University of New Hampshire at Manchester
Manchester, New Hampshire · Public · 80.9% acceptance rate
ROI Score: 77/100 · Strong Value
Data: 2024-25 College Scorecard release
UNH Manchester is the urban branch campus of the University of New Hampshire, located in downtown Manchester and enrolling approximately 443 students. Despite its small size, it posts an ROI score of 77 - Strong Value - driven by a 78.8% earnings premium over non-college workers, a 5.7-year payback period, and a 87.9% seven-year repayment rate. In-state tuition is $15,838, but the net price of $9,992 tells a more favorable story. Low-income students pay as little as $3,181 net. Average six-year earnings of $44,900 and median ten-year earnings of $66,479 confirm that graduates translate the UNH credential into solid labor market outcomes in the Manchester - Nashua corridor and beyond. Computer and Information Sciences and Business top the ROI rankings; the 50% completion rate is the main risk factor, consistent with urban branch campus enrollment patterns.
University of New Hampshire at Manchester scores in the top 16% of the schools we score, with strong earnings outcomes relative to cost.
University of New Hampshire at Manchester
Quick Numbers
| In-state tuition + fees | $15,838/yr |
| Out-of-state tuition + fees | $36,418/yr |
| Average net price | $9,992/yr |
| Total 4-year cost (net) | $39,968 |
| Median earnings (10yr post-entry) | $66,479 |
| Average earnings (6yr post-entry) | $44,900 |
| Median debt at graduation | $26,814 |
| Estimated monthly loan payment | $284 |
| Estimated payback period | 5.7 years |
| 6-year graduation rate | 50.0% |
| Undergraduate enrollment | 443 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $15,838/year ($36,418/year out-of-state), which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $9,992/year, or roughly $39,968 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $3,181/year here, while families earning over $110,000 pay $16,386/year. If money is tight, that matters: this school gives low-income students enough aid to land well below the sticker price.
Among graduates who borrowed, the median federal loan debt from this school is $26,814, which works out to about $284 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($44,900) and comes to 0.60, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $3,181 |
| $30,001 - $48,000 | $7,034 |
| $48,001 - $75,000 | $5,018 |
| $75,001 - $110,000 | $7,270 |
| $110,001+ | $16,386 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Students from households under $30,000 pay $3,181 net. Four-year cost approaches $12,700. At this cost, even the campus's modest average earnings of $44,900 at six years produce an extraordinary lifetime ROI. This is the UNH Manchester value proposition at its sharpest: a New England research university credential for the price of a used car per year.
Middle-income families ($30K-$110K)
The $48,001 - $75,000 band pays $5,018 net - still remarkably low. Four-year cost approaches $20,000. The 5.7-year payback period at the campus average effectively means middle-income graduates are debt-free (relative to investment) before their late 20s. In a state with New Hampshire's strong labor market, this is a compelling offer for families stretched between affordability and quality.
Higher-income families ($110K+)
Households above $110,000 pay $16,386 net - a larger jump that still leaves the four-year investment under $66,000. The strong ROI score of 77 holds even at this price point. The caveat is the 50% completion rate; families should assess persistence risk before forgoing a more supportive private school environment.
Earnings by Major
Top 10 most popular majors at University of New Hampshire at Manchester with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Business Administration and Management | $72,692 | B |
| Biotechnology | $50,276 | C+ |
| Biology | $77,076 | C |
| Communication and Media Studies | $69,098 | C |
| Neurobiology and Neurosciences | $78,722 | C |
| Mechanical Engineering Related Technologies/Technicians | $81,765 | - |
| Computer and Information Sciences and Support Services, Other | $78,216 | C+ |
| Computer and Information Sciences | $105,078 | B |
| Psychology | $56,153 | D |
| Homeland Security | $71,129 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Computer and Information Sciences
CIS graduates (10 reported) earn $75,156 at one year and $105,078 at four years - the campus's highest ROI program. Debt-to-earnings ratio of 0.36 earns a B grade. The Manchester area houses dozens of tech employers including BAE Systems, Segra, and healthcare IT firms that recruit directly from local campuses. At a net price of roughly $10,000 per year, the four-year investment against $105,000 in projected earnings represents a clean ROI profile.
Business Administration and Management
Business graduates (22 reported) earn $57,378 at one year and $72,692 at four years, with a 0.44 debt-to-earnings ratio and B grade. UNH Manchester's location in the state's business hub means students have direct access to internships and job placements in financial services, insurance, and regional retail. The brand carries weight in New Hampshire hiring.
