University of Florida
Gainesville, Florida · Public · 24.2% acceptance rate
ROI Score: 92/100 · Exceptional Value
University of Florida
Exceptional ValueQuick Numbers
| In-state tuition + fees | $6,381/yr |
| Out-of-state tuition + fees | $28,659/yr |
| Average net price | $6,541/yr |
| Total 4-year cost (net) | $26,164 |
| Median earnings (10yr post-entry) | $71,588 |
| Median earnings (6yr post-entry) | $47,700 |
| Median debt at graduation | $15,000 |
| Estimated monthly loan payment | $159 |
| Estimated payback period | 4.5 years |
| 6-year graduation rate | 91.1% |
| Undergraduate enrollment | 35,629 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $1,982 |
| $30,001 - $48,000 | $2,768 |
| $48,001 - $75,000 | $7,151 |
| $75,001 - $110,000 | $12,905 |
| $110,001+ | $16,723 |
Earnings by Major
Top 10 most popular majors at University of Florida with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $57,053 | C |
| Biology | $53,645 | C |
| Business Administration, Management, and Operations | $82,615 | B+ |
| Computer and Information Sciences | $126,268 | A |
| Public Relations, Advertising, and Applied Communication | $69,600 | B |
| International Relations | $70,434 | C+ |
| Economics | $89,075 | B |
| Mechanical Engineering | $97,113 | A |
| Finance and Financial Management | $106,153 | B+ |
| Registered Nursing | $79,839 | B+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
The Full Financial Picture
The sticker price at University of Florida is $6,381/year ($28,659/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $6,541/year, or roughly $26,164 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $1,982/year, while families earning over $110,000 pay $16,723/year. The school provides substantial aid to low-income students, making it significantly more affordable than the sticker price suggests.
The median graduate leaves with $15,000 in federal loan debt, translating to an estimated monthly payment of $159 on a standard 10-year repayment plan. Against median earnings of $71,588 ten years out, the debt-to-earnings ratio is 0.31 - well within manageable territory.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 68.7% | 52.0% |
| 3-year repayment | 72.9% | 62.0% |
| 5-year repayment | 71.8% | 68.0% |
| 7-year repayment | 75.9% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 24.2% |
| SAT Math (25th-75th) | 660-750 |
| SAT Reading (25th-75th) | 660-730 |
| ACT Composite (25th-75th) | 29-33 |
| Enrollment | 35,629 |
| Pell Grant recipients | 21.7% |
| Avg faculty salary (monthly) | $13,581 |
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Florida (this school) | 92 | $6,541 | $71,588 |
| University of California-San Diego | 96 | $12,470 | $84,943 |
| University of California-Irvine | 94 | $14,251 | $80,735 |
| The University of Texas at Austin | 90 | $19,857 | $75,121 |
| University of Central Florida | 79 | $10,411 | $58,308 |
| Florida Agricultural and Mechanical University | 28 | $13,739 | $44,349 |
The Verdict: The Investment Pays Off
University of Florida is one of the strongest financial investments in higher education. With a total 4-year net cost of $26,164 and median graduate earnings of $71,588 ten years out, the math works decisively in graduates' favor. The estimated payback period of 4.5 years is well below average.
The data highlights several strengths: strong earnings premium over high school graduates, a 91.1% graduation rate, manageable debt relative to earnings.
Median debt of $15,000 is very manageable against $71,588 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.