20

Bluefield State University

Bluefield, West Virginia · Public · 97.2% acceptance rate

ROI Score: 20/100 · Below Benchmark

Data: 2024-25 College Scorecard release

Bluefield State University receives a CampusROI score of 20 (Below Benchmark tier) under our methodology, alongside a 37.0% completion rate. Published tuition is $10,648 in state and $18,376 out of state, and the average net price is $13,684 per year, or $54,736 over four years of attendance (a cost figure, not a debt figure). The net price is higher than published tuition because it measures the full cost of attendance after grant aid, not tuition alone. Median debt at graduation is $18,250 against average earnings of $29,600 six years after entry, a 0.617 debt-to-earnings ratio, and median earnings reach $38,217 ten years after entry. Our model estimates a payback period of 60.5 years, which under our methodology means earnings at these levels do not recover the cost of attendance within a typical working career. Three years after leaving, 56.7% of borrowers were making progress on repayment. Outcomes vary widely by program and by student, and these institution-level figures describe past cohorts rather than any individual result. Figures are from the 2024-2025 College Scorecard release.

Payback Period
>50 yr
Years until earnings premium covers total investment
Net Price / Year
$13,684
$54,736 over 4 years after aid
10-Year Earnings
$38,217
Median graduate 10 years after entry
Debt / Earnings
0.62
$18,250 median debt vs average earnings 6 yrs after entry
What is behind this school's score

How Bluefield State University scores under our methodology

These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.

  • ROI Score
    20/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
  • 6-year graduation rate
    37.0% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
  • Payback period
    >50 years - In our estimate, the earnings premium over a high school completer is small next to the cost, so the cost may not be recouped within a working career.

Bluefield State University

20
ROI ScoreBelow Benchmark
Earnings Premium
12(0.06x)
Payback Period
11(>50 yr)
Debt / Earnings
47(0.62)
Completion Rate
17(37%)
Repayment Rate
14(57%)

Quick Numbers

In-state tuition + fees$10,648/yr
Out-of-state tuition + fees$18,376/yr
Average net price$13,684/yr
Total 4-year cost (net)$54,736
Median earnings (10yr post-entry)$38,217
Average earnings (6yr post-entry)$29,600
Median debt at graduation$18,250
Estimated monthly loan payment$193
Estimated payback period>50 years
6-year graduation rate37.0%
Undergraduate enrollment1,042

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

The Full Financial Picture

The first number you'll see is the sticker price: $10,648/year ($18,376/year out-of-state), which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $13,684/year, or roughly $54,736 over four years. That's the number to plan around.

What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $11,810/year here, while families earning over $110,000 pay $16,242/year.

Among graduates who borrowed, the median federal loan debt from this school is $18,250, which works out to about $193 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($29,600) and comes to 0.62, under 1.0, meaning median debt is less than a full year of those earnings.

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$11,810
$30,001 - $48,000$10,703
$48,001 - $75,000$14,630
$75,001 - $110,000$17,058
$110,001+$16,242

Cost by Income Bracket Explained

Lower-income families (under $30K)

Families earning under $30,000 report an average net price of $11,810 per year, about $47,200 over four years. Institutional and outside aid can change this figure significantly for individual students.

Middle-income families ($30K-$110K)

Families earning $30,001-$48,000 report an average net price of $10,703 per year, families earning $48,001-$75,000 report $14,630, and families earning $75,001-$110,000 report $17,058.

Higher-income families ($110K+)

Families earning over $110,000 report an average net price of $16,242 per year, about $65,000 over four years.

Earnings by Major

Top 5 most popular majors at Bluefield State University with available earnings data.

MajorMedian EarningsGrade
Liberal Arts and Sciences$40,711F
Registered Nursing$82,760B
Social Sciences, General$40,355-
Allied Health Diagnostic and Treatment$67,441-
Criminal Justice and Corrections$42,085D

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

Program Analysis

Why these programs deliver their earnings outcomes.

Registered Nursing

Registered Nursing has 18 graduates in the Scorecard program cohort and a B grade under our methodology. Median earnings are $67,148 in the first year and $82,760 by year four, against median debt of $26,000 (a 0.387 debt-to-earnings ratio). With so few graduates, these program figures rest on a small cohort and can move sharply from year to year.

Allied Health Diagnostic and Treatment

Allied Health Diagnostic and Treatment has 9 graduates in the Scorecard program cohort. Median earnings are $45,918 in the first year and $67,441 by year four. With so few graduates, these program figures rest on a small cohort and can move sharply from year to year.

