University of Mount Saint Vincent
Bronx, New York · Private Nonprofit · 85.1% acceptance rate
ROI Score: 68/100 · Fair Value
Data: 2024-25 College Scorecard release
The University of Mount Saint Vincent is a small Catholic liberal arts institution in the Bronx with 2,692 students. ROI score of 68 (Fair Value) masks an uneven picture: Registered Nursing is a strong earner, but the 57% completion rate and 0.541 debt-to-earnings ratio pull down the overall score. Median debt of $25,000 and six-year earnings of $46,200 mean debt is moderate relative to earnings, but this is not a school where most majors produce outcomes that clearly justify private-college costs. Nursing is the standout program; most other programs show debt-to-earnings ratios in the D-range.
University of Mount Saint Vincent
Quick Numbers
| In-state tuition + fees | $44,540/yr |
| Out-of-state tuition + fees | $44,540/yr |
| Average net price | $21,696/yr |
| Total 4-year cost (net) | $86,784 |
| Median earnings (10yr post-entry) | $65,756 |
| Average earnings (6yr post-entry) | $46,200 |
| Median debt at graduation | $25,000 |
| Estimated monthly loan payment | $265 |
| Estimated payback period | 7.4 years |
| 6-year graduation rate | 56.8% |
| Undergraduate enrollment | 2,692 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $44,540/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $21,696/year, or roughly $86,784 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $19,203/year here, while families earning over $110,000 pay $27,884/year.
Among graduates who borrowed, the median federal loan debt from this school is $25,000, which works out to about $265 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($46,200) and comes to 0.54, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $19,203 |
| $30,001 - $48,000 | $19,157 |
| $48,001 - $75,000 | $22,575 |
| $75,001 - $110,000 | $24,499 |
| $110,001+ | $27,884 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 pay $19,203 per year net. For the lowest-income households, this is a substantial burden - more than $76,000 over four years.
Middle-income families ($30K-$110K)
The $30-48k bracket pays $19,157 - nearly the same as the lowest bracket. The $48-75k tier jumps to $22,575 and $75-110k reaches $24,499. The cost slope is gradual from middle through upper-middle income, a positive sign. Families in the $48-75k range pay roughly $90,000 over four years - defensible only if the student is in a high-return program like nursing.
Higher-income families ($110K+)
High-income families (over $110k) pay $27,884 per year - well below the $44,540 sticker, suggesting Mount Saint Vincent provides aid across income levels. Over four years that is about $111,000. Given six-year average earnings of $46,200 and a debt-to-earnings ratio of 0.541, high-income families need to be in a program like nursing to get a solid return on this investment.
Earnings by Major
Top 7 most popular majors at University of Mount Saint Vincent with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $59,487 | D |
| Registered Nursing | $120,822 | B+ |
| Business Administration, Management, and Operations | $56,425 | D |
| Accounting | $77,183 | - |
| Sociology | $61,964 | D |
| Communication and Media Studies | $50,940 | D |
| Biology | $35,431 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is the dominant program at Mount Saint Vincent by both volume (245 graduates) and financial outcomes. Early-career median pay is $105,134. Four-year median of $120,822 reflects continued earnings growth in New York City's healthcare labor market, which has persistent nurse shortages and strong union contracts. Median debt of $30,500 and a ratio of 0.290 (B+ grade) indicate manageable borrowing relative to earnings. New York hospital systems, long-term care facilities, and community health organizations actively recruit NCLEX-certified nurses. For students who can complete this program, the financial case is clear.
Business Administration, Management, and Operations
Business Administration produces 69 graduates per year. Early-career pay of $31,305 growing to $56,425 by year four reflects modest but real earnings growth. The debt-to-earnings ratio of 0.791 (D grade) is high - graduates carry $24,750 in median debt against early-career earnings that barely cover basic living costs in New York City. This is a program where the math only works if graduates can dramatically outperform the median or access employer tuition assistance. The New York metro location provides exposure to large employers, but connecting students with those employers is not guaranteed by the degree alone.
