University of Central Florida
Orlando, Florida · Public · 40.1% acceptance rate
ROI Score: 79/100 · Strong Value
University of Central Florida
Strong ValueQuick Numbers
| In-state tuition + fees | $6,368/yr |
| Out-of-state tuition + fees | $22,467/yr |
| Average net price | $10,411/yr |
| Total 4-year cost (net) | $41,644 |
| Median earnings (10yr post-entry) | $58,308 |
| Median earnings (6yr post-entry) | $39,900 |
| Median debt at graduation | $18,190 |
| Estimated monthly loan payment | $193 |
| Estimated payback period | 7.8 years |
| 6-year graduation rate | 78.0% |
| Undergraduate enrollment | 59,146 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $5,816 |
| $30,001 - $48,000 | $7,174 |
| $48,001 - $75,000 | $10,128 |
| $75,001 - $110,000 | $14,902 |
| $110,001+ | $17,681 |
Earnings by Major
Top 10 most popular majors at University of Central Florida with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $49,760 | C |
| Health Services/Allied Health/Health Sciences, General | $56,148 | D |
| Biology | $51,313 | D |
| Computer and Information Sciences | $98,526 | B+ |
| Multi-/Interdisciplinary Studies, General | $51,959 | C |
| Registered Nursing | $83,737 | B+ |
| Business Administration and Management | $66,912 | C+ |
| Hospitality Administration | $54,921 | C |
| Criminal Justice and Corrections | $52,447 | C |
| Teacher Education | $51,784 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
The Full Financial Picture
The sticker price at University of Central Florida is $6,368/year ($22,467/year out-of-state). But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $10,411/year, or roughly $41,644 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $5,816/year, while families earning over $110,000 pay $17,681/year.
The median graduate leaves with $18,190 in federal loan debt, translating to an estimated monthly payment of $193 on a standard 10-year repayment plan. Against median earnings of $58,308 ten years out, the debt-to-earnings ratio is 0.46 - well within manageable territory.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 61.1% | 52.0% |
| 3-year repayment | 67.1% | 62.0% |
| 5-year repayment | 67.0% | 68.0% |
| 7-year repayment | 71.7% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 40.1% |
| SAT Math (25th-75th) | 590-670 |
| SAT Reading (25th-75th) | 610-680 |
| ACT Composite (25th-75th) | 25-29 |
| Enrollment | 59,146 |
| Pell Grant recipients | 32.3% |
| Avg faculty salary (monthly) | $11,575 |
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| University of Central Florida (this school) | 79 | $10,411 | $58,308 |
| San Diego State University | 84 | $15,364 | $64,909 |
| Florida Atlantic University | 75 | $8,752 | $56,746 |
| The University of Tennessee-Knoxville | 73 | $18,976 | $60,249 |
| University of Maryland Global Campus | 63 | $22,063 | $65,287 |
| Florida Agricultural and Mechanical University | 28 | $13,739 | $44,349 |
The Verdict: The Investment Pays Off
University of Central Florida delivers above-average financial returns for its graduates. At a net cost of $10,411 per year ($41,644 over four years), graduates earn a median of $58,308 ten years after enrollment. That puts the payback period at roughly 7.8 years - a solid return on the investment.
Key strengths include strong earnings premium over high school graduates, a 78.0% graduation rate, manageable debt relative to earnings. However, the data also shows concerning loan repayment rates.
Median debt of $18,190 against $58,308 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.