Juniata College
Huntingdon, Pennsylvania · Private Nonprofit · 78.9% acceptance rate
ROI Score: 55/100 · Below Average Value
Data: 2024-25 College Scorecard release
Juniata College earns an ROI score of 55 out of 100, landing in the Below Average Value tier despite some genuinely strong fundamentals. The score is dragged down by a 0.72 debt-to-earnings ratio against $27,000 median debt. On the strength side, Juniata posts a 73.5% completion rate and an 83.8% repayment rate, both indicators of an engaged, well-supported student body. The school's signature Program of Emphasis (POE) curriculum lets students design interdisciplinary majors, which serves some students very well and creates earnings tail risk for others. For a tuition-discount-savvy student who picks the right POE, this is a defensible private LAC choice in central Pennsylvania.
Juniata College
Quick Numbers
| In-state tuition + fees | $58,580/yr |
| Out-of-state tuition + fees | $58,580/yr |
| Average net price | $23,988/yr |
| Total 4-year cost (net) | $95,952 |
| Median earnings (10yr post-entry) | $56,918 |
| Average earnings (6yr post-entry) | $37,500 |
| Median debt at graduation | $27,000 |
| Estimated monthly loan payment | $286 |
| Estimated payback period | 10.8 years |
| 6-year graduation rate | 73.5% |
| Undergraduate enrollment | 1,191 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $58,580/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $23,988/year, or roughly $95,952 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $18,729/year here, while families earning over $110,000 pay $31,255/year.
Among graduates who borrowed, the median federal loan debt from this school is $27,000, which works out to about $286 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($37,500) and comes to 0.72, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $18,729 |
| $30,001 - $48,000 | $17,265 |
| $48,001 - $75,000 | $16,997 |
| $75,001 - $110,000 | $19,312 |
| $110,001+ | $31,255 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 pay $18,729 in net price, and the $30,001-$48,000 band drops slightly to $17,265. Over four years, low-income families face around $75,000 in net cost, defensible against $56,918 ten-year earnings.
Middle-income families ($30K-$110K)
The $48,001-$75,000 bracket pays $16,997, the lowest in the entire grid, a notable inversion that favors lower-middle-class families. The $75,001-$110,000 band rises to $19,312. Middle-income families effectively get Juniata's strongest discount, making the school an unusually good private option for households in that earning range.
Higher-income families ($110K+)
Families above $110,000 pay $31,255, a sharp jump from middle-income brackets but still well below the $58,580 sticker. Over four years, high-income families absorb around $125,000 in net cost. This is the price tier most likely to scrutinize the financial return, and the modest earnings premium makes Juniata a values-driven rather than financially driven choice at this income level.
Earnings by Major
Top 4 most popular majors at Juniata College with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Biology | $54,686 | F |
| Natural Resources Conservation | $49,586 | D |
| Communication and Media Studies | $54,716 | D |
| Liberal Arts and Sciences | $31,548 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Biology
Biology is Juniata's largest reported program at 39 graduates and a flagship strength of the institution. First-year earnings of $25,119 climb to $54,686 at four years, but median debt of $27,000 against the early earnings produces a 1.08 debt-to-earnings ratio and an F ROI grade. The financial result reflects that biology majors typically need graduate or professional school to monetize the degree, with the four-year earnings showing what happens after that further investment.
Natural Resources Conservation
Juniata's environmental science track graduates 27 students with $33,069 first-year and $49,586 four-year earnings. Median debt of $27,000 produces a 0.82 debt-to-earnings ratio and a D grade. Environmental fieldwork pay is structurally modest, particularly in the early career, and graduates often work seasonal or grant-funded positions before settling into stable agency or consulting roles.
Communication and Media Studies
Communications graduates 8 students with $32,470 first-year and $54,716 four-year earnings. The $27,000 median debt produces a 0.83 debt-to-earnings ratio and a D grade. Earnings trajectory is reasonable by four years out, but the early-career compression makes the loan math tight. Small sample size means individual outcomes vary widely.
Liberal Arts and Sciences
Juniata's general liberal arts track graduates just 4 students with first-year earnings of $31,548 and $26,857 median debt, producing a 0.85 debt-to-earnings ratio and a D grade. The sample is too small to draw strong conclusions.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 82.6% | 68.8% |
| 3-year repayment | 83.8% | 73.6% |
| 5-year repayment | 86.3% | 67.7% |
| 7-year repayment | 90.1% | 72.8% |
Completion Rate
Trends Over Time
How Juniata College’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 78.9% |
| SAT Math (25th-75th) | 560-650 |
| SAT Reading (25th-75th) | 570-670 |
| ACT Composite (25th-75th) | 22-30 |
| Enrollment | 1,191 |
| Pell Grant recipients | 29.0% |
| Avg faculty salary (monthly) | $9,004 |
Juniata admits 78.9% of applicants, which sounds permissive but masks a self-selecting applicant pool drawn to small-college science and outdoor programs. The strong 73.5% completion rate reflects that admitted students arrive prepared and the small-college community drives persistence.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Juniata College (this school) | 55 | $23,988 | $56,918 |
| Albright College | 56 | $20,024 | $58,700 |
| Southern Nazarene University | 55 | $22,084 | $54,951 |
| University of Sioux Falls | 55 | $21,383 | $54,521 |
| Hood College | 54 | $20,873 | $57,089 |
| Bryn Athyn College of the New Church | 34 | $20,586 | $40,457 |
Who Thrives Here
Juniata is a tiny school, just 1,191 students, with a 29.0% Pell rate that signals a mix of middle-class and working-class Pennsylvania families. The fit profile is clear: students who want a small residential community in rural central PA, interest in environmental science or pre-health sciences (the school's signature strengths), and willingness to design an interdisciplinary POE. The 73.5% completion rate and 86%+ repayment numbers indicate that students who land here tend to thrive.
The Verdict: Proceed With Caution
The money case for Juniata College is mixed, and worth a hard look before you commit. At $23,988 per year after aid, the typical graduate earns $56,918 ten years after entry, which means it takes about 10.8 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.
What it has going for it: its 73.5% graduation rate, high loan repayment success. What to keep an eye on: a debt-to-earnings ratio of 0.72 (median across the schools we score: 0.61).
Median debt of $27,000 among graduates who borrowed, against average earnings of $37,500 six years after entry, gives a debt-to-earnings ratio of 0.72. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. Your major - and how much you borrow - really matters.
Juniata College: Common Questions
Is Juniata College worth it?
In our view, the money case is mixed and worth a hard look before you commit. Juniata College scores 55/100 on our ROI scale. At $23,988 a year after aid the typical graduate earns $56,918 ten years after entry, so it takes about 10.8 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.
How much does Juniata College cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $23,988 a year, or roughly $95,952 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Juniata College graduates earn?
The typical graduate earns about $56,918 ten years after enrolling, roughly $15,118 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Juniata College?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 10.8 years for Juniata College. The median across the schools we track is about 12 years.
How much debt do Juniata College graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $27,000, against average earnings of $37,500 six years after entry - a debt-to-earnings ratio of 0.72. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. How much you borrow really matters.
What is the graduation rate at Juniata College?
The six-year graduation rate is 73.5%, at or above the 64% national average for four-year schools (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.