Miami University-Oxford
Oxford, Ohio · Public · 75.4% acceptance rate
ROI Score: 54/100 · Below Average Value
Miami University-Oxford
Below Average ValueQuick Numbers
| In-state tuition + fees | $18,161/yr |
| Out-of-state tuition + fees | $41,221/yr |
| Average net price | $28,384/yr |
| Total 4-year cost (net) | $113,536 |
| Median earnings (10yr post-entry) | $55,076 |
| Median earnings (6yr post-entry) | $40,800 |
| Median debt at graduation | $23,000 |
| Estimated monthly loan payment | $244 |
| Estimated payback period | 12.6 years |
| 6-year graduation rate | 79.8% |
| Undergraduate enrollment | 16,656 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $16,015 |
| $30,001 - $48,000 | $18,193 |
| $48,001 - $75,000 | $23,806 |
| $75,001 - $110,000 | $29,048 |
| $110,001+ | $31,431 |
Earnings by Major
Top 10 most popular majors at Miami University-Oxford with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Finance and Financial Management | $110,406 | B+ |
| Marketing | $86,919 | B |
| Psychology | $58,255 | C |
| Kinesiology and Exercise Science | $70,919 | C |
| Teacher Education | $45,704 | C |
| Biology | $72,037 | C |
| International Relations | $75,374 | C+ |
| Public Relations, Advertising, and Applied Communication | $79,710 | C+ |
| Accounting | $101,808 | B+ |
| Business Administration, Management, and Operations | $95,796 | B |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
The Full Financial Picture
The sticker price at Miami University-Oxford is $18,161/year ($41,221/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $28,384/year, or roughly $113,536 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $16,015/year, while families earning over $110,000 pay $31,431/year.
The median graduate leaves with $23,000 in federal loan debt, translating to an estimated monthly payment of $244 on a standard 10-year repayment plan. Against median earnings of $55,076 ten years out, the debt-to-earnings ratio is 0.56 - within the recommended range but worth monitoring.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 73.4% | 52.0% |
| 3-year repayment | 77.4% | 62.0% |
| 5-year repayment | 60.0% | 68.0% |
| 7-year repayment | 69.3% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 75.4% |
| SAT Math (25th-75th) | 610-700 |
| SAT Reading (25th-75th) | 610-690 |
| ACT Composite (25th-75th) | 25-30 |
| Enrollment | 16,656 |
| Pell Grant recipients | 12.6% |
| Avg faculty salary (monthly) | $10,834 |
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Miami University-Oxford (this school) | 54 | $28,384 | $55,076 |
| University of Louisville | 58 | $17,988 | $53,899 |
| Mississippi State University | 54 | $17,595 | $51,513 |
| Montana State University | 52 | $22,499 | $53,263 |
| University of Akron Wayne College | 48 | $6,032 | $46,600 |
| University of Akron Main Campus | 38 | $13,946 | $46,600 |
The Verdict: Proceed With Caution
The financial case for Miami University-Oxford is mixed. At $28,384 per year net cost, graduates earn a median of $55,076 ten years after entry - a payback period of 12.6 years. That's below the average return for four-year institutions, and prospective students should carefully consider whether the investment aligns with their financial goals.
Key strengths include a 79.8% graduation rate. However, the data also shows weak earnings relative to cost.
Median debt of $23,000 against $55,076 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.