International Baptist College and Seminary
Chandler, Arizona · Private Nonprofit
ROI Score: 37/100 · Below Benchmark
Data: 2024-25 College Scorecard release
International Baptist College and Seminary, a private nonprofit in Chandler, AZ, scores 37 on the ROI index in Below Benchmark tier. The data picture is sparse: average earnings at six years are not reported, the median 10-year figure is $39,556, and no median debt or repayment data is available. What is known: in-state tuition is $13,800, net price is $14,660 (net price slightly exceeds tuition, a flag indicating very low aid offset and notable add-on costs like books and living estimates), payback period is 43.6 years, and completion rate is an unusually high 87.5%. The earnings premium is just 7.8%, which is the binding constraint - graduates earn only modestly above a high-school-only baseline. Enrollment is just 43 students, Pell rate 31%, and this functions as a denominationally-focused seminary serving a tiny cohort. Standard ROI metrics are noisy at this scale, and the institution's value should be evaluated on ministry-formation rather than wage-payback grounds.
How International Baptist College and Seminary scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score37/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- Payback period43.6 years - The median payback across the schools we score is about 12 years.
International Baptist College and Seminary
Quick Numbers
| In-state tuition + fees | $13,800/yr |
| Out-of-state tuition + fees | $13,800/yr |
| Average net price | $14,660/yr |
| Total 4-year cost (net) | $58,640 |
| Median earnings (10yr post-entry) | $39,556 |
| Average earnings (6yr post-entry) | N/A |
| Median debt at graduation | N/A |
| Estimated monthly loan payment | N/A |
| Estimated payback period | 43.6 years |
| 6-year graduation rate | 87.5% |
| Undergraduate enrollment | 43 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $13,800/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $14,660/year, or roughly $58,640 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $13,703/year here, while families earning over $110,000 pay N/A/year.
The Department of Education does not report a median debt figure for this school, usually because too few students borrow federal loans for the figure to be published. Our ROI score gives this measure a neutral middle value rather than treating it as zero debt.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $13,703 |
| $30,001 - $48,000 | N/A |
| $48,001 - $75,000 | $15,617 |
| $75,001 - $110,000 | N/A |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Households at $0-$30,000 pay $13,703 net - modest in absolute terms and the lowest reported bracket. The $30,001-$48,000 bracket is not reported. For low-income families, the cost is workable, but the unreported six-year earnings figure means the payback timeline cannot be verified. The 43.6-year reported payback is a bad signal regardless.
Middle-income families ($30K-$110K)
Only the $48,001-$75,000 band is reported at $15,617 - modestly above the lowest band. The other middle-income bands are not reported, so specific guidance cannot be given. Net price slightly exceeds tuition, suggesting fees and living-cost add-ons rather than aid generosity.
Higher-income families ($110K+)
Net price for $75,001-$110,000 and $110,001+ is not reported. With a sticker tuition of $13,800 and modest scholarship structure, high-income families likely pay close to that figure plus fees.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | N/A | 68.8% |
| 3-year repayment | N/A | 73.6% |
| 5-year repayment | N/A | 67.7% |
| 7-year repayment | N/A | 72.8% |
Completion Rate
Trends Over Time
How International Baptist College and Seminary’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 43 |
| Pell Grant recipients | 31.0% |
| Avg faculty salary (monthly) | $5,163 |
Admission rate is not reported in current Scorecard data, and standardized test scores are also unreported. With only 43 students enrolled, the institution operates more like a faith-formation cohort than a competitive admissions environment. The 87.5% completion rate suggests that students who enroll are pre-committed to the seminary path and persist accordingly, which is more meaningful than any admit-rate signal would be at this scale.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| International Baptist College and Seminary (this school) | 37 | $14,660 | $39,556 |
| Huntington University | 38 | $19,310 | $46,672 |
| Houghton University | 38 | $20,519 | $46,721 |
| Cornerstone University | 37 | $20,301 | $47,314 |
| Oklahoma Baptist University | 37 | $20,958 | $48,434 |
| Milligan University | 37 | $21,365 | $46,641 |
Who Thrives Here
Fits students called to Baptist ministry or seminary preparation who have a clear vocational path through the school's affiliated network of churches. Enrollment of 43 means a deeply small cohort; the 31% Pell rate suggests the student base is mostly middle-income religiously-affiliated families. The 87.5% completion rate confirms that those who enroll are mission-aligned and finish. The unreported earnings and debt data should be treated as a data-availability artifact (small sample) rather than a hidden risk.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, International Baptist College and Seminary scores 37/100, which falls in the Below Benchmark tier (below 45). At a net price of $14,660 per year, with typical graduate earnings of $39,556 ten years after entry, we estimate the payback period at about 43.6 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What it has going for it: its 87.5% graduation rate. What to keep an eye on: weak earnings relative to cost, a long payback period.
International Baptist College and Seminary: Common Questions
Is International Baptist College and Seminary worth it?
In our view, the financial case is a hard one to make on the numbers alone. International Baptist College and Seminary scores 37/100 on our ROI scale, in the Below Benchmark tier (below 45). At $14,660 a year after aid against $39,556 in typical earnings ten years out, we estimate the payback period at about 43.6 years. Your major and aid package can change the picture, so run your own numbers.
How much does International Baptist College and Seminary cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $14,660 a year, or roughly $58,640 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do International Baptist College and Seminary graduates earn?
The typical graduate earns about $39,556 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off International Baptist College and Seminary?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 43.6 years for International Baptist College and Seminary. The median across the schools we track is about 12 years.
What is the graduation rate at International Baptist College and Seminary?
The six-year graduation rate is 87.5%, at or above the 64% national average for four-year schools (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.