University of Charleston
Charleston, West Virginia · Private Nonprofit · 61.5% acceptance rate
ROI Score: 52/100 · Below Average Value
Data: 2024-25 College Scorecard release
University of Charleston scores 52 (Below Average Value) on the CampusROI scale, a score dragged down primarily by a 45.6% completion rate - fewer than half of students who enroll graduate. That single figure creates compounding problems: students who do not complete face debt without credentials, and the institutional repayment rate of 69.3% reflects this. For students who do complete, outcomes are better than the headline suggests: $39,100 average 6-year earnings against a net price of $22,107 per year yields an 11-year payback period. The Business Administration program is a genuine outlier - 352 graduates with $63,623 year-one earnings and only $13,666 in median debt produces an A ROI grade, the best in the school. Nursing (58 graduates, $69,468 year-one) earns a B grade. These two programs represent the clearest cases for enrollment. Biology's D grade (debt-to-earnings 0.827) reflects the near-term earnings drag of pre-health trajectories. Sticker tuition is $33,800; Scorecard does not report test score ranges for this institution.
University of Charleston
Quick Numbers
| In-state tuition + fees | $33,800/yr |
| Out-of-state tuition + fees | $33,800/yr |
| Average net price | $22,107/yr |
| Total 4-year cost (net) | $88,428 |
| Median earnings (10yr post-entry) | $55,774 |
| Average earnings (6yr post-entry) | $39,100 |
| Median debt at graduation | $19,500 |
| Estimated monthly loan payment | $207 |
| Estimated payback period | 11 years |
| 6-year graduation rate | 45.6% |
| Undergraduate enrollment | 2,259 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $33,800/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $22,107/year, or roughly $88,428 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $21,427/year here, while families earning over $110,000 pay $23,795/year.
Among graduates who borrowed, the median federal loan debt from this school is $19,500, which works out to about $207 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($39,100) and comes to 0.50, which in our view is comfortably manageable.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $21,427 |
| $30,001 - $48,000 | $25,331 |
| $48,001 - $75,000 | $16,945 |
| $75,001 - $110,000 | $20,215 |
| $110,001+ | $23,795 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 income bracket pays $21,427 per year at UC - not dramatically lower than the school average of $22,107. The aid formula does not appear to substantially discount for the lowest-income students. Given the 45.6% completion rate, low-income students face meaningful risk of leaving with debt and no credential. Students in this bracket who are committed to business or nursing specifically have the most defensible path.
Middle-income families ($30K-$110K)
The 48001-75000 bracket pays $16,945 - the lowest in the schedule, an unusual result where middle-income families pay less than lower-income families. The 75001-110000 bracket jumps to $20,215. Middle-income families in the lower band get unexpectedly favorable pricing. Against $39,100 average earnings and an 11-year payback, the financial case is modest for program-specific enrollment.
Higher-income families ($110K+)
Families earning $110,000 or more pay $23,795 per year - roughly $95,000 over four years if completed. The Business Administration program's A-grade ROI and $63,623 year-one earnings make a financially coherent case even at this price for business-track students. For other programs, the payback math is less compelling.
Earnings by Major
Top 7 most popular majors at University of Charleston with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Business Administration, Management, and Operations | $74,791 | A |
| Registered Nursing | $83,847 | B |
| Biology | $63,958 | D |
| Accounting | $71,104 | - |
| Allied Health Diagnostic and Treatment | $64,571 | C+ |
| International Relations | $43,601 | - |
| Graphic Communications | $47,037 | - |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Business Administration, Management, and Operations
Business Administration is the University of Charleston's standout program: 352 graduates, $63,623 year-one earnings, and only $13,666 in median debt - a debt-to-earnings ratio of 0.215 earning an A grade. The combination of high enrollment, strong earnings, and very low debt suggests the program is financially accessible and well-structured. Students targeting business careers in the Charleston, WV market should view this as the school's primary ROI case.
Registered Nursing
Registered Nursing (58 graduates) earns $69,468 at year one and $83,847 at year four, with a debt-to-earnings ratio of 0.392 (ROI grade B). West Virginia's healthcare labor market supports nursing employment, and the four-year trajectory to $84k reflects regional nursing career progression. Median debt of $27,250 is higher than the business program but still reasonable against these earnings.
Biology
Biology (19 graduates) earns $29,188 at year one and $63,958 at year four, with a debt-to-earnings ratio of 0.827 (ROI grade D). The low year-one earnings and high four-year jump are consistent with pre-health students entering professional school programs - the Scorecard captures the gap year and early training period, not the eventual professional earnings. Students choosing Biology should budget for 4+ additional years of training and understand that the near-term financial picture is weak.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 64.8% | 68.8% |
| 3-year repayment | 69.3% | 73.6% |
| 5-year repayment | 66.3% | 67.7% |
| 7-year repayment | 67.1% | 72.8% |
Completion Rate
Trends Over Time
How University of Charleston’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 61.5% |
| Enrollment | 2,259 |
| Pell Grant recipients | 31.4% |
| Avg faculty salary (monthly) | $7,297 |
At 61.5% admission rate, the University of Charleston is moderately selective. Scorecard does not report SAT or ACT score ranges for this institution. The university's professional programs in nursing and business are the clearest enrollment cases; the overall low completion rate (45.6%) warrants direct inquiry about program-specific persistence before committing.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
University of Charleston's 52 ROI score is driven primarily by the 45.6% completion rate. UC's business program outcomes are a genuine strength.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Charleston (this school) | 52 | $22,107 | $55,774 |
| Marywood University | 51 | $23,388 | $55,817 |
| Berry College | 48 | $22,320 | $53,800 |
| Bob Jones University | 47 | $16,641 | $44,354 |
| Appalachian Bible College | 40 | $11,579 | $37,467 |
| Bethany College | 25 | $18,605 | $44,512 |
Who Thrives Here
The University of Charleston in West Virginia admits 61.5% of applicants and enrolls 2,259 students. Scorecard does not report SAT or ACT score ranges. Pell grant rate of 31.4% indicates a significant share of lower-income students. The school has a professional focus, with business and healthcare as anchor programs. The 45.6% completion rate is the defining risk factor; students considering UC should specifically ask about completion rates within their intended program, as aggregate numbers may mask better outcomes in nursing and business specifically.
The Verdict: Proceed With Caution
The money case for University of Charleston is mixed, and worth a hard look before you commit. At $22,107 per year after aid, the typical graduate earns $55,774 ten years after entry, which means it takes about 11 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.
What to keep an eye on: its 45.6% graduation rate, a three-year loan repayment rate of 69.3% (median across the schools we score: 73.6%).
Median debt of $19,500 among graduates who borrowed, against average earnings of $39,100 six years after entry, gives a debt-to-earnings ratio of 0.50, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
University of Charleston: Common Questions
Is University of Charleston worth it?
In our view, the money case is mixed and worth a hard look before you commit. University of Charleston scores 52/100 on our ROI scale. At $22,107 a year after aid the typical graduate earns $55,774 ten years after entry, so it takes about 11 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.
How much does University of Charleston cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $22,107 a year, or roughly $88,428 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do University of Charleston graduates earn?
The typical graduate earns about $55,774 ten years after enrolling, roughly $13,974 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off University of Charleston?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 11 years for University of Charleston. The median across the schools we track is about 12 years.
How much debt do University of Charleston graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $19,500, against average earnings of $39,100 six years after entry - a debt-to-earnings ratio of 0.50. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at University of Charleston?
The six-year graduation rate is 45.6%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.