University of Mount Saint Vincent
Bronx, New York · Private Nonprofit · 85.1% acceptance rate
ROI Score: 68/100 · Fair Value
Data: 2024-25 College Scorecard release
The University of Mount Saint Vincent is a small Catholic liberal arts institution in the Bronx with 2,692 students. ROI score of 68 (Fair Value) masks an uneven picture: Registered Nursing is a strong earner, but the 57% completion rate and 0.541 debt-to-earnings ratio pull down the overall score. Net price of $21,696 is reasonable for a New York private school, and 46% of students receive Pell grants - a genuinely high-need student body. Median debt of $25,000 and six-year earnings of $46,200 mean graduates are not stretched impossibly, but this is not a school where most majors produce outcomes that clearly justify private-college costs. Nursing is the standout program; most other programs show debt-to-earnings ratios in the D-range.
University of Mount Saint Vincent
Quick Numbers
| In-state tuition + fees | $44,540/yr |
| Out-of-state tuition + fees | $44,540/yr |
| Average net price | $21,696/yr |
| Total 4-year cost (net) | $86,784 |
| Median earnings (10yr post-entry) | $65,756 |
| Median earnings (6yr post-entry) | $46,200 |
| Median debt at graduation | $25,000 |
| Estimated monthly loan payment | $265 |
| Estimated payback period | 7.4 years |
| 6-year graduation rate | 56.8% |
| Undergraduate enrollment | 2,692 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $44,540/year. Here's the part that matters - almost nobody pays that. After grants, scholarships, and aid, the average student here pays a net price of $21,696/year, or roughly $86,784 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $19,203/year here, while families earning over $110,000 pay $27,884/year.
Most students borrow to get here. The median graduate leaves owing $25,000 in federal loans, which works out to about $265 a month on the standard 10-year repayment plan. Hold that up against the $65,756 the typical graduate earns ten years out: the debt-to-earnings ratio comes to 0.54, within the range advisors call workable but worth keeping an eye on.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $19,203 |
| $30,001 - $48,000 | $19,157 |
| $48,001 - $75,000 | $22,575 |
| $75,001 - $110,000 | $24,499 |
| $110,001+ | $27,884 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 pay $19,203 per year net. For the lowest-income households, this is a substantial burden - more than $76,000 over four years. This is high for a school serving a 46% Pell population. Students should pursue every grant option available and compare this cost against CUNY system schools, which often run lower net prices for New York residents.
Middle-income families ($30K-$110K)
The $30-48k bracket pays $19,157 - nearly the same as the lowest bracket. The $48-75k tier jumps to $22,575 and $75-110k reaches $24,499. The cost slope is gradual from middle through upper-middle income, a positive sign. Families in the $48-75k range pay roughly $90,000 over four years - defensible only if the student is in a high-return program like nursing.
Higher-income families ($110K+)
High-income families (over $110k) pay $27,884 per year - well below the $44,540 sticker, suggesting Mount Saint Vincent provides aid across income levels. Over four years that is about $111,000. Given six-year median earnings of $46,200 and a debt-to-earnings ratio of 0.541, high-income families need to be in a program like nursing to get a solid return on this investment.
Earnings by Major
Top 7 most popular majors at University of Mount Saint Vincent with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $59,487 | D |
| Registered Nursing | $120,822 | B+ |
| Business Administration, Management, and Operations | $56,425 | D |
| Accounting | $77,183 | - |
| Sociology | $61,964 | D |
| Communication and Media Studies | $50,940 | D |
| Biology | $35,431 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is the dominant program at Mount Saint Vincent by both volume (245 graduates) and financial outcomes. Early-career median pay of $105,134 is exceptionally strong - among the highest first-year figures of any program at any small college in this dataset. Four-year median of $120,822 reflects continued earnings growth in New York City's healthcare labor market, which has persistent nurse shortages and strong union contracts. Median debt of $30,500 and a ratio of 0.290 (B+ grade) indicate manageable borrowing relative to earnings. New York hospital systems, long-term care facilities, and community health organizations actively recruit NCLEX-certified nurses. For students who can complete this program, the financial case is clear.
