University of Louisiana at Monroe
Monroe, Louisiana · Public · 84.8% acceptance rate
ROI Score: 47/100 · Below Average Value
Data: 2024-25 College Scorecard release
University of Louisiana at Monroe scores 47 (Below Average Value) on the CampusROI scale. Net price is $13,466 against $9,190 in-state tuition; median debt $21,500; six-year earnings $38,100. The debt-to-earnings ratio is 0.564 (sub-score 60). The tension here is scale: high-performing programs like Pharmacy (59 graduates with no debt or DTE data), Nursing (116 graduates), and Construction Management (30 graduates) represent a relatively small fraction of total enrollment. The large majority of ULM's 5,022 students are in Psychology (146 graduates, D), Liberal Arts (74 graduates, D), Kinesiology (61 graduates, D), Business Admin (53 graduates, C), and other programs with more modest outcomes. The average six-year earnings of $38,100 reflects the average across this entire mix - and the 16.5-year payback period at this price point indicates that the program distribution is pulling the institutional average well below what the top programs suggest.
How University of Louisiana at Monroe scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- Payback period16.5 years - The median payback across the schools we score is about 12 years.
University of Louisiana at Monroe
Quick Numbers
| In-state tuition + fees | $9,190/yr |
| Out-of-state tuition + fees | $21,290/yr |
| Average net price | $13,466/yr |
| Total 4-year cost (net) | $53,864 |
| Median earnings (10yr post-entry) | $46,769 |
| Average earnings (6yr post-entry) | $38,100 |
| Median debt at graduation | $21,500 |
| Estimated monthly loan payment | $228 |
| Estimated payback period | 16.5 years |
| 6-year graduation rate | 54.2% |
| Undergraduate enrollment | 5,022 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $9,190/year ($21,290/year out-of-state), which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $13,466/year, or roughly $53,864 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $11,490/year here, while families earning over $110,000 pay $18,642/year.
Among graduates who borrowed, the median federal loan debt from this school is $21,500, which works out to about $228 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($38,100) and comes to 0.56, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $11,490 |
| $30,001 - $48,000 | $11,553 |
| $48,001 - $75,000 | $12,647 |
| $75,001 - $110,000 | $17,003 |
| $110,001+ | $18,642 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 income bracket pays $11,490 per year at ULM - below the $13,466 average, reflecting meaningful need-based aid. The 30001-48000 bracket pays $11,553, nearly identical. For Louisiana students from the lowest-income families, $11-12k annually is a genuinely accessible price. Four-year cost at the bottom bracket runs roughly $46,000. The 54.2% completion rate remains the key risk: low-income students who do not complete carry debt without the earnings leverage to service it.
Middle-income families ($30K-$110K)
The 48001-75000 bracket pays $12,647 and the 75001-110000 bracket pays $17,003. The income schedule steps up meaningfully at higher middle income. At $13-17k annually, ULM is modestly priced. Middle-income families benefit from significant aid discounting. The 16.5-year payback at median earnings is the primary financial concern - families whose students enter nursing, construction, or pharmacy will see payback periods far shorter than the 16.5-year institutional average.
Higher-income families ($110K+)
The 110001-plus bracket pays $18,642. At under $19k annually, ULM is affordable even at the highest income bracket. Higher-income families are not penalized by the income schedule. For families whose students are pursuing pharmacy, nursing, or construction management, ULM at $19k annually against strong program earnings is an excellent financial outcome.
Earnings by Major
Top 10 most popular majors at University of Louisiana at Monroe with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $44,255 | D |
| Registered Nursing | $83,058 | B+ |
| Liberal Arts and Sciences | $45,873 | D |
| Kinesiology and Exercise Science | $50,370 | D |
| Pharmacy | $134,329 | - |
| Business Administration, Management, and Operations | $52,842 | C |
| Biology | $33,429 | C |
| Health Professions, Residency Programs | $50,446 | D |
| Teacher Education | $47,767 | C |
| Allied Health Diagnostic and Treatment | $66,079 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing (116 graduates) is ULM's largest high-performing program: $75,828 year-one, $83,058 at year four, B+ grade, debt-to-earnings ratio of 0.311 against $23,550 median debt. Monthly payments on $23,550 run roughly $250. Against a $76k first-year salary in north Louisiana's healthcare market, this is very manageable. ULM's net price is $13,466.
