61

The University of Texas at El Paso

El Paso, Texas · Public · 99.9% acceptance rate

ROI Score: 61/100 · Fair Value

The University of Texas at El Paso

Fair Value
61
ROI Score
Earnings Premium
84(0.42x)
Payback Period
55(11.2 yr)
Debt / Earnings
72(0.51)
Completion Rate
39(50%)
Repayment Rate
22(63%)

Quick Numbers

In-state tuition + fees$9,744/yr
Out-of-state tuition + fees$25,502/yr
Average net price$9,403/yr
Total 4-year cost (net)$37,612
Median earnings (10yr post-entry)$50,923
Median earnings (6yr post-entry)$35,300
Median debt at graduation$18,000
Estimated monthly loan payment$191
Estimated payback period11.2 years
6-year graduation rate50.2%
Undergraduate enrollment21,005

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$7,863
$30,001 - $48,000$8,136
$48,001 - $75,000$10,120
$75,001 - $110,000$14,093
$110,001+$18,282

Earnings by Major

Top 10 most popular majors at The University of Texas at El Paso with available earnings data.

MajorMedian EarningsGrade
Registered Nursing$89,077B+
Biology$49,396D
Psychology$42,190C
Criminal Justice and Corrections$47,681C
Computer and Information Sciences$103,286B+
Mechanical Engineering$88,393B+
Kinesiology and Exercise Science$51,063D
Rehabilitation and Therapeutic Professions$28,195-
Business Administration, Management, and Operations$51,506B
Accounting$57,389C+

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at The University of Texas at El Paso is $9,744/year ($25,502/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $9,403/year, or roughly $37,612 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $7,863/year, while families earning over $110,000 pay $18,282/year.

The median graduate leaves with $18,000 in federal loan debt, translating to an estimated monthly payment of $191 on a standard 10-year repayment plan. Against median earnings of $50,923 ten years out, the debt-to-earnings ratio is 0.51 - within the recommended range but worth monitoring.

How Graduates Do

Earnings

6 years after entry$35,300
+$300 vs. HS grad
10 years after entry$50,923
+$15,923 vs. HS grad
Annual earnings premium$15,923
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment56.6%52.0%
3-year repayment63.0%62.0%
5-year repayment54.3%68.0%
7-year repayment63.9%72.0%

Completion Rate

0%National avg: 60.0%100%
50.2%
6-year rate

Admissions Snapshot

Acceptance rate99.9%
SAT Math (25th-75th)410-530
SAT Reading (25th-75th)450-550
ACT Composite (25th-75th)17-22
Enrollment21,005
Pell Grant recipients61.6%
Avg faculty salary (monthly)$10,239

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
The University of Texas at El Paso (this school)
61
$9,403$50,923
University of Nevada-Las Vegas
67
$10,359$55,037
University of Mississippi
65
$13,314$50,994
East Carolina University
61
$15,739$55,146
Angelo State University
49
$15,091$50,116
Texas A & M University-Corpus Christi
48
$15,225$51,865

The Verdict: A Reasonable Bet - With Caveats

Fair Value

The University of Texas at El Paso offers fair financial value, though the ROI depends heavily on individual circumstances. The net cost of $9,403 per year leads to $37,612 over four years, while graduates earn a median of $50,923 a decade out. The payback period of 11.2 years is about average - not bad, but not a standout either.

Key strengths include strong earnings premium over high school graduates. However, the data also shows a 50.2% graduation rate and concerning loan repayment rates.

Median debt of $18,000 against $50,923 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.