Universidad Pentecostal Mizpa
Rio Piedras, Puerto Rico · Private Nonprofit
ROI Score: 17/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Universidad Pentecostal Mizpa is a tiny Pentecostal seminary and Bible college in Rio Piedras, Puerto Rico, scoring 17 in the Below Benchmark tier. The numbers reflect the school's mission rather than a normal ROI calculation. Tuition is just $4,560 with a net price of $6,440 - a small net-price-over-tuition gap reflecting fees and indirect costs. Four-year total is $25,760. But the earnings outcome is low: ten-year median earnings of $21,410 are actually LOWER than six-year earnings of $21,900, suggesting graduates' wages do not grow over time. Earnings premium is negative 52.8 percent versus a Puerto Rican high-school graduate. The payback period is reported as 999 years, our flag for situations where earnings never recoup the cost in any reasonable timeframe. Completion rate is just 15.4 percent. Median debt is not reported, suggesting most students pay out-of-pocket rather than borrow, so our debt measure gets a neutral middle score of 50. Enrollment is 137. The 0.557 Pell rate is high. This institution serves a religious-vocational mission for Pentecostal ministry preparation; treating it as a value play against standard four-year college outcomes misses the point of why students enroll.
How Universidad Pentecostal Mizpa scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score17/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- 6-year graduation rate15.4% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
- Payback period>50 years - In our estimate, the earnings premium over a high school completer is small next to the cost, so the cost may not be recouped within a working career.
Universidad Pentecostal Mizpa
Quick Numbers
| In-state tuition + fees | $4,560/yr |
| Out-of-state tuition + fees | $4,560/yr |
| Average net price | $6,440/yr |
| Total 4-year cost (net) | $25,760 |
| Median earnings (10yr post-entry) | $21,410 |
| Average earnings (6yr post-entry) | $21,900 |
| Median debt at graduation | N/A |
| Estimated monthly loan payment | N/A |
| Estimated payback period | >50 years |
| 6-year graduation rate | 15.4% |
| Undergraduate enrollment | 137 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $4,560/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $6,440/year, or roughly $25,760 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $5,172/year here, while families earning over $110,000 pay N/A/year.
The Department of Education does not report a median debt figure for this school, usually because too few students borrow federal loans for the figure to be published. Our ROI score gives this measure a neutral middle value rather than treating it as zero debt.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $5,172 |
| $30,001 - $48,000 | $7,707 |
| $48,001 - $75,000 | N/A |
| $75,001 - $110,000 | N/A |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families under $30,000 pay $5,172 net per year, about $20,700 over four years. With Pell ($7,395 max) covering effectively all of this, low-income students can attend without borrowing in many cases. This is the dominant student profile here, with Pell covering most or all of cost-of-attendance.
Middle-income families ($30K-$110K)
Households at $30,001 to $48,000 pay $7,707 - actually HIGHER than the under-$30K bracket, suggesting Pell phase-out drives the increase. Higher income brackets are not reported at all, indicating effectively no students from those tiers enroll. The student population is overwhelmingly working-class and low-income.
Higher-income families ($110K+)
Net price data for $48,001 and above is not reported - meaning Mizpa effectively does not enroll students from middle and higher income brackets. The institution serves a specific religious and socioeconomic niche, not a broad-spectrum student body.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | N/A | 68.8% |
| 3-year repayment | N/A | 73.6% |
| 5-year repayment | N/A | 67.7% |
| 7-year repayment | N/A | 72.8% |
Completion Rate
Trends Over Time
How Universidad Pentecostal Mizpa’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 137 |
| Pell Grant recipients | 55.7% |
| Avg faculty salary (monthly) | $847 |
Admission rate is not reported in current Scorecard data. No SAT or ACT mid-ranges are reported either. As a Pentecostal Bible college with denominational affiliations, Mizpa likely uses pastoral or ministry-track interviews rather than standardized testing for admission. Selectivity is essentially mission-fit rather than academic gatekeeping. The 15.4 percent completion rate reflects both the difficulty of working-adult students completing on schedule and the open-enrollment character of the institution.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Universidad Pentecostal Mizpa (this school) | 17 | $6,440 | $21,410 |
| Universidad Politecnica de Puerto Rico | 27 | $17,540 | $47,540 |
| Atlantic University | 26 | $6,425 | $25,272 |
| University of Puerto Rico at Cayey | 24 | $10,176 | $30,958 |
| University of Puerto Rico-Humacao | 23 | $12,675 | $29,521 |
| Escuela de Artes Plasticas y Diseno de Puerto Rico | 21 | $5,669 | $21,790 |
Who Thrives Here
Mizpa fits Puerto Rican students called to Pentecostal ministry, denominational church planting, or pastoral leadership. Enrollment of 137 is small enough that personal mentorship and denominational placement are part of the experience. The 55.7 percent Pell rate reflects a heavily low-income student body funding much of the cost through federal grants. Students drawn here are not optimizing for labor-market ROI; they are pursuing vocational ministry preparation. Anyone evaluating the school by earnings outcomes is using the wrong yardstick.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Universidad Pentecostal Mizpa scores 17/100, which falls in the Below Benchmark tier (below 45). At a net price of $6,440 per year, with typical graduate earnings of $21,410 ten years after entry, we estimate the payback period at more than 50 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: weak earnings relative to cost, its 15.4% graduation rate, a long payback period.
Universidad Pentecostal Mizpa: Common Questions
Is Universidad Pentecostal Mizpa worth it?
In our view, the financial case is a hard one to make on the numbers alone. Universidad Pentecostal Mizpa scores 17/100 on our ROI scale, in the Below Benchmark tier (below 45). At $6,440 a year after aid against $21,410 in typical earnings ten years out, we estimate the payback period at more than 50 years. Your major and aid package can change the picture, so run your own numbers.
How much does Universidad Pentecostal Mizpa cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $6,440 a year, or roughly $25,760 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Universidad Pentecostal Mizpa graduates earn?
The typical graduate earns about $21,410 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Universidad Pentecostal Mizpa?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at more than 50 years for Universidad Pentecostal Mizpa. The median across the schools we track is about 12 years.
What is the graduation rate at Universidad Pentecostal Mizpa?
The six-year graduation rate is 15.4%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.