Business Administration, Management, and Operations
Business Administration produces 69 graduates per year. Early-career pay of $31,305 growing to $56,425 by year four reflects modest but real earnings growth. The debt-to-earnings ratio of 0.791 (D grade) is high - graduates carry $24,750 in median debt against early-career earnings that barely cover basic living costs in New York City. This is a program where the math only works if graduates can dramatically outperform the median or access employer tuition assistance. The New York metro location provides exposure to large employers, but connecting students with those employers is not guaranteed by the degree alone.
Psychology
Psychology is the largest program at UMSV by graduate count (334 graduates). Early-career pay of $30,956 and four-year median of $59,487 show the long earnings lag typical of psychology. The debt-to-earnings ratio of 0.840 (D grade) with $26,000 in median debt reflects a real financial risk. Psychology at an open-access school primarily serves students who plan to continue to graduate school in clinical or counseling programs. Without that pathway, the direct ROI on this bachelor's degree is poor. Students considering psychology here need to have a clear plan for what comes next.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 65.4% | 52.0% |
| 3-year repayment | 70.9% | 62.0% |
| 5-year repayment | 64.1% | 68.0% |
| 7-year repayment | 70.9% | 72.0% |
Completion Rate
Trends Over Time
How University of Mount Saint Vincent’s cost and outcomes have moved across College Scorecard releases (2009-2023).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 85.1% |
| SAT Math (25th-75th) | 533-588 |
| SAT Reading (25th-75th) | 478-590 |
| Enrollment | 2,692 |
| Pell Grant recipients | 46.2% |
| Avg faculty salary (monthly) | $10,648 |
Mount Saint Vincent admits 85% of applicants, functioning essentially as open access. Selectivity is not a primary signal here - preparation and program choice matter far more. No ACT range is reported. Students who are academically prepared but priced out of more selective schools will find this a viable option, particularly if targeting nursing or health sciences.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Adelphi University is a comparable New York private-nonprofit; its ROI profile is similar to Mount Saint Vincent's Fair Value rating. Azusa Pacific University (a listed peer) has comparable earnings outcomes but lower completion rates in some programs. The 57% completion rate at UMSV is below national averages for private nonprofits (around 65%) and is a red flag - nearly half of students who enroll do not finish. That gap between admitting students and graduating them is the primary ROI drag here.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Mount Saint Vincent (this school) | 68 | $21,696 | $65,756 |
| Albany College of Pharmacy and Health Sciences | 94 | $29,882 | $131,426 |
| Adelphi University | 75 | $30,783 | $75,482 |
| Azusa Pacific University | 71 | $22,212 | $66,677 |
| Dominican University | 68 | $11,745 | $60,327 |
| Bellarmine University | 68 | $21,499 | $62,069 |
Who Thrives Here
UMSV admits 85% of applicants, with SAT math range of 533-588 and reading of 478-590 (no ACT data reported). The high Pell rate (46%) and open-access admissions mean this school serves a working-class, first-generation student population. Students who succeed here tend to be determined and locally rooted, often from the Bronx and surrounding New York metro area. Nursing is the clearest path to a financially defensible outcome. Students in most other programs face a steeper climb to earnings that justify the debt load.
The Verdict: A Reasonable Bet - With Caveats
University of Mount Saint Vincent is a fair-value bet, but how well it pays off depends a lot on you. At $21,696 a year after aid ($86,784 over four years), with the typical graduate earning $65,756 a decade out, the cost takes about 7.4 years to earn back. That's roughly average - not a bargain, not a mistake.
What it has going for it: a strong earnings premium over high school graduates. What to keep an eye on: concerning loan repayment rates.
Median debt of $25,000 against $65,756 in earnings is reasonable, though your major matters a lot here. Graduates in higher-earning fields will see the better end of this.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.