90

University of California-Santa Barbara

Santa Barbara, California · Public · 33.0% acceptance rate

ROI Score: 90/100 · Exceptional Value

University of California-Santa Barbara

Exceptional Value
90
ROI Score
Earnings Premium
94(0.62x)
Payback Period
93(5.1 yr)
Debt / Earnings
92(0.33)
Completion Rate
91(83%)
Repayment Rate
67(79%)

Quick Numbers

In-state tuition + fees$16,414/yr
Out-of-state tuition + fees$50,614/yr
Average net price$16,109/yr
Total 4-year cost (net)$64,436
Median earnings (10yr post-entry)$74,915
Median earnings (6yr post-entry)$42,800
Median debt at graduation$13,993
Estimated monthly loan payment$148
Estimated payback period5.1 years
6-year graduation rate83.0%
Undergraduate enrollment23,113

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$9,231
$30,001 - $48,000$9,992
$48,001 - $75,000$12,588
$75,001 - $110,000$17,136
$110,001+$31,863

Earnings by Major

Top 10 most popular majors at University of California-Santa Barbara with available earnings data.

MajorMedian EarningsGrade
Economics$98,178A
Sociology$60,013B
Research and Experimental Psychology$66,171B
Communication and Media Studies$72,976B+
Biology$64,520B
Statistics$90,778B+
Natural Resources Conservation$63,628C+
International Relations$70,384B
Applied Mathematics$109,360B+
English Language and Literature$59,334D

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at University of California-Santa Barbara is $16,414/year ($50,614/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $16,109/year, or roughly $64,436 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $9,231/year, while families earning over $110,000 pay $31,863/year.

The median graduate leaves with $13,993 in federal loan debt, translating to an estimated monthly payment of $148 on a standard 10-year repayment plan. Against median earnings of $74,915 ten years out, the debt-to-earnings ratio is 0.33 - well within manageable territory.

How Graduates Do

Earnings

6 years after entry$42,800
+$7,800 vs. HS grad
10 years after entry$74,915
+$39,915 vs. HS grad
Annual earnings premium$39,915
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment75.3%52.0%
3-year repayment79.3%62.0%
5-year repayment76.0%68.0%
7-year repayment80.0%72.0%

Completion Rate

0%National avg: 60.0%100%
83.0%
6-year rate

Admissions Snapshot

Acceptance rate33.0%
Enrollment23,113
Pell Grant recipients27.9%
Avg faculty salary (monthly)$20,677

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
University of California-Santa Barbara (this school)
90
$16,109$74,915
California Polytechnic State University-San Luis Obispo
96
$16,665$90,768
University of Georgia
88
$13,936$68,726
North Carolina State University at Raleigh
87
$17,303$68,758
Clemson University
86
$22,253$71,513
California State University-Bakersfield
75
$5,652$59,009

The Verdict: The Investment Pays Off

Exceptional Value

University of California-Santa Barbara is one of the strongest financial investments in higher education. With a total 4-year net cost of $64,436 and median graduate earnings of $74,915 ten years out, the math works decisively in graduates' favor. The estimated payback period of 5.1 years is well below average.

The data highlights several strengths: strong earnings premium over high school graduates, a 83.0% graduation rate, manageable debt relative to earnings.

Median debt of $13,993 is very manageable against $74,915 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.