Construction Management
Construction Management (30 graduates) earns $71,915 year-one and $98,336 at year four, B+ grade, debt-to-earnings ratio of 0.263 against $18,901 median debt. The four-year earnings of $98k and the lowest debt load of any listed program make this the most financially efficient outcome at ULM. Construction management graduates earn $72k year-one with $19k debt.
Psychology
Psychology (146 graduates) is ULM's highest-volume program and its weakest financial outcome: $29,046 year-one, $44,255 at year four, D grade, debt-to-earnings ratio of 0.887 against $25,750 median debt. Monthly payments of roughly $273 represent approximately 11% of $29k annual gross income. Students choosing psychology at ULM should plan for graduate education (and additional debt) or explicit career redirection into business or social service management roles.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 76.4% | 68.8% |
| 3-year repayment | 74.3% | 73.6% |
| 5-year repayment | 62.1% | 67.7% |
| 7-year repayment | 63.2% | 72.8% |
Completion Rate
Trends Over Time
How University of Louisiana at Monroe’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 84.8% |
| SAT Math (25th-75th) | 620-730 |
| SAT Reading (25th-75th) | 540-630 |
| ACT Composite (25th-75th) | 18-24 |
| Enrollment | 5,022 |
| Pell Grant recipients | 34.8% |
| Avg faculty salary (monthly) | $7,719 |
At 84.8%, ULM is broadly accessible. The pharmacy and health science programs have their own prerequisite and admission requirements above the institution-wide bar. Students who gain general admission to ULM should identify their program path early - the financial outcomes range from B+ in pharmacy and nursing to D and F in social sciences and communication. Program choice determines financial trajectory far more than institutional admission at this type of school.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
ULM's program strength in pharmacy, nursing, dental support, and construction management is genuine.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Louisiana at Monroe (this school) | 47 | $13,466 | $46,769 |
| Washburn University | 51 | $15,280 | $49,774 |
| University of Northern Colorado | 50 | $17,760 | $52,231 |
| Angelo State University | 49 | $15,091 | $50,116 |
| Louisiana State University-Alexandria | 43 | $7,065 | $42,205 |
| Grambling State University | 12 | $19,809 | $41,109 |
Who Thrives Here
ULM admits 84.8% of applicants. SAT mid-ranges are 620-730 Math and 540-630 Reading. Enrollment is 5,022. ULM serves north Louisiana with a diverse program mix anchored by pharmacy, health sciences, and construction - programs with strong regional labor market demand.
The Verdict: Proceed With Caution
The money case for University of Louisiana at Monroe is mixed, and worth a hard look before you commit. At $13,466 per year after aid, the typical graduate earns $46,769 ten years after entry, which means it takes about 16.5 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.
What to keep an eye on: a long payback period.
Median debt of $21,500 among graduates who borrowed, against average earnings of $38,100 six years after entry, gives a debt-to-earnings ratio of 0.56, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
University of Louisiana at Monroe: Common Questions
Is University of Louisiana at Monroe worth it?
In our view, the money case is mixed and worth a hard look before you commit. University of Louisiana at Monroe scores 47/100 on our ROI scale. At $13,466 a year after aid the typical graduate earns $46,769 ten years after entry, so it takes about 16.5 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.
How much does University of Louisiana at Monroe cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $13,466 a year, or roughly $53,864 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do University of Louisiana at Monroe graduates earn?
The typical graduate earns about $46,769 ten years after enrolling, roughly $4,969 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off University of Louisiana at Monroe?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 16.5 years for University of Louisiana at Monroe. The median across the schools we track is about 12 years.
How much debt do University of Louisiana at Monroe graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $21,500, against average earnings of $38,100 six years after entry - a debt-to-earnings ratio of 0.56. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at University of Louisiana at Monroe?
The six-year graduation rate is 54.2%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.