Talmudical Academy-New Jersey
Adelphia, New Jersey · Private Nonprofit · 43.5% acceptance rate
ROI Score: 42/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Talmudical Academy-New Jersey is a small ultra-Orthodox yeshiva in Adelphia, NJ that the federal data system catalogs as a four-year private nonprofit. It scores 42 on the CampusROI framework and lands in Below Benchmark tier, but the standard ROI lens is the wrong frame here entirely. Tuition is $15,800, net price is $6,164, total 4-year cost is $24,656, and 10-year earnings come in at $40,344. The reported 30.8-year payback period reflects the school's narrow vocational role: it prepares students for rabbinical and Talmudic study and adjacent religious-professional work, not for the broad labor market that drives Scorecard's earnings denominators. Debt data is suppressed (median debt null), meaning very few students borrow federally, which is consistent with a community-funded yeshiva model. The 60% completion rate is moderate. Debt-to-earnings and repayment-rate subscores are imputed because the underlying data is too thin to publish. Read this score as a flag that conventional ROI metrics do not capture the student value proposition.
How Talmudical Academy-New Jersey scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score42/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- Payback period30.8 years - The median payback across the schools we score is about 12 years.
Talmudical Academy-New Jersey
Quick Numbers
| In-state tuition + fees | $15,800/yr |
| Out-of-state tuition + fees | $15,800/yr |
| Average net price | $6,164/yr |
| Total 4-year cost (net) | $24,656 |
| Median earnings (10yr post-entry) | $40,344 |
| Average earnings (6yr post-entry) | N/A |
| Median debt at graduation | N/A |
| Estimated monthly loan payment | N/A |
| Estimated payback period | 30.8 years |
| 6-year graduation rate | 60.0% |
| Undergraduate enrollment | 72 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $15,800/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $6,164/year, or roughly $24,656 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of N/A/year here, while families earning over $110,000 pay N/A/year.
The Department of Education does not report a median debt figure for this school, usually because too few students borrow federal loans for the figure to be published. Our ROI score gives this measure a neutral middle value rather than treating it as zero debt.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | N/A |
| $30,001 - $48,000 | N/A |
| $48,001 - $75,000 | $6,164 |
| $75,001 - $110,000 | N/A |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Net price for $0-$30,000 households is not reported, which is a data anomaly. Most students at this scale receive community subsidies and Pell grants that effectively cover most of the $6,164 net cost. Federal data is sparse because the institution serves a population that interacts with the loan and aid system minimally.
Middle-income families ($30K-$110K)
Only the $48,001-$75,000 bracket reports a net price ($6,164), and the other middle brackets are missing. The published net price is genuinely affordable. The math works because the institution is community-funded and tuition reflects that subsidized posture rather than a market-rate price.
Higher-income families ($110K+)
Net price for $75,000+ households is not reported. The pattern suggests that high-income households are either not part of the population or pay through community-internal channels. Inverted-bracket flag: only one income bracket has data, which limits any conclusion about income-based pricing.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | N/A | 68.8% |
| 3-year repayment | N/A | 73.6% |
| 5-year repayment | N/A | 67.7% |
| 7-year repayment | N/A | 72.8% |
Completion Rate
Trends Over Time
How Talmudical Academy-New Jersey’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 43.5% |
| Enrollment | 72 |
| Pell Grant recipients | 51.3% |
| Avg faculty salary (monthly) | $2,191 |
Talmudical Academy admits 43.5% of applicants, but the headline number is misleading. Admissions are driven by community standing, rabbinical recommendation, and prior yeshiva attendance, not standardized testing. SAT and ACT mid-ranges are not reported because the school does not require them. The 60% completion rate combined with selective community admissions suggests that the population is well-matched to the program, and attrition reflects life events more than academic mismatch.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Talmudical Academy-New Jersey (this school) | 42 | $6,164 | $40,344 |
| Centenary University | 53 | $20,503 | $53,726 |
| Caldwell University | 40 | $24,691 | $53,843 |
| International Baptist College and Seminary | 37 | $14,660 | $39,556 |
| Baptist University of the Americas | 34 | $10,964 | $37,709 |
| Hobe Sound Bible College | 30 | $12,074 | $39,863 |
Who Thrives Here
Talmudical Academy fits ultra-Orthodox Jewish men intending to enter rabbinical or Talmudic-scholarship pathways. With 72 students and a 51.3% Pell rate, this is a small, community-rooted institution where most students are from observant families. The fit is essentially binary: students who belong to this community and want this credential pathway find no other school like it. The ROI metrics are reductive for a vocation that is community-financed and community-employed.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Talmudical Academy-New Jersey scores 42/100, which falls in the Below Benchmark tier (below 45). At a net price of $6,164 per year, with typical graduate earnings of $40,344 ten years after entry, we estimate the payback period at about 30.8 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: a long payback period.
Talmudical Academy-New Jersey: Common Questions
Is Talmudical Academy-New Jersey worth it?
In our view, the financial case is a hard one to make on the numbers alone. Talmudical Academy-New Jersey scores 42/100 on our ROI scale, in the Below Benchmark tier (below 45). At $6,164 a year after aid against $40,344 in typical earnings ten years out, we estimate the payback period at about 30.8 years. Your major and aid package can change the picture, so run your own numbers.
How much does Talmudical Academy-New Jersey cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $6,164 a year, or roughly $24,656 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Talmudical Academy-New Jersey graduates earn?
The typical graduate earns about $40,344 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Talmudical Academy-New Jersey?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 30.8 years for Talmudical Academy-New Jersey. The median across the schools we track is about 12 years.
What is the graduation rate at Talmudical Academy-New Jersey?
The six-year graduation rate is 60.0%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
NewsletterCollege decisions are better with data.
From CampusROI, when there is something worth acting on.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.