72

University of New Hampshire College of Professional Studies Online

Manchester, New Hampshire · Public

ROI Score: 72/100 · Fair Value

University of New Hampshire College of Professional Studies Online scores 72 (Fair Value) on the CampusROI scale — UNH's online division serving working adults from Manchester, NH, with 1,157 enrolled students and an $7,724 in-state tuition discounted to a $10,864 net price. The score reflects a 5.8-year payback period, a 72.4% earnings premium, a 0.597 debt-to-earnings ratio, a 29.6% completion rate — the institution's primary weakness — and an 87.9% repayment rate at 3 years. The repayment rate of 87.9% is notably strong and stands in apparent tension with the low completion rate: it suggests that students who do borrow and do complete are servicing debt successfully, while a large share of enrolled students may never reach that outcome. Median 6-year earnings of $44,900 and 10-year earnings of $66,479 reflect the working-adult population — many enrollees are likely already employed and building credentials for advancement rather than entering the labor market cold. Registered Nursing (30 grads, $77,271 year-one, grade B+) and Computer and Information Sciences (9 grads, $75,156 year-one, grade B) lead the program portfolio. Business Administration (49 grads, $57,015 year-one, grade C+) is the largest graded program by graduate count.

Payback Period
5.8 yr
Years until earnings premium covers total investment
Net Price / Year
$10,864
$43,456 over 4 years after aid
10-Year Earnings
$66,479
Median graduate 10 years after entry
Debt / Earnings
0.60
$26,814 median debt vs first-year salary

University of New Hampshire College of Professional Studies Online

72
ROI ScoreFair Value
Earnings Premium
95(0.72x)
Payback Period
90(5.8 yr)
Debt / Earnings
52(0.60)
Completion Rate
10(30%)
Repayment Rate
92(88%)

Quick Numbers

In-state tuition + fees$7,724/yr
Out-of-state tuition + fees$9,284/yr
Average net price$10,864/yr
Total 4-year cost (net)$43,456
Median earnings (10yr post-entry)$66,479
Median earnings (6yr post-entry)$44,900
Median debt at graduation$26,814
Estimated monthly loan payment$284
Estimated payback period5.8 years
6-year graduation rate29.5%
Undergraduate enrollment1,157

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

The Full Financial Picture

The sticker price at University of New Hampshire College of Professional Studies Online is $7,724/year ($9,284/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $10,864/year, or roughly $43,456 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $4,587/year, while families earning over $110,000 pay N/A/year. The school provides substantial aid to low-income students, making it significantly more affordable than the sticker price suggests.

The median graduate leaves with $26,814 in federal loan debt, translating to an estimated monthly payment of $284 on a standard 10-year repayment plan. Against median earnings of $66,479 ten years out, the debt-to-earnings ratio is 0.60 - within the recommended range but worth monitoring.

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$4,587
$30,001 - $48,000N/A
$48,001 - $75,000$9,416
$75,001 - $110,000$15,451
$110,001+N/A

Cost by Income Bracket Explained

Lower-income families (under $30K)

The 0-30000 income bracket pays $4,587 per year at UNH CPS Online — an exceptional net price driven by federal Pell Grant eligibility. The Scorecard does not report a net price figure for the 30001-48000 bracket. For low-income working adults who can access the nursing or computer science programs, a $4,587 net price against $44,900-$77,271 in median earnings is among the best cost-to-outcome ratios in New Hampshire public higher education. The 29.6% completion rate is the risk — borrowing at $4,587 per year and not completing still results in debt without a degree.

Middle-income families ($30K-$110K)

The 48001-75000 bracket pays $9,416 and the 75001-110000 bracket pays $15,451. The step-up from the lowest bracket to middle-income is notable — $9,416 is more than double the $4,587 paid by the lowest bracket, reflecting that Pell eligibility phases out quickly. For middle-income working adults, $9,000-$15,000 per year for a UNH credential at an online campus is a reasonable cost structure, particularly for nursing and IT programs. The concern remains completion: at any income level, students who do not finish face debt without the corresponding earnings benefit.

Higher-income families ($110K+)

The Scorecard does not report a net price figure for families above $110,000 at UNH CPS Online. Higher-income students likely pay close to the $7,724 in-state tuition plus fees, keeping the total cost modest. For working adults from higher-income households seeking career advancement, UNH CPS Online offers a recognized public university credential at a fraction of private alternative costs. The financial case is strongest for nursing and IT programs where year-one earnings well exceed $70,000 against a total credential cost likely under $35,000.

Earnings by Major

Top 10 most popular majors at University of New Hampshire College of Professional Studies Online with available earnings data.

MajorMedian EarningsGrade
Business Administration, Management, and Operations$86,535C+
Psychology$56,153D
Registered Nursing$90,784B+
Human Services, General$51,220-
Multi/Interdisciplinary Studies, Other$55,509C
Special Education and Teaching$45,663-
Health and Medical Administrative Services$75,291C+
Criminal Justice and Corrections$81,768-
Computer and Information Sciences$105,078B
Accounting$65,371-

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

Program Analysis

Why these programs deliver their earnings outcomes.

