Inter American University of Puerto Rico-Aguadilla
Aguadilla, Puerto Rico · Private Nonprofit · 41.8% acceptance rate
ROI Score: 21/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Inter American University of Puerto Rico-Aguadilla scores 21 on the CampusROI scale, placing it deep in the Below Benchmark tier - but the data needs careful framing because the Puerto Rico labor market operates with substantially lower nominal wages than the U.S. mainland. Sticker tuition is just $5,742 and median federal debt at graduation is only $6,250, both extraordinarily low. The challenge is that 10-year median earnings are also low at $24,776, producing a -29.2% earnings premium versus the high-school baseline (sub-score of 1) and a 999-year payback period - meaning, by the model's calculation, earnings never recoup the cost of attendance over a normal working life. Net price is $8,742, slightly above sticker because of fees and living costs net of aid. Completion at 42.9% is low. Debt-to-earnings and repayment rate sub-scores are imputed at 50 due to missing data. The honest read: this is a low-cost, high-Pell-share institution serving a Puerto Rico-based population whose post-graduation earnings, measured in U.S. dollars on the mainland scale, look weak - but the school's debt loads are also genuinely small.
How Inter American University of Puerto Rico-Aguadilla scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score21/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- Payback period>50 years - In our estimate, the earnings premium over a high school completer is small next to the cost, so the cost may not be recouped within a working career.
Inter American University of Puerto Rico-Aguadilla
Quick Numbers
| In-state tuition + fees | $5,742/yr |
| Out-of-state tuition + fees | $5,742/yr |
| Average net price | $8,742/yr |
| Total 4-year cost (net) | $34,968 |
| Median earnings (10yr post-entry) | $24,776 |
| Average earnings (6yr post-entry) | N/A |
| Median debt at graduation | $6,250 |
| Estimated monthly loan payment | $66 |
| Estimated payback period | >50 years |
| 6-year graduation rate | 42.9% |
| Undergraduate enrollment | 2,906 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $5,742/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $8,742/year, or roughly $34,968 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $8,543/year here, while families earning over $110,000 pay N/A/year.
Among graduates who borrowed, the median federal loan debt from this school is $6,250, which works out to about $66 a month on the standard 10-year repayment plan. We do not have the six-year earnings figure needed to work out a debt-to-earnings ratio for this school.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $8,543 |
| $30,001 - $48,000 | $9,117 |
| $48,001 - $75,000 | $11,361 |
| $75,001 - $110,000 | $12,612 |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 pay $8,543 net, which is the bracket containing the vast majority of Aguadilla's students given the 82.9% Pell rate. Over four years that is roughly $34,000. Combined with the very low $6,250 median debt at graduation, students who complete are not leaving with large balances; the issue is that 10-year earnings of $24,776 mean even small loan balances dominate household finances.
Middle-income families ($30K-$110K)
Households at $30,001-$48,000 pay $9,117 and $48,001-$75,000 pays $11,361, while $75,001-$110,000 pays $12,612. These prices are quite low by mainland U.S. standards but represent a meaningful share of household income in Puerto Rico's economy. The math works only if students complete the degree (43% currently do) and select a higher-earning major like nursing or computer science.
Higher-income families ($110K+)
The $110,001-plus bracket has no reported net price, which suggests a thin or zero high-income enrollment. Given the school's Pell-heavy student body, this is not a meaningful tier for IAUPR-Aguadilla's planning purposes.
Earnings by Major
Top 10 most popular majors at Inter American University of Puerto Rico-Aguadilla with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $36,999 | C |
| Computer Science | $34,985 | - |
| Biology | $28,358 | B |
| Criminal Justice and Corrections | $29,880 | B+ |
| Security Science and Technology | $29,441 | C |
| Allied Health Diagnostic and Treatment | $21,693 | D |
| Social Work | $21,904 | B+ |
| Accounting | $26,685 | - |
| Entrepreneurship | $21,272 | - |
| Computer Systems Networking and Telecommunications | $31,241 | - |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Nursing graduates from Aguadilla earn $12,797 at one year and $36,999 at four years, with $8,500 of debt - a 0.66 debt-to-earnings ratio and a C grade. The four-year earnings figure is the highest of any reported program at the school and reflects PR's nursing labor market plus the option for some graduates to relocate to the mainland for substantially higher RN wages. With 39 graduates per year this is the school's flagship preprofessional path.
