Bloomfield College of Montclair State University
Bloomfield, New Jersey · Public · 69.7% acceptance rate
ROI Score: 50/100 · Below Average Value
Data: 2024-25 College Scorecard release
Bloomfield College of Montclair State University scores 50 (Below Average Value) on the CampusROI scale, combining a 38.1% completion rate with $38,200 average 6-year earnings and a net price of $28,014. Median debt of $22,000 with a debt-to-earnings ratio of 0.576. The Pell grant rate is 70.4%, reflecting Bloomfield's historical mission serving low-income, minority, and first-generation students in Essex County. Registered Nursing (32 graduates) produces strong outcomes ($104,219 year one, B+ grade); all other tracked programs produce weak to mediocre results.
How Bloomfield College of Montclair State University scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- 6-year graduation rate38.1% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
Bloomfield College of Montclair State University
Quick Numbers
| In-state tuition + fees | $15,912/yr |
| Out-of-state tuition + fees | $26,022/yr |
| Average net price | $28,014/yr |
| Total 4-year cost (net) | $112,056 |
| Median earnings (10yr post-entry) | $61,415 |
| Average earnings (6yr post-entry) | $38,200 |
| Median debt at graduation | $22,000 |
| Estimated monthly loan payment | $233 |
| Estimated payback period | 9.5 years |
| 6-year graduation rate | 38.1% |
| Undergraduate enrollment | 781 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $15,912/year ($26,022/year out-of-state), which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $28,014/year, or roughly $112,056 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $24,168/year here, while families earning over $110,000 pay $36,558/year.
Among graduates who borrowed, the median federal loan debt from this school is $22,000, which works out to about $233 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($38,200) and comes to 0.58, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $24,168 |
| $30,001 - $48,000 | $25,998 |
| $48,001 - $75,000 | $30,908 |
| $75,001 - $110,000 | $35,815 |
| $110,001+ | $36,558 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Low-income families (under $30,000) pay $24,168 net per year at Bloomfield. This is the most concerning income/outcome combination on this profile: the population most reliant on financial aid is being asked to pay $24,000/year for a degree that fewer than 4 in 10 students complete. Low-income NJ students committed to nursing should verify specific nursing program costs and aid availability, which may differ from the institutional average.
Middle-income families ($30K-$110K)
Middle-income families ($48,001-$75,000) pay $30,908 per year - well above the campus median - and the $75,001-$110,000 bracket pays $35,815. At these price points, the poor completion rate and average earnings of $38,200 produce a genuinely bad financial outcome for most enrolled students.
Higher-income families ($110K+)
High-income families ($110,000+) pay $36,558 per year - essentially the full cost-of-attendance at Bloomfield.
Earnings by Major
Top 10 most popular majors at Bloomfield College of Montclair State University with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Visual and Performing Arts | $41,156 | - |
| Business Administration, Management, and Operations | $68,235 | C+ |
| Psychology | $48,464 | D |
| Registered Nursing | $109,167 | B+ |
| Sociology | $52,053 | D |
| Biology | $67,541 | C |
| Accounting | $84,906 | B |
| Chemistry | $74,401 | B |
| English Language and Literature | $45,337 | D |
| Journalism | $53,579 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is Bloomfield's only strong-performing program: 32 graduates, $104,219 first-year earnings - the highest year-one figure of any program on campus by a wide margin - $109,167 at four years, and a debt-to-earnings ratio of 0.259 (ROI grade B+). These earnings reflect NJ's high nursing wages and the Essex County-Newark hospital market. Median debt of $27,031 is manageable. For low-income Essex County students committed to nursing, this program represents a path with strong financial outcomes.
Accounting
Accounting (8 graduates) earns $56,917 first-year and $84,906 at four years, with a debt-to-earnings ratio of 0.360 (ROI grade B). The four-year figure of $84,906 suggests access to New York-area accounting employment through the NJ suburban market. Median debt of $20,500 is relatively low. The small cohort makes this data fragile, but the trajectory is consistent with NJ accounting market norms. Against the campus's $28,014 net price, the accounting outcome is a reasonable risk-adjusted option.
