Bethany College
Bethany, West Virginia · Private Nonprofit · 58.8% acceptance rate
ROI Score: 25/100 · Poor Value
Data: 2024-25 College Scorecard release
Bethany College earns a ROI score of 25/100, placing it in the Poor Value tier. The fundamentals are weak across the board: a 46.8% completion rate (under half of entering students graduate), median ten-year earnings of $44,512 producing only a 12.8% earnings premium, and a debt-to-earnings ratio of 0.828 that pushes payback to 22.5 years. Three-year repayment rate of 74.7% is the relative strong point (54/100 sub-score). Published tuition is $36,765, with net price after aid of $18,605 - meaningful institutional discount but still substantial. Four-year cost runs $74,420. The structural problem is that early-career earnings are $32,600 against $27,000 typical debt - graduates begin repayment in a tight spot. The single program reported in Scorecard is psychology, which shows $25,963 first-year earnings and an F grade. Only 614 students are enrolled, signaling a small institution under enrollment pressure. As of 2024-2025 Scorecard data, Bethany is a small private liberal arts college in rural West Virginia where the combination of weak labor market geography and tuition costs makes the ROI math hard to defend.
The data raises concerns about Bethany College
These metrics fall below the thresholds most financial advisors recommend for a sound college investment. Review them carefully before committing.
- ROI Score25/100 - Poor Value tier (below 45). Most 4-year schools we track score 60 or higher.
- Payback period22.5 years - Most 4-year schools we track have payback periods of 4-10 years.
Bethany College
Quick Numbers
| In-state tuition + fees | $36,765/yr |
| Out-of-state tuition + fees | $36,765/yr |
| Average net price | $18,605/yr |
| Total 4-year cost (net) | $74,420 |
| Median earnings (10yr post-entry) | $44,512 |
| Median earnings (6yr post-entry) | $32,600 |
| Median debt at graduation | $27,000 |
| Estimated monthly loan payment | $286 |
| Estimated payback period | 22.5 years |
| 6-year graduation rate | 46.8% |
| Undergraduate enrollment | 614 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $36,765/year. Here's the part that matters - almost nobody pays that. After grants, scholarships, and aid, the average student here pays a net price of $18,605/year, or roughly $74,420 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $14,315/year here, while families earning over $110,000 pay $27,214/year.
Most students borrow to get here. The median graduate leaves owing $27,000 in federal loans, which works out to about $286 a month on the standard 10-year repayment plan. Hold that up against the $44,512 the typical graduate earns ten years out: the debt-to-earnings ratio comes to 0.83, within the range advisors call workable but worth keeping an eye on.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $14,315 |
| $30,001 - $48,000 | $15,239 |
| $48,001 - $75,000 | $17,641 |
| $75,001 - $110,000 | $22,434 |
| $110,001+ | $27,214 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 pay $14,315 per year, or roughly $57,000 over four years. With more than half of students Pell-eligible, this is the modal price point. Pell + federal Direct Loans cover most of it, but the 46.8% completion rate means many low-income borrowers leave with debt and no degree - the worst-case ROI scenario.
Middle-income families ($30K-$110K)
Households in the $48,001-$75,000 range pay $17,641 annually, near the school-wide $18,605 average. Over four years that's $71,000 against $44,512 median ten-year earnings. The math is strained. Middle-income families should run WVU and Marshall numbers side-by-side before committing.
Higher-income families ($110K+)
Families above $110,000 pay $27,214 per year, or about $109,000 over four years - close to full sticker after merit aid drops off. At this bracket, the price-to-outcome equation is genuinely hard to defend. High-income families should pursue stronger merit-aid alternatives or in-state public options.
Earnings by Major
Top 1 most popular majors at Bethany College with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $25,963 | F |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Psychology
Psychology is the only program with reported Scorecard data: 25 graduates with $25,963 first-year earnings against $27,000 median debt - a 1.040 debt-to-earnings ratio and F grade. Psychology majors at small privates typically need graduate school to convert the degree into real earnings; the bachelor's alone here produces a financial bind. Students entering should plan for graduate school as part of the financial picture, not an optional add-on.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 62.8% | 52.0% |
| 3-year repayment | 74.7% | 62.0% |
| 5-year repayment | 65.8% | 68.0% |
| 7-year repayment | 73.4% | 72.0% |
Completion Rate
Trends Over Time
How Bethany College’s cost and outcomes have moved across College Scorecard releases (2009-2023).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 58.8% |
| Enrollment | 614 |
| Pell Grant recipients | 51.2% |
| Avg faculty salary (monthly) | $6,417 |
Bethany admits 58.8% of applicants - moderately selective on paper. No SAT or ACT mid-ranges are reported, suggesting test-optional or test-blind admissions. The 58.8% rate against a 46.8% completion rate signals that admissions selectivity doesn't translate into persistence: more than half of admitted students never finish. Prospective students should treat persistence support and self-motivation as the actual constraint.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Among the peer set, Bethany sits in similar territory to University of Charleston (WV) - the more institutionally established WV private with comparable but slightly better outcomes. Appalachian Bible College is a smaller faith-based institution with weaker metrics. Drury's continuing-studies arm and Cambridge College serve adult-learner populations and aren't direct comparisons. Be-er Yaakov Talmudic Seminary is a religious-only institution. Bethany's most honest peer is University of Charleston, where the comparison generally favors Charleston on completion and earnings.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Bethany College (this school) | 25 | $18,605 | $44,512 |
| University of Charleston | 52 | $22,107 | $55,774 |
| Appalachian Bible College | 40 | $11,579 | $37,467 |
| Be'er Yaakov Talmudic Seminary | 25 | $4,543 | $17,360 |
| Drury University-College of Continuing Professional Studies | 24 | $10,566 | $40,694 |
| Cambridge College | 21 | $31,072 | $45,998 |
Who Thrives Here
Bethany fits students who want a small (614 enrolled), close-knit rural Appalachian private experience. The 51.2% Pell rate indicates a high-need student body. The completion rate (46.8%) is the key concern: half of entering students don't finish. Students best positioned for success enter with strong college-prep records, family support, and a clear major plan. Students considering Bethany should compare aggressively against West Virginia public alternatives (WVU, Marshall) where in-state tuition is significantly lower.
The Verdict: The Numbers Don't Add Up
We'll be straight with you: the numbers at Bethany College are a real concern. With a net cost of $18,605 per year and the typical graduate earning only $44,512 ten years out, the estimated payback period exceeds 22.5 years. For most students, the financial return does not justify the cost - go in with your eyes open.
What to keep an eye on: weak earnings relative to cost, its 46.8% graduation rate, high debt relative to what graduates earn, a long payback period.
Median debt of $27,000 against $44,512 in earnings is reasonable, though your major matters a lot here. Graduates in higher-earning fields will see the better end of this.
NewsletterCollege decisions are better with data.
From CampusROI, when there is something worth acting on.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.