University of North Florida
Jacksonville, Florida · Public · 53.2% acceptance rate
ROI Score: 78/100 · Strong Value
University of North Florida
Strong ValueQuick Numbers
| In-state tuition + fees | $6,389/yr |
| Out-of-state tuition + fees | $20,793/yr |
| Average net price | $10,154/yr |
| Total 4-year cost (net) | $40,616 |
| Median earnings (10yr post-entry) | $56,343 |
| Median earnings (6yr post-entry) | $37,500 |
| Median debt at graduation | $15,531 |
| Estimated monthly loan payment | $165 |
| Estimated payback period | 8.5 years |
| 6-year graduation rate | 69.2% |
| Undergraduate enrollment | 13,359 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $6,647 |
| $30,001 - $48,000 | $6,866 |
| $48,001 - $75,000 | $10,000 |
| $75,001 - $110,000 | $13,842 |
| $110,001+ | $17,730 |
Earnings by Major
Top 10 most popular majors at University of North Florida with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Research and Experimental Psychology | $45,521 | C |
| Health Services/Allied Health/Health Sciences, General | $53,540 | C+ |
| Registered Nursing | $79,454 | A |
| Business Administration, Management, and Operations | $65,768 | B |
| Communication and Media Studies | $54,360 | C+ |
| Biology | $55,828 | C |
| Criminal Justice and Corrections | $51,654 | C+ |
| Finance and Financial Management | $75,475 | B+ |
| Computer and Information Sciences | $84,034 | B+ |
| Multi-/Interdisciplinary Studies, General | $49,804 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
The Full Financial Picture
The sticker price at University of North Florida is $6,389/year ($20,793/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $10,154/year, or roughly $40,616 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $6,647/year, while families earning over $110,000 pay $17,730/year.
The median graduate leaves with $15,531 in federal loan debt, translating to an estimated monthly payment of $165 on a standard 10-year repayment plan. Against median earnings of $56,343 ten years out, the debt-to-earnings ratio is 0.41 - well within manageable territory.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 63.7% | 52.0% |
| 3-year repayment | 70.0% | 62.0% |
| 5-year repayment | 64.7% | 68.0% |
| 7-year repayment | 67.8% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 53.2% |
| SAT Math (25th-75th) | 520-620 |
| SAT Reading (25th-75th) | 550-650 |
| ACT Composite (25th-75th) | 19-25 |
| Enrollment | 13,359 |
| Pell Grant recipients | 30.8% |
| Avg faculty salary (monthly) | $9,595 |
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of North Florida (this school) | 78 | $10,154 | $56,343 |
| CUNY Hunter College | 83 | $2,984 | $63,163 |
| University of Central Florida | 79 | $10,411 | $58,308 |
| CUNY John Jay College of Criminal Justice | 78 | $3,203 | $56,195 |
| CUNY Lehman College | 78 | $3,148 | $58,013 |
| Florida Agricultural and Mechanical University | 28 | $13,739 | $44,349 |
The Verdict: The Investment Pays Off
University of North Florida delivers above-average financial returns for its graduates. At a net cost of $10,154 per year ($40,616 over four years), graduates earn a median of $56,343 ten years after enrollment. That puts the payback period at roughly 8.5 years - a solid return on the investment.
Key strengths include strong earnings premium over high school graduates, a 69.2% graduation rate, manageable debt relative to earnings. However, the data also shows concerning loan repayment rates.
Median debt of $15,531 is very manageable against $56,343 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.