Business Administration, Management, and Operations
Business Administration (42 graduates) earns $42,336 first-year and $68,235 at four years, with a debt-to-earnings ratio of 0.530 (ROI grade C+) and $22,457 median debt. The year-one figure of $42,336 in NJ's cost environment is tight, but the four-year jump reflects career progression in the Newark-New York metro market. Against $28,014 net price, the payback is slow. Business students at Bloomfield would benefit from explicit internship and employer connection strategies in the NYC metro during their undergraduate years.
Psychology
Psychology (40 graduates) earns $33,432 first-year and $48,464 at four years, with a debt-to-earnings ratio of 0.748 (ROI grade D) and $25,000 median debt. These are poor outcomes for a student population that is disproportionately low-income. Year-one earnings of $33,432 in New Jersey barely cover basic living expenses. The Bloomfield psychology cohort is primarily first-generation students who may not have complete information about the limited labor market value of a standalone psychology bachelor's. Graduate school or clinical certification requires resources that many in this cohort may not have readily available.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 66.6% | 68.8% |
| 3-year repayment | 72.5% | 73.6% |
| 5-year repayment | 71.7% | 67.7% |
| 7-year repayment | 74.4% | 72.8% |
Completion Rate
Trends Over Time
How Bloomfield College of Montclair State University’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 69.7% |
| Enrollment | 781 |
| Pell Grant recipients | 70.4% |
| Avg faculty salary (monthly) | $9,925 |
Bloomfield's 69.7% admission rate provides moderate access. No test score data is available. The small campus (781 students) means cohort sizes are very small, limiting the statistical reliability of program-level outcomes data.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Bloomfield College of Montclair State University (this school) | 50 | $28,014 | $61,415 |
| Rowan University | 66 | $22,408 | $59,988 |
| Montana State University-Northern | 55 | $12,664 | $49,505 |
| Mayville State University | 52 | $11,456 | $47,828 |
| New Jersey City University | 51 | $16,053 | $52,745 |
| Wright State University-Lake Campus | 48 | $11,081 | $49,500 |
Head-to-Head ROI Comparisons
See Bloomfield College of Montclair State University side by side with similar schools on ROI, cost, earnings, and debt.
Who Thrives Here
Bloomfield admits 69.7% of applicants (no SAT/ACT data) at a small campus of 781 students with a 70.4% Pell grant rate - the school's defining demographic characteristic. This is predominantly a low-income, first-generation, minority-serving institution. The school fits low-income Newark/Essex County students who need geographic accessibility and financial aid generosity combined with a nursing pathway. The completion rate is 38.1%: most students who enroll do not graduate.
The Verdict: Proceed With Caution
The money case for Bloomfield College of Montclair State University is mixed, and worth a hard look before you commit. At $28,014 per year after aid, the typical graduate earns $61,415 ten years after entry, which means it takes about 9.5 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.
What to keep an eye on: its 38.1% graduation rate.
Median debt of $22,000 among graduates who borrowed, against average earnings of $38,200 six years after entry, gives a debt-to-earnings ratio of 0.58, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
Bloomfield College of Montclair State University: Common Questions
Is Bloomfield College of Montclair State University worth it?
In our view, the money case is mixed and worth a hard look before you commit. Bloomfield College of Montclair State University scores 50/100 on our ROI scale. At $28,014 a year after aid the typical graduate earns $61,415 ten years after entry, so it takes about 9.5 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.
How much does Bloomfield College of Montclair State University cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $28,014 a year, or roughly $112,056 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Bloomfield College of Montclair State University graduates earn?
The typical graduate earns about $61,415 ten years after enrolling, roughly $19,615 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Bloomfield College of Montclair State University?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 9.5 years for Bloomfield College of Montclair State University. The median across the schools we track is about 12 years.
How much debt do Bloomfield College of Montclair State University graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $22,000, against average earnings of $38,200 six years after entry - a debt-to-earnings ratio of 0.58. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at Bloomfield College of Montclair State University?
The six-year graduation rate is 38.1%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.