54

Western Illinois University

Macomb, Illinois · Public · 71.2% acceptance rate

ROI Score: 54/100 · Below Average Value

Data: 2024-25 College Scorecard release

Western Illinois University posts a 54 ROI score, sitting in the Below Average Value tier. WIU is a midsize Illinois public regional university in Macomb with $15,264 tuition (no separate out-of-state rate reported) and a $12,937 net price after aid. Four-year total cost is $51,748. The score is supported by a strong 37 percent earnings premium (sub-score 78), $54,163 ten-year median earnings against $37,000 at six years, and a 10-year payback period. The drag is completion and debt-to-earnings (0.682 on $25,251 in median debt). Repayment improves over time, rising from 68 percent at one year to 77 percent at seven, which is unusual and encouraging. The program-level data shows real strength: Nursing (B+), Construction Management (B), Computer Science (B), Finance (B), and Agriculture (B, with 79 graduates) all post strong outcomes. The institutional score reflects significant tail risk from the school's substantial Liberal Arts cohort (120 grads, D grade) and broader humanities programs.

Payback Period
10 yr
Years until earnings premium covers total investment
Net Price / Year
$12,937
$51,748 over 4 years after aid
10-Year Earnings
$54,163
Median graduate 10 years after entry
Debt / Earnings
0.68
$25,251 median debt vs average earnings 6 yrs after entry

Western Illinois University

54
ROI ScoreBelow Average Value
Earnings Premium
78(0.37x)
Payback Period
61(10 yr)
Debt / Earnings
33(0.68)
Completion Rate
30(45%)
Repayment Rate
45(72%)

Quick Numbers

In-state tuition + fees$15,264/yr
Out-of-state tuition + fees$15,264/yr
Average net price$12,937/yr
Total 4-year cost (net)$51,748
Median earnings (10yr post-entry)$54,163
Average earnings (6yr post-entry)$37,000
Median debt at graduation$25,251
Estimated monthly loan payment$268
Estimated payback period10 years
6-year graduation rate45.2%
Undergraduate enrollment4,410

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

The Full Financial Picture

The first number you'll see is the sticker price: $15,264/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $12,937/year, or roughly $51,748 over four years. That's the number to plan around.

What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $6,941/year here, while families earning over $110,000 pay $19,701/year.

Among graduates who borrowed, the median federal loan debt from this school is $25,251, which works out to about $268 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($37,000) and comes to 0.68, under 1.0, meaning median debt is less than a full year of those earnings.

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$6,941
$30,001 - $48,000$8,787
$48,001 - $75,000$12,062
$75,001 - $110,000$16,294
$110,001+$19,701

Cost by Income Bracket Explained

Lower-income families (under $30K)

Families under $30,000 pay $6,941, a strong value. With a normal progression at this tier, four-year cost is approximately $28,000. Combined with the school's strong earnings outcomes in technical and pre-professional majors, this is genuinely affordable for Pell-eligible Illinois students. The completion-rate risk remains the dominant concern.

Middle-income families ($30K-$110K)

Middle-income families pay $8,787 (the $30,001 to $48,000 tier) to $12,062 (the $48,001 to $75,000 tier). Total four-year cost lands around $35,000 to $48,000. The progression is normal (not inverted).

Higher-income families ($110K+)

Families above $110,000 pay $19,701, with the $75,001 to $110,000 bracket at $16,294. The curve is normal. Strong value for high-income students targeting STEM, business, or pre-professional programs.

Earnings by Major

Top 10 most popular majors at Western Illinois University with available earnings data.

MajorMedian EarningsGrade
Criminal Justice and Corrections$63,125C
Liberal Arts and Sciences$55,944D
Agriculture, General$58,333B
Psychology$44,683D
Business Administration, Management, and Operations$70,021C
Teacher Education$43,279C
Biology$50,855D
Communication and Media Studies$51,203D
Social Work$54,063D
Registered Nursing$86,694B+

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

Program Analysis

Why these programs deliver their earnings outcomes.

Criminal Justice and Corrections

Criminal Justice is the largest cohort at 197 graduates with C grade. First-year earnings of $40,898 grow to $63,125 by year four, with $26,000 in debt and a 0.636 debt-to-earnings ratio. The earnings progression is healthy and reflects placement into Illinois state and federal law enforcement. WIU has a long-standing reputation in CJ; the program is a feature program despite the C grade.

Agriculture, General

Agriculture produces 79 graduates with B grade. First-year earnings of $48,509 climb to $58,333 by year four, with $18,969 in median debt and a 0.391 debt-to-earnings ratio. Strong pipeline into Illinois agribusiness, commodities, equipment dealers, and farm operations. The combination of low debt and solid earnings makes this one of WIU's clearest financial wins.

