Touro University Worldwide
Los Alamitos, California · Private Nonprofit
ROI Score: 24/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Touro University Worldwide, a private nonprofit online institution headquartered in Los Alamitos, CA, scores 24 on the ROI index in Below Benchmark tier. Sticker tuition is $14,600 with a net price of $19,058 - net price exceeds tuition by about $4,500, signaling required fees and likely living-cost estimates that push the all-in figure higher. Average earnings at six years are not reported; the median 10-year figure is $40,803. Earnings premium is 7.6%, completion rate is 28.6%, and payback period is 37.3 years. Median debt is $25,000 but debt-to-earnings ratio is null because the early-earnings figure is unreported. Three-year repayment rate is also unreported. The two reported programs (business administration and psychology) show the typical Touro Worldwide pattern: business graduates do okay financially, psychology graduates do not.
How Touro University Worldwide scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score24/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- 6-year graduation rate28.6% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
- Payback period37.3 years - The median payback across the schools we score is about 12 years.
Touro University Worldwide
Quick Numbers
| In-state tuition + fees | $14,600/yr |
| Out-of-state tuition + fees | $14,600/yr |
| Average net price | $19,058/yr |
| Total 4-year cost (net) | $76,232 |
| Median earnings (10yr post-entry) | $40,803 |
| Average earnings (6yr post-entry) | N/A |
| Median debt at graduation | $25,000 |
| Estimated monthly loan payment | $265 |
| Estimated payback period | 37.3 years |
| 6-year graduation rate | 28.6% |
| Undergraduate enrollment | 454 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $14,600/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $19,058/year, or roughly $76,232 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $18,342/year here, while families earning over $110,000 pay N/A/year.
Among graduates who borrowed, the median federal loan debt from this school is $25,000, which works out to about $265 a month on the standard 10-year repayment plan. We do not have the six-year earnings figure needed to work out a debt-to-earnings ratio for this school.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $18,342 |
| $30,001 - $48,000 | $18,728 |
| $48,001 - $75,000 | $19,416 |
| $75,001 - $110,000 | $26,136 |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Households at $0-$30,000 pay $18,342 net, $30,001-$48,000 pays $18,728. Roughly flat at the bottom; aid does not meaningfully reduce price for low-income enrollees. Without verified six-year earnings data, payback math is hard to estimate.
Middle-income families ($30K-$110K)
$48,001-$75,000 pays $19,416 - right at the median net price. $75,001-$110,000 jumps to $26,136, a meaningful step up. The aid curve through middle-income is slightly progressive.
Higher-income families ($110K+)
Households above $110,000 are not reported. A 4-year cost over $100K combined with $40,803 ten-year earnings is poor on standard ROI math.
Earnings by Major
Top 2 most popular majors at Touro University Worldwide with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $46,340 | D |
| Business Administration, Management, and Operations | $80,061 | C |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Business Administration, Management, and Operations
Business Administration has no reported graduate count, $57,621 first-year earnings, $80,061 at four years, $35,309 median debt, 0.613 debt-to-earnings, and a C ROI grade. The four-year earnings figure is solid and the wage progression (39%) reflects working professionals who already had labor-market positions and used the credential for advancement. The C grade is fair for the debt-to-wage ratio. This is the defensible pathway at Touro Worldwide.
Psychology
Psychology has 47 graduates, $30,740 first-year earnings, $46,340 at four years, $25,611 median debt, 0.833 debt-to-earnings, and a D ROI grade. Earnings are weak for an online psychology bachelor's, and the debt-to-earnings ratio is poor. Career paths in psychology generally require graduate study; the D grade reflects the difficulty of converting an online bachelor's into wage-clearing employment without further credentialing.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | N/A | 68.8% |
| 3-year repayment | N/A | 73.6% |
| 5-year repayment | N/A | 67.7% |
| 7-year repayment | N/A | 72.8% |
Completion Rate
Trends Over Time
How Touro University Worldwide’s cost and outcomes have moved across College Scorecard releases (2010-2024).
Average Net Price
Completion Rate
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 454 |
| Pell Grant recipients | 51.2% |
| Avg faculty salary (monthly) | $6,938 |
Admission rate is not reported in current Scorecard data, consistent with online programs that operate on rolling enrollment without traditional selectivity gating. Standardized test scores are also unreported. The 28.6% completion rate is the binding signal. Online programs at this completion rate present a real risk to federal-loan-funded enrollees.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Touro University Worldwide (this school) | 24 | $19,058 | $40,803 |
| Azusa Pacific University | 71 | $22,212 | $66,677 |
| Art Center College of Design | 56 | $48,661 | $71,958 |
| Salem College | 26 | $18,277 | $44,640 |
| Wesleyan College | 24 | $12,724 | $44,317 |
| Paine College | 14 | $16,670 | $33,338 |
Who Thrives Here
Fits adult learners pursuing degree completion or master's-track preparation in business or psychology who can pay the $19K net price without requiring strong six-year earnings to clear the debt. Enrollment of 454 is small; 51% Pell rate signals working-class adult students. The unreported six-year earnings should be a flag for prospective enrollees - the data picture is incomplete.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Touro University Worldwide scores 24/100, which falls in the Below Benchmark tier (below 45). At a net price of $19,058 per year, with typical graduate earnings of $40,803 ten years after entry, we estimate the payback period at about 37.3 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: weak earnings relative to cost, its 28.6% graduation rate, a long payback period.
Touro University Worldwide: Common Questions
Is Touro University Worldwide worth it?
In our view, the financial case is a hard one to make on the numbers alone. Touro University Worldwide scores 24/100 on our ROI scale, in the Below Benchmark tier (below 45). At $19,058 a year after aid against $40,803 in typical earnings ten years out, we estimate the payback period at about 37.3 years. Your major and aid package can change the picture, so run your own numbers.
How much does Touro University Worldwide cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $19,058 a year, or roughly $76,232 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Touro University Worldwide graduates earn?
The typical graduate earns about $40,803 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Touro University Worldwide?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 37.3 years for Touro University Worldwide. The median across the schools we track is about 12 years.
What is the graduation rate at Touro University Worldwide?
The six-year graduation rate is 28.6%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.