78

California State University-San Bernardino

San Bernardino, California · Public · 93.7% acceptance rate

ROI Score: 78/100 · Strong Value

California State University-San Bernardino

Strong Value
78
ROI Score
Earnings Premium
99(1.37x)
Payback Period
87(6.3 yr)
Debt / Earnings
87(0.39)
Completion Rate
49(55%)
Repayment Rate
16(58%)

Quick Numbers

In-state tuition + fees$8,093/yr
Out-of-state tuition + fees$20,693/yr
Average net price$4,564/yr
Total 4-year cost (net)$18,256
Median earnings (10yr post-entry)$59,977
Median earnings (6yr post-entry)$37,400
Median debt at graduation$14,715
Estimated monthly loan payment$156
Estimated payback period6.3 years
6-year graduation rate54.9%
Undergraduate enrollment15,023

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$2,681
$30,001 - $48,000$2,680
$48,001 - $75,000$4,735
$75,001 - $110,000$7,745
$110,001+$14,316

Earnings by Major

Top 10 most popular majors at California State University-San Bernardino with available earnings data.

MajorMedian EarningsGrade
Business Administration, Management, and Operations$56,361B+
Psychology$48,326B
Sociology$48,954C+
Criminal Justice and Corrections$54,275B
Liberal Arts and Sciences$52,799C
Kinesiology and Exercise Science$54,944C+
Communication and Media Studies$49,171C+
Registered Nursing$109,499A
Computer and Information Sciences$66,202B
Biology$56,799C+

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at California State University-San Bernardino is $8,093/year ($20,693/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $4,564/year, or roughly $18,256 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $2,681/year, while families earning over $110,000 pay $14,316/year. The school provides substantial aid to low-income students, making it significantly more affordable than the sticker price suggests.

The median graduate leaves with $14,715 in federal loan debt, translating to an estimated monthly payment of $156 on a standard 10-year repayment plan. Against median earnings of $59,977 ten years out, the debt-to-earnings ratio is 0.39 - well within manageable territory.

How Graduates Do

Earnings

6 years after entry$37,400
+$2,400 vs. HS grad
10 years after entry$59,977
+$24,977 vs. HS grad
Annual earnings premium$24,977
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment53.2%52.0%
3-year repayment58.4%62.0%
5-year repayment53.6%68.0%
7-year repayment58.1%72.0%

Completion Rate

0%National avg: 60.0%100%
54.9%
6-year rate

Admissions Snapshot

Acceptance rate93.7%
Enrollment15,023
Pell Grant recipients57.6%
Avg faculty salary (monthly)$11,988

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
California State University-San Bernardino (this school)
78
$4,564$59,977
California Polytechnic State University-San Luis Obispo
96
$16,665$90,768
North Dakota State University-Main Campus
80
$15,543$62,203
University of Kansas
76
$18,059$61,945
California State University-Bakersfield
75
$5,652$59,009
Western Washington University
72
$21,193$62,569

The Verdict: The Investment Pays Off

Strong Value

California State University-San Bernardino delivers above-average financial returns for its graduates. At a net cost of $4,564 per year ($18,256 over four years), graduates earn a median of $59,977 ten years after enrollment. That puts the payback period at roughly 6.3 years - a solid return on the investment.

Key strengths include strong earnings premium over high school graduates, manageable debt relative to earnings. However, the data also shows concerning loan repayment rates.

Median debt of $14,715 is very manageable against $59,977 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.