Psychology
Psychology is the largest program at UMSV by graduate count (334 graduates). Early-career pay of $30,956 and four-year median of $59,487 show the long earnings lag typical of psychology. The debt-to-earnings ratio of 0.840 (D grade) with $26,000 in median debt reflects a real financial risk. Psychology at an open-access school primarily serves students who plan to continue to graduate school in clinical or counseling programs. Without that pathway, the direct ROI on this bachelor's degree is poor. Students considering psychology here need to have a clear plan for what comes next.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 65.4% | 68.8% |
| 3-year repayment | 70.9% | 73.6% |
| 5-year repayment | 64.1% | 67.7% |
| 7-year repayment | 70.9% | 72.8% |
Completion Rate
Trends Over Time
How University of Mount Saint Vincent’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 85.1% |
| SAT Math (25th-75th) | 533-588 |
| SAT Reading (25th-75th) | 478-590 |
| Enrollment | 2,692 |
| Pell Grant recipients | 46.2% |
| Avg faculty salary (monthly) | $10,648 |
Mount Saint Vincent admits 85% of applicants, functioning essentially as open access. Selectivity is not a primary signal here - preparation and program choice matter far more. No ACT range is reported. Students who are academically prepared but priced out of more selective schools will find this a viable option, particularly if targeting nursing or health sciences.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Mount Saint Vincent (this school) | 68 | $21,696 | $65,756 |
| Albany College of Pharmacy and Health Sciences | 94 | $29,882 | $131,426 |
| Adelphi University | 75 | $30,783 | $75,482 |
| Azusa Pacific University | 71 | $22,212 | $66,677 |
| Dominican University | 68 | $11,745 | $60,327 |
| Bellarmine University | 68 | $21,499 | $62,069 |
Who Thrives Here
UMSV admits 85% of applicants, with SAT math range of 533-588 and reading of 478-590 (no ACT data reported). The high Pell rate (46%) and open-access admissions mean this school serves a working-class, first-generation student population. Students who succeed here tend to be determined and locally rooted, often from the Bronx and surrounding New York metro area. Nursing is the clearest path to a financially defensible outcome. Students in most other programs face a steeper climb to earnings that justify the debt load.
The Verdict: A Reasonable Bet - With Caveats
University of Mount Saint Vincent is a fair-value bet, but how well it pays off depends a lot on you. At $21,696 a year after aid ($86,784 over four years), with the typical graduate earning $65,756 a decade out, the cost takes about 7.4 years to earn back. For context, the median payback across the schools we score is about 12 years.
What it has going for it: a strong earnings premium over high school graduates. What to keep an eye on: a three-year loan repayment rate of 70.9% (median across the schools we score: 73.6%).
Median debt of $25,000 among graduates who borrowed, against average earnings of $46,200 six years after entry, gives a debt-to-earnings ratio of 0.54, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
University of Mount Saint Vincent: Common Questions
Is University of Mount Saint Vincent worth it?
In our view, it's a fair-value bet - whether University of Mount Saint Vincent is worth it depends a lot on your major and aid package. It scores 68/100 on our ROI scale. At $21,696 a year after aid ($86,784 over four years) against $65,756 in typical earnings a decade out, the cost takes about 7.4 years to earn back. For context, the median payback across the schools we score is about 12 years.
How much does University of Mount Saint Vincent cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $21,696 a year, or roughly $86,784 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do University of Mount Saint Vincent graduates earn?
The typical graduate earns about $65,756 ten years after enrolling, roughly $23,956 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off University of Mount Saint Vincent?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 7.4 years for University of Mount Saint Vincent. The median across the schools we track is about 12 years.
How much debt do University of Mount Saint Vincent graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $25,000, against average earnings of $46,200 six years after entry - a debt-to-earnings ratio of 0.54. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at University of Mount Saint Vincent?
The six-year graduation rate is 56.8%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.