Criminal Justice and Corrections

Criminal Justice and Corrections has 9 graduates in the Scorecard program cohort and a D grade under our methodology. Median earnings are $30,506 in the first year and $42,085 by year four, against median debt of $30,250 (a 0.992 debt-to-earnings ratio). With so few graduates, these program figures rest on a small cohort and can move sharply from year to year.

Liberal Arts and Sciences

Liberal Arts and Sciences has 19 graduates in the Scorecard program cohort and an F grade under our methodology. Median earnings are $25,677 in the first year and $40,711 by year four, against median debt of $28,655 (a 1.116 debt-to-earnings ratio). With so few graduates, these program figures rest on a small cohort and can move sharply from year to year.

How Graduates Do

Earnings

6 years after entry (average)$29,600
-$12,200 vs. HS grad
10 years after entry (median)$38,217
-$3,583 vs. HS grad
Annual earnings premium-$3,583
Over median HS graduate ($41,800, NCES 2022)

Loan Repayment

MetricThis SchoolMedian of schools we score
1-year repayment49.0%68.8%
3-year repayment56.7%73.6%
5-year repayment36.8%67.7%
7-year repayment44.1%72.8%

Completion Rate

0%National avg (NCES, 2022): 64.0%100%
37.0%
6-year rate

Trends Over Time

How Bluefield State University’s cost and outcomes have moved across College Scorecard releases (2009-2024).

Average Net Price

Net price
$14K$11K$7K$4K$0
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24

Completion Rate

Completion rate
39%29%19%10%0%
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24

Median Earnings, 10 Years After Entry (as reported)

Median earnings
$40K$30K$20K$10K$0
'09'11'12'13'14'20

Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.

Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.

Admissions Snapshot

Acceptance rate97.2%
SAT Math (25th-75th)430-540
SAT Reading (25th-75th)440-540
ACT Composite (25th-75th)17-22
Enrollment1,042
Pell Grant recipients44.4%
Avg faculty salary (monthly)$7,349

Bluefield State admits 97.2% of applicants. SAT middle-50% ranges are 430-540 math and 440-540 reading; the ACT composite range is 17-22. The completion rate of 37.0% measures the share of first-time, full-time students who finish within 150% of normal time.

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
Bluefield State University (this school)
20
$13,684$38,217
Fairmont State University
43
$9,032$46,857
Concord University
30
$9,966$42,703
University of Maine at Farmington
29
$16,857$44,433
Henderson State University
25
$23,405$43,459
University of the Virgin Islands
22
$7,469$38,681

Who Thrives Here

Students relying heavily on loans should compare the net price for their income bracket using Bluefield State's net price calculator.

The Verdict: Below Benchmark Under Our Scoring

Below Benchmark

Under our methodology, Bluefield State University scores 20/100, which falls in the Below Benchmark tier (below 45). At a net price of $13,684 per year, with typical graduate earnings of $38,217 ten years after entry, we estimate the payback period at more than 50 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.

What to keep an eye on: weak earnings relative to cost, its 37.0% graduation rate, a three-year loan repayment rate of 56.7% (median across the schools we score: 73.6%), a long payback period.

Median debt of $18,250 among graduates who borrowed, against average earnings of $29,600 six years after entry, gives a debt-to-earnings ratio of 0.62, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.

Bluefield State University: Common Questions

Is Bluefield State University worth it?

In our view, the financial case is a hard one to make on the numbers alone. Bluefield State University scores 20/100 on our ROI scale, in the Below Benchmark tier (below 45). At $13,684 a year after aid against $38,217 in typical earnings ten years out, we estimate the payback period at more than 50 years. Your major and aid package can change the picture, so run your own numbers.

How much does Bluefield State University cost after financial aid?

The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $13,684 a year, or roughly $54,736 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.

What do Bluefield State University graduates earn?

The typical graduate earns about $38,217 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.

How long does it take to pay off Bluefield State University?

We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at more than 50 years for Bluefield State University. The median across the schools we track is about 12 years.

How much debt do Bluefield State University graduates take on?

Among graduates who borrowed, median federal loan debt from this school is about $18,250, against average earnings of $29,600 six years after entry - a debt-to-earnings ratio of 0.62. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.

What is the graduation rate at Bluefield State University?

The six-year graduation rate is 37.0%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.