Registered Nursing

Nursing earns B+ with 29 graduates. First-year median earnings of $74,490 grow to $86,694 by year four, with $23,750 in median debt and a 0.319 debt-to-earnings ratio. Strong regional RN demand in west-central Illinois and the Quad Cities area. Outstanding value combining strong earnings and reasonable debt at WIU's affordable cost structure.

Liberal Arts and Sciences

Liberal Arts is the second-largest cohort at 120 graduates with D grade. First-year earnings of $38,196 grow to $55,944 by year four, with $28,750 in debt and a 0.753 debt-to-earnings ratio. The progression is real but the entry-level squeeze is uncomfortable. Students drawn to general liberal-arts coursework would do better declaring a specific major with stronger labor-market outcomes.

Computer and Information Sciences

Computer Science produces 26 graduates with B grade. First-year median earnings of $62,578 climb to $92,824 by year four, with $25,250 in median debt and a 0.403 debt-to-earnings ratio. Strong placement into Chicago metro tech, regional Illinois businesses, and remote-work opportunities. The combination of strong earnings and reasonable debt makes this another clear win at WIU.

How Graduates Do

Earnings

6 years after entry (average)$37,000
-$4,800 vs. HS grad
10 years after entry (median)$54,163
+$12,363 vs. HS grad
Annual earnings premium$12,363
Over median HS graduate ($41,800, NCES 2022)

Loan Repayment

MetricThis SchoolMedian of schools we score
1-year repayment68.2%68.8%
3-year repayment71.9%73.6%
5-year repayment69.2%67.7%
7-year repayment76.9%72.8%

Completion Rate

0%National avg (NCES, 2022): 64.0%100%
45.2%
6-year rate

Trends Over Time

How Western Illinois University’s cost and outcomes have moved across College Scorecard releases (2009-2024).

Average Net Price

Net price
$19K$15K$10K$5K$0
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24

Completion Rate

Completion rate
62%47%31%16%0%
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24

Median Earnings, 10 Years After Entry (as reported)

Median earnings
$57K$43K$28K$14K$0
'09'11'12'13'14'20

Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.

Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.

Admissions Snapshot

Acceptance rate71.2%
Enrollment4,410
Pell Grant recipients28.1%
Avg faculty salary (monthly)$10,238

WIU admits 71.2 percent of applicants. SAT and ACT mid-ranges are not reported, indicating test-optional posture.

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
Western Illinois University (this school)
54
$12,937$54,163
University of Michigan-Flint
56
$7,007$53,230
Eastern Illinois University
54
$12,786$51,989
University of Alaska Fairbanks
52
$10,892$48,866
University of Massachusetts Global
52
$32,654$65,703
Chicago State University
16
$12,335$42,778

Who Thrives Here

WIU fits an Illinois student targeting Nursing, Computer Science, Construction Management, Agriculture, or Finance at low cost. Pell rate is 28 percent. Enrollment is 4,410. Strong fits are students with clear vocational direction into pre-professional or technical fields; the school's Agriculture program (79 graduates, B grade) is a notable regional strength serving Illinois farming communities. Poor fits are students drifting into general Liberal Arts (120 grads, D grade) or humanities tracks where the earnings tail does not justify the debt load.

The Verdict: Proceed With Caution

Below Average Value

The money case for Western Illinois University is mixed, and worth a hard look before you commit. At $12,937 per year after aid, the typical graduate earns $54,163 ten years after entry, which means it takes about 10 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.

What it has going for it: a strong earnings premium over high school graduates. What to keep an eye on: its 45.2% graduation rate, a debt-to-earnings ratio of 0.68 (median across the schools we score: 0.61).

Median debt of $25,251 among graduates who borrowed, against average earnings of $37,000 six years after entry, gives a debt-to-earnings ratio of 0.68. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. Your major - and how much you borrow - really matters.

Western Illinois University: Common Questions

Is Western Illinois University worth it?

In our view, the money case is mixed and worth a hard look before you commit. Western Illinois University scores 54/100 on our ROI scale. At $12,937 a year after aid the typical graduate earns $54,163 ten years after entry, so it takes about 10 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.

How much does Western Illinois University cost after financial aid?

The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $12,937 a year, or roughly $51,748 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.

What do Western Illinois University graduates earn?

The typical graduate earns about $54,163 ten years after enrolling, roughly $12,363 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.

How long does it take to pay off Western Illinois University?

We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 10 years for Western Illinois University. The median across the schools we track is about 12 years.

How much debt do Western Illinois University graduates take on?

Among graduates who borrowed, median federal loan debt from this school is about $25,251, against average earnings of $37,000 six years after entry - a debt-to-earnings ratio of 0.68. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. How much you borrow really matters.

What is the graduation rate at Western Illinois University?

The six-year graduation rate is 45.2%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.