University of Indianapolis
Indianapolis, Indiana · Private Nonprofit · 66.5% acceptance rate
ROI Score: 43/100 · Below Benchmark
Data: 2024-25 College Scorecard release
University of Indianapolis (UIndy) earns the Below Benchmark tier ROI score of 43, with a 12.2-year payback period and a 0.701 debt-to-earnings ratio (subscore 28) leading the negative metrics. Sticker tuition is $37,200 with average net price of $21,602 and total four-year cost of $86,408. Median 10-year earnings reach $53,610 against $26,864 in median debt. The 55.8% completion rate is mediocre. Repayment rate of 70.2% (subscore 40) suggests roughly 30% of borrowers are not making meaningful progress on principal. The school has clear strengths in nursing (B grade, $71,248 first-year earnings), accounting, and finance, but the broader institutional financial picture is challenging because most students enroll in lower-earning kinesiology, psychology, and education tracks where the math is much tighter.
How University of Indianapolis scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score43/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
University of Indianapolis
Quick Numbers
| In-state tuition + fees | $37,200/yr |
| Out-of-state tuition + fees | $37,200/yr |
| Average net price | $21,602/yr |
| Total 4-year cost (net) | $86,408 |
| Median earnings (10yr post-entry) | $53,610 |
| Average earnings (6yr post-entry) | $38,300 |
| Median debt at graduation | $26,864 |
| Estimated monthly loan payment | $285 |
| Estimated payback period | 12.2 years |
| 6-year graduation rate | 55.8% |
| Undergraduate enrollment | 3,005 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $37,200/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $21,602/year, or roughly $86,408 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $15,346/year here, while families earning over $110,000 pay $28,004/year.
Among graduates who borrowed, the median federal loan debt from this school is $26,864, which works out to about $285 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($38,300) and comes to 0.70, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $15,346 |
| $30,001 - $48,000 | $17,863 |
| $48,001 - $75,000 | $21,262 |
| $75,001 - $110,000 | $23,855 |
| $110,001+ | $28,004 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families under $30,000 pay $15,346 per year, $61,400 over four years. With $53,610 median 10-year earnings, the math works for completers but the 55.8% completion rate is the dominant risk.
Middle-income families ($30K-$110K)
The $48,001-$75,000 bracket pays $21,262 and $75,001-$110,000 pays $23,855. Four-year cost runs $85,000 to $95,400, near or above the published $86,408 average. Combined with the 0.701 debt-to-earnings ratio for typical borrowers, middle-income families face a stretched payback path.
Higher-income families ($110K+)
Households over $110,000 pay $28,004 per year, $112,000 over four years, the steepest tier. The private price is justifiable mainly for nursing-track students.
Earnings by Major
Top 10 most popular majors at University of Indianapolis with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $83,156 | B |
| Kinesiology and Exercise Science | $59,819 | C |
| Psychology | $54,319 | D |
| Business Administration, Management, and Operations | $61,006 | C |
| Finance and Financial Management | $86,923 | C+ |
| Teacher Education | $49,861 | C |
| Criminal Justice and Corrections | $62,307 | C |
| Communication and Media Studies | $48,711 | D |
| Biology | $67,270 | C |
| Social Work | $50,666 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is one of UIndy's largest programs with 112 graduates and earns a B ROI grade. First-year earnings of $71,248 climb to $83,156 by year four, very strong for the field and the highest first-year earnings on campus. Median debt of $27,187 against these earnings produces a 0.382 debt-to-earnings ratio, healthy. UIndy's nursing program is the school's clearest ROI win and a defensible reason to choose the private price.
Kinesiology and Exercise Science
Kinesiology and Exercise Science has 103 graduates and earns a C ROI grade. First-year earnings of $38,364 grow to $59,819 by year four, modest, with $26,786 in median debt and a 0.698 debt-to-earnings ratio. Many graduates pursue physical therapy, athletic training, or chiropractic graduate programs where lifetime earnings are higher than the bachelor's-only data captures.
