$55,874
Eastern Michigan University
42
$15,407$51,793

The Verdict: The Investment Pays Off

Strong Value

Michigan State University delivers above-average financial returns for its graduates. At a net cost of $19,680 per year ($78,720 over four years), graduates earn a median of $67,253 ten years after enrollment. That puts the payback period at roughly 6.8 years - a solid return on the investment.

The data highlights several strengths: strong earnings premium over high school graduates, a 80.7% graduation rate.

Median debt of $23,250 against $67,253 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.