University of Miami
Coral Gables, Florida · Private Nonprofit · 18.9% acceptance rate
ROI Score: 78/100 · Strong Value
University of Miami
Strong ValueQuick Numbers
| In-state tuition + fees | $62,616/yr |
| Out-of-state tuition + fees | $62,616/yr |
| Average net price | $37,244/yr |
| Total 4-year cost (net) | $148,976 |
| Median earnings (10yr post-entry) | $75,328 |
| Median earnings (6yr post-entry) | $54,500 |
| Median debt at graduation | $17,500 |
| Estimated monthly loan payment | $186 |
| Estimated payback period | 7.2 years |
| 6-year graduation rate | 83.7% |
| Undergraduate enrollment | 12,913 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $15,978 |
| $30,001 - $48,000 | $17,941 |
| $48,001 - $75,000 | $21,768 |
| $75,001 - $110,000 | $27,982 |
| $110,001+ | $50,352 |
Earnings by Major
Top 10 most popular majors at University of Miami with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $92,555 | B+ |
| Finance and Financial Management | $110,240 | A |
| Psychology | $54,290 | C |
| Marketing | $85,935 | B |
| Economics | $92,998 | B |
| Public Relations, Advertising, and Applied Communication | $82,999 | B |
| Health Services/Allied Health/Health Sciences, General | $66,064 | A |
| International Relations | $62,216 | C+ |
| Business Administration, Management, and Operations | $66,065 | B |
| Music | $29,090 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
The Full Financial Picture
The sticker price at University of Miami is $62,616/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $37,244/year, or roughly $148,976 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $15,978/year, while families earning over $110,000 pay $50,352/year.
The median graduate leaves with $17,500 in federal loan debt, translating to an estimated monthly payment of $186 on a standard 10-year repayment plan. Against median earnings of $75,328 ten years out, the debt-to-earnings ratio is 0.32 - well within manageable territory.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 72.7% | 52.0% |
| 3-year repayment | 79.0% | 62.0% |
| 5-year repayment | 80.5% | 68.0% |
| 7-year repayment | 82.6% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 18.9% |
| SAT Math (25th-75th) | 660-750 |
| SAT Reading (25th-75th) | 660-730 |
| ACT Composite (25th-75th) | 30-33 |
| Enrollment | 12,913 |
| Pell Grant recipients | 14.9% |
| Avg faculty salary (monthly) | $16,043 |
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Miami (this school) | 78 | $37,244 | $75,328 |
| Boston College | 92 | $41,704 | $103,937 |
| Bellevue University | 65 | $17,550 | $61,289 |
| National University | 64 | $22,878 | $67,548 |
| Barry University | 42 | $22,613 | $55,966 |
| Baptist University of Florida | 31 | $10,372 | $42,836 |
The Verdict: The Investment Pays Off
University of Miami delivers above-average financial returns for its graduates. At a net cost of $37,244 per year ($148,976 over four years), graduates earn a median of $75,328 ten years after enrollment. That puts the payback period at roughly 7.2 years - a solid return on the investment.
The data highlights several strengths: a 83.7% graduation rate, manageable debt relative to earnings.
Median debt of $17,500 is very manageable against $75,328 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.