University of North Texas
Denton, Texas · Public · 72.2% acceptance rate
ROI Score: 67/100 · Fair Value
University of North Texas
Fair ValueQuick Numbers
| In-state tuition + fees | $11,309/yr |
| Out-of-state tuition + fees | $21,149/yr |
| Average net price | $15,649/yr |
| Total 4-year cost (net) | $62,596 |
| Median earnings (10yr post-entry) | $57,010 |
| Median earnings (6yr post-entry) | $39,300 |
| Median debt at graduation | $19,250 |
| Estimated monthly loan payment | $204 |
| Estimated payback period | 9.2 years |
| 6-year graduation rate | 60.7% |
| Undergraduate enrollment | 34,341 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $12,311 |
| $30,001 - $48,000 | $12,668 |
| $48,001 - $75,000 | $14,473 |
| $75,001 - $110,000 | $19,576 |
| $110,001+ | $22,943 |
Earnings by Major
Top 10 most popular majors at University of North Texas with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $46,917 | C |
| Multi/Interdisciplinary Studies, Other | $58,004 | B |
| Liberal Arts and Sciences | $55,562 | C |
| Biology | $56,561 | D |
| Computer and Information Sciences | $104,024 | B+ |
| Kinesiology and Exercise Science | $54,578 | D |
| Marketing | $66,673 | B |
| Criminal Justice and Corrections | $53,453 | C+ |
| Fine and Studio Arts | $47,639 | D |
| Journalism | $57,461 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
The Full Financial Picture
The sticker price at University of North Texas is $11,309/year ($21,149/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $15,649/year, or roughly $62,596 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $12,311/year, while families earning over $110,000 pay $22,943/year.
The median graduate leaves with $19,250 in federal loan debt, translating to an estimated monthly payment of $204 on a standard 10-year repayment plan. Against median earnings of $57,010 ten years out, the debt-to-earnings ratio is 0.49 - well within manageable territory.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 62.9% | 52.0% |
| 3-year repayment | 67.4% | 62.0% |
| 5-year repayment | 64.1% | 68.0% |
| 7-year repayment | 69.2% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 72.2% |
| SAT Math (25th-75th) | 480-600 |
| SAT Reading (25th-75th) | 500-630 |
| ACT Composite (25th-75th) | 19-27 |
| Enrollment | 34,341 |
| Pell Grant recipients | 38.0% |
| Avg faculty salary (monthly) | $11,092 |
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of North Texas (this school) | 67 | $15,649 | $57,010 |
| University of Arkansas | 69 | $18,209 | $58,191 |
| The University of Alabama | 64 | $22,420 | $59,221 |
| University of Maryland Global Campus | 63 | $22,063 | $65,287 |
| Angelo State University | 49 | $15,091 | $50,116 |
| Texas A & M University-Corpus Christi | 48 | $15,225 | $51,865 |
The Verdict: A Reasonable Bet - With Caveats
University of North Texas offers fair financial value, though the ROI depends heavily on individual circumstances. The net cost of $15,649 per year leads to $62,596 over four years, while graduates earn a median of $57,010 a decade out. The payback period of 9.2 years is about average - not bad, but not a standout either.
Key strengths include strong earnings premium over high school graduates, manageable debt relative to earnings. However, the data also shows concerning loan repayment rates.
Median debt of $19,250 against $57,010 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.