Psychology
Psychology has 99 graduates and earns a D ROI grade. First-year earnings of $32,237 grow to $54,319 by year four, but $26,962 in median debt produces a 0.836 debt-to-earnings ratio.
Business Administration, Management, and Operations
Business Administration has 98 graduates and earns a C ROI grade. First-year earnings of $44,216 grow to $61,006 by year four, with $27,000 in median debt and a 0.611 debt-to-earnings ratio.
Finance and Financial Management
Finance and Financial Management has 78 graduates and earns a C+ ROI grade. First-year earnings of $54,590 climb to $86,923 by year four, the strongest four-year earnings on campus. Median debt of $26,400 and a 0.484 debt-to-earnings ratio produce healthy financial outcomes. Along with nursing and accounting, finance is one of UIndy's stronger ROI tracks.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 66.1% | 68.8% |
| 3-year repayment | 70.2% | 73.6% |
| 5-year repayment | 59.7% | 67.7% |
| 7-year repayment | 65.0% | 72.8% |
Completion Rate
Trends Over Time
How University of Indianapolis’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 66.5% |
| Enrollment | 3,005 |
| Pell Grant recipients | 32.6% |
| Avg faculty salary (monthly) | $8,128 |
UIndy admits 66.5% of applicants. SAT and ACT mid-50% bands are not reported in current Scorecard data, making test-based selectivity context unavailable. The completion rate is 55.8%, and the school accepts a broad academic range, with completion variance correlating to incoming preparation.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
UIndy's ten-year earnings are $53,610.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Indianapolis (this school) | 43 | $21,602 | $53,610 |
| Florida Southern College | 46 | $28,551 | $55,294 |
| Southern Adventist University | 41 | $24,345 | $53,723 |
| Bethel University | 34 | $18,610 | $48,860 |
| Anderson University | 32 | $25,021 | $48,899 |
| Uta Mesivta of Kiryas Joel | 29 | $4,156 | $31,853 |
Who Thrives Here
With 3,005 students and a 32.6% Pell rate, UIndy is a mid-size Indianapolis private with notable strength in nursing, allied health, and education programs. The school fits Indianapolis-area residents seeking a smaller campus environment with strong clinical program lineups, particularly nursing where the ROI math actually works.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, University of Indianapolis scores 43/100, which falls in the Below Benchmark tier (below 45). At a net price of $21,602 per year, with typical graduate earnings of $53,610 ten years after entry, we estimate the payback period at about 12.2 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: a debt-to-earnings ratio of 0.70 (median across the schools we score: 0.61), a three-year loan repayment rate of 70.2% (median across the schools we score: 73.6%).
Median debt of $26,864 among graduates who borrowed, against average earnings of $38,300 six years after entry, gives a debt-to-earnings ratio of 0.70. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. Your major - and how much you borrow - really matters.
University of Indianapolis: Common Questions
Is University of Indianapolis worth it?
In our view, the financial case is a hard one to make on the numbers alone. University of Indianapolis scores 43/100 on our ROI scale, in the Below Benchmark tier (below 45). At $21,602 a year after aid against $53,610 in typical earnings ten years out, we estimate the payback period at about 12.2 years. Your major and aid package can change the picture, so run your own numbers.
How much does University of Indianapolis cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $21,602 a year, or roughly $86,408 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do University of Indianapolis graduates earn?
The typical graduate earns about $53,610 ten years after enrolling, roughly $11,810 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off University of Indianapolis?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 12.2 years for University of Indianapolis. The median across the schools we track is about 12 years.
How much debt do University of Indianapolis graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $26,864, against average earnings of $38,300 six years after entry - a debt-to-earnings ratio of 0.70. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. How much you borrow really matters.
What is the graduation rate at University of Indianapolis?
The six-year graduation rate is 55.8%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.