Computer Science
Computer Science graduates earn $34,985 at one year, the highest first-year figure of any program at the school. Four-year earnings are not reported, and debt and ROI grade are likewise unreported. With 36 graduates per year and 36 graduates in biology comprising the largest non-nursing cohorts, CS represents the strongest near-term earnings track at Aguadilla, particularly for graduates who can take remote roles servicing mainland U.S. clients.
Criminal Justice and Corrections
Criminal Justice graduates earn $16,702 at one year and $29,880 at four years against a low $5,500 of debt - a 0.33 debt-to-earnings ratio and a B+ grade. With 35 graduates per year this is a meaningful cohort. Career endpoints are public-sector roles in PR (police, corrections, court system), which carry stable earnings and pension benefits but cap upside relative to private-sector tracks.
Social Work
Social Work graduates earn $21,904 at four years against a very low $7,000 of debt - a 0.32 debt-to-earnings ratio and a B+ grade. With 17 graduates per year this is a steady program. The B+ grade reflects how forgiving low debt is even on modest earnings.
Biology
Biology graduates earn $28,358 at four years against $11,000 of debt - a 0.39 ratio and a B grade. With 36 graduates per year this is one of the school's larger cohorts, and the B grade reflects the very low debt load. As is typical for biology bachelor's, most well-paid downstream paths require graduate or professional school (medicine, PA, dentistry, biomedical research).
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | N/A | 68.8% |
| 3-year repayment | N/A | 73.6% |
| 5-year repayment | N/A | 67.7% |
| 7-year repayment | N/A | 72.8% |
Completion Rate
Trends Over Time
How Inter American University of Puerto Rico-Aguadilla’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 41.8% |
| Enrollment | 2,906 |
| Pell Grant recipients | 82.8% |
| Avg faculty salary (monthly) | $5,059 |
IAUPR-Aguadilla admits 41.8% of applicants, which is moderately selective on paper. SAT and ACT mid-ranges are not reported in current Scorecard data, consistent with the Spanish-language testing environment. Selectivity here does not translate into stronger completion - 57% of admitted students do not graduate within standard timeframes, the single biggest financial risk for incoming students.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Inter American University of Puerto Rico-Aguadilla (this school) | 21 | $8,742 | $24,776 |
| University of Puerto Rico-Arecibo | 22 | $10,680 | $30,512 |
| University of Puerto Rico-Bayamon | 22 | $8,484 | $34,409 |
| University of Puerto Rico-Carolina | 22 | $12,945 | $30,626 |
| Inter American University of Puerto Rico-Ponce | 21 | $9,026 | $26,721 |
| University of Puerto Rico-Aguadilla | 21 | $7,765 | $27,997 |
Who Thrives Here
With 2,906 students, an extraordinarily high 82.9% Pell rate, and a Puerto Rico location, IAUPR-Aguadilla fits Spanish-language students seeking an affordable bachelor's degree close to home. Outcomes look strongest in nursing ($36,999 four-year earnings) and computer science ($34,985 first-year). The student profile here is fundamentally different from a mainland U.S. private nonprofit.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Inter American University of Puerto Rico-Aguadilla scores 21/100, which falls in the Below Benchmark tier (below 45). At a net price of $8,742 per year, with typical graduate earnings of $24,776 ten years after entry, we estimate the payback period at more than 50 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: weak earnings relative to cost, its 42.9% graduation rate, a long payback period.
Inter American University of Puerto Rico-Aguadilla: Common Questions
Is Inter American University of Puerto Rico-Aguadilla worth it?
In our view, the financial case is a hard one to make on the numbers alone. Inter American University of Puerto Rico-Aguadilla scores 21/100 on our ROI scale, in the Below Benchmark tier (below 45). At $8,742 a year after aid against $24,776 in typical earnings ten years out, we estimate the payback period at more than 50 years. Your major and aid package can change the picture, so run your own numbers.
How much does Inter American University of Puerto Rico-Aguadilla cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $8,742 a year, or roughly $34,968 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Inter American University of Puerto Rico-Aguadilla graduates earn?
The typical graduate earns about $24,776 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Inter American University of Puerto Rico-Aguadilla?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at more than 50 years for Inter American University of Puerto Rico-Aguadilla. The median across the schools we track is about 12 years.
What is the graduation rate at Inter American University of Puerto Rico-Aguadilla?
The six-year graduation rate is 42.9%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.