Registered Nursing

Registered Nursing is UNH CPS Online's strongest graded program: 30 confirmed graduates, $77,271 year-one, $90,784 at year four, grade B+ on $27,000 median debt. This program likely serves RN-to-BSN completers — registered nurses with associate degrees earning their bachelor's credential for advancement. Year-one earnings of $77,271 reflect working nurses continuing in their existing roles. The debt-to-earnings ratio of 0.349 is favorable given New Hampshire's nursing wages. At a $10,864 net price, this is one of the most cost-effective BSN completion pathways in New England.

Business Administration, Management, and Operations

Business Administration is UNH CPS Online's largest graded program at 49 confirmed graduates: $57,015 year-one, $86,535 at year four, grade C+ on $27,000 median debt. Year-one earnings of $57,015 for a working-adult business credential reflect the population — these are likely employed professionals whose earnings are already established. The four-year trajectory to $86,535 indicates meaningful advancement. At $10,864 net price, the C+ grade reflects the debt-to-earnings ratio of 0.474 rather than any concern about the quality of outcomes. Business is a reasonable credential investment at this cost structure.

Psychology

Psychology produces 34 confirmed graduates at $38,229 year-one and $56,153 at year four, grade D on $27,000 median debt. Year-one earnings of $38,229 in New Hampshire — a high-cost-of-living state — are difficult to service alongside $27,000 in median debt. The D grade reflects a debt-to-earnings ratio of 0.706. Psychology as a terminal bachelor's degree faces structural earnings limitations nationally, and UNH CPS Online's psychology outcomes reflect that broader pattern. Students pursuing psychology through this program likely need a clear post-baccalaureate pathway — counseling licensure, social work, or graduate school — to improve the financial outcome.

How Graduates Do

Earnings

6 years after entry$44,900
+$9,900 vs. HS grad
10 years after entry$66,479
+$31,479 vs. HS grad
Annual earnings premium$31,479
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment84.5%52.0%
3-year repayment87.9%62.0%
5-year repayment86.3%68.0%
7-year repayment89.4%72.0%

Completion Rate

0%National avg: 60.0%100%
29.5%
6-year rate

Admissions Snapshot

Enrollment1,157
Pell Grant recipients31.8%
Avg faculty salary (monthly)$9,964

UNH CPS Online does not report an admission rate, admission standards, or standardized test score ranges to the Scorecard. The institution appears to operate as broadly open enrollment consistent with its professional studies and online mission. Prospective students should evaluate program-specific prerequisites — particularly for nursing and healthcare programs — and have a realistic completion plan before borrowing. The completion rate of 29.6% is the most important caveat for any prospective student: the majority of those who enroll do not graduate, which means the median earnings and payback metrics apply to a minority of enrollees.

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

UNH CPS Online's Scorecard peer schools are UNH Main Campus, Keene State College, Oregon State University Cascades Campus, and two University of Pittsburgh branch campuses. Among these, the UNH Main Campus comparison is most instructive: the online CPS division delivers a UNH credential at roughly one-third the net price of the residential main campus, with lower median earnings reflecting the different student population rather than a difference in credential quality. UNH CPS Online's ROI of 72 is a fair result given the completion rate penalty. For working adults who can complete the program, the institution delivers outcomes commensurate with its cost. The comparison peer group would be better served by other online or continuing education divisions of state universities.

SchoolROINet Price10yr Earnings
University of New Hampshire College of Professional Studies Online (this school)
72
$10,864$66,479
University of Pittsburgh-Bradford
75
$15,350$66,125
University of New Hampshire-Main Campus
74
$23,805$66,479
Oregon State University-Cascades Campus
73
$18,048$64,010
University of Pittsburgh-Greensburg
71
$17,945$66,125
Keene State College
53
$17,887$54,368

Who Thrives Here

UNH CPS Online does not report an admission rate or standardized test score ranges. With 1,157 enrolled students and a 31.8% Pell grant rate, the institution serves a working-adult audience pursuing career advancement and credential completion in New Hampshire and surrounding states. The online delivery model is the defining institutional characteristic — students are typically balancing work, family, and coursework simultaneously. The 29.6% completion rate reflects the structural challenge of this population: adult learners stop out at higher rates than traditional undergraduates. Students who can commit to sustained enrollment are accessing a UNH credential at a dramatically lower cost than the main campus. The 87.9% repayment rate among those who do borrow and presumably complete is encouraging.

The Verdict: A Reasonable Bet - With Caveats

Fair Value

University of New Hampshire College of Professional Studies Online offers fair financial value, though the ROI depends heavily on individual circumstances. The net cost of $10,864 per year leads to $43,456 over four years, while graduates earn a median of $66,479 a decade out. The payback period of 5.8 years is about average - not bad, but not a standout either.

Key strengths include strong earnings premium over high school graduates, high loan repayment success. However, the data also shows a 29.5% graduation rate.

Median debt of $26,814 against $66,479 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.