Mechanical Engineering Related Technologies
Mechanical Engineering Technologies graduates (11 reported) earn $64,826 at one year and $81,765 at four, with no debt ratio reported for this cohort. The program bridges engineering theory and applied technical practice, feeding defense, manufacturing, and energy sector roles in the Manchester area. BAE Systems and other defense contractors operating in southern NH are natural employers for this cohort.
Biology
Biology graduates (14 reported) earn $45,346 at one year and $77,076 at four years - a strong four-year trajectory suggesting pre-health students are transitioning into healthcare employment. Debt-to-earnings ratio of 0.60, graded C. Many UNH Manchester biology students are tracking toward healthcare professional programs; the one-year earnings figure understates long-term outcomes for those who complete graduate medical or pharmacy programs.
Homeland Security
Homeland Security graduates (7 reported) earn $51,200 at one year and $71,129 at four, with a 0.45 ratio and C+ grade. New Hampshire's proximity to federal law enforcement, port security, and border patrol operations gives this niche program real placement pathways. Federal salary scales and benefits packages make the actual lifetime ROI higher than the debt-to-earnings ratio alone captures.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 84.5% | 68.8% |
| 3-year repayment | 87.9% | 73.6% |
| 5-year repayment | 86.3% | 67.7% |
| 7-year repayment | 89.4% | 72.8% |
Completion Rate
Trends Over Time
How University of New Hampshire at Manchester’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 80.9% |
| SAT Math (25th-75th) | 453-613 |
| SAT Reading (25th-75th) | 520-623 |
| Enrollment | 443 |
| Pell Grant recipients | 28.8% |
| Avg faculty salary (monthly) | $9,178 |
UNH Manchester admits 81% of applicants. SAT mid-range is 453 - 613 (math) and 520 - 623 (reading). ACT data is not reported. Admission is accessible, with UNH's general application standards applying. Students with lower test scores should demonstrate strong academic intent in their application narrative. Being in the Manchester metro without strong high school preparation may benefit from the campus's advising resources before committing.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of New Hampshire at Manchester (this school) | 77 | $9,992 | $66,479 |
| University of Connecticut-Avery Point | 87 | $13,807 | $73,997 |
| University of New Hampshire-Main Campus | 74 | $23,805 | $66,479 |
| Ohio State University-Lima Campus | 68 | $12,940 | $60,409 |
| Ohio University-Zanesville Campus | 60 | $5,746 | $52,581 |
| Keene State College | 53 | $17,887 | $54,368 |
Who Thrives Here
UNH Manchester suits working adults, commuters, and career-changers in the Manchester area who want a UNH degree at urban-campus prices. The small cohort size enables individual faculty attention. Tech and business students benefit from proximity to Manchester's growing biotech, insurance, and financial services employers. The campus's downtown location is a feature for students who value professional networking and part-time work flexibility.
The Verdict: The Investment Pays Off
For most students, University of New Hampshire at Manchester pays off. You'd pay about $9,992 a year after aid ($39,968 over four years), and the typical graduate earns $66,479 ten years after enrollment. That puts the payback - the time it takes for the earnings bump to cover what you spent - at roughly 5.7 years, a solid return.
What it has going for it: a strong earnings premium over high school graduates, high loan repayment success. What to keep an eye on: its 50.0% graduation rate.
Median debt of $26,814 among graduates who borrowed, against average earnings of $44,900 six years after entry, gives a debt-to-earnings ratio of 0.60, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
University of New Hampshire at Manchester: Common Questions
Is University of New Hampshire at Manchester worth it?
In our view, yes - for most students University of New Hampshire at Manchester pays off. It scores 77/100 on our ROI scale. You'd pay about $9,992 a year after aid ($39,968 over four years), and the typical graduate earns $66,479 ten years after enrollment, so the cost takes roughly 5.7 years to earn back.
How much does University of New Hampshire at Manchester cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $9,992 a year, or roughly $39,968 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do University of New Hampshire at Manchester graduates earn?
The typical graduate earns about $66,479 ten years after enrolling, roughly $24,679 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off University of New Hampshire at Manchester?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 5.7 years for University of New Hampshire at Manchester. The median across the schools we track is about 12 years.
How much debt do University of New Hampshire at Manchester graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $26,814, against average earnings of $44,900 six years after entry - a debt-to-earnings ratio of 0.60. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at University of New Hampshire at Manchester?
The six-year graduation rate is 50.0%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.