St. Francis College
Brooklyn, New York · Private Nonprofit
ROI Score: 57/100 · Below Average Value
Data: 2024-25 College Scorecard release
St. Francis College scores 57 (Below Average Value) on the CampusROI scale, with $37,700 average 6-year earnings, a 9.2-year payback period, and a 54.6% completion rate. Located in Brooklyn Heights, New York, SFC is a small Catholic liberal arts institution with 1,684 undergraduates. Registered Nursing stands out: 56 graduates earning $81,263 year-one and $112,171 at year four with a B-grade ROI. Accounting shows strong four-year trajectory at $82,993 (15 graduates). Business Administration (49 graduates, $51,556 four-year) and Criminal Justice (36 graduates, $57,084 four-year) represent the largest programs by volume. Communication ($23,811 year-one, F-grade), Biology ($22,140 year-one, F-grade), and Psychology ($24,455 year-one) anchor the bottom. The 55.7% Pell grant rate makes SFC a genuine access institution for NYC-area low-income students.
St. Francis College
Quick Numbers
| In-state tuition + fees | $28,775/yr |
| Out-of-state tuition + fees | $28,775/yr |
| Average net price | $18,129/yr |
| Total 4-year cost (net) | $72,516 |
| Median earnings (10yr post-entry) | $58,099 |
| Average earnings (6yr post-entry) | $37,700 |
| Median debt at graduation | $23,250 |
| Estimated monthly loan payment | $246 |
| Estimated payback period | 9.2 years |
| 6-year graduation rate | 54.6% |
| Undergraduate enrollment | 1,684 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $28,775/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $18,129/year, or roughly $72,516 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $15,700/year here, while families earning over $110,000 pay $22,274/year.
Among graduates who borrowed, the median federal loan debt from this school is $23,250, which works out to about $246 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($37,700) and comes to 0.62, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $15,700 |
| $30,001 - $48,000 | $18,198 |
| $48,001 - $75,000 | $22,447 |
| $75,001 - $110,000 | $21,974 |
| $110,001+ | $22,274 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Students from the 0-30000 bracket pay $15,700 per year - $62,800 over four years. For nursing graduates earning $81,263 year-one, recovery from $62,800 takes under ten months. For the majority of SFC programs earning $28,000-$37,000 year-one, the recovery from $62,800 extends well over three years and stretches toward a decade total.
Middle-income families ($30K-$110K)
The 48001-75000 bracket pays $22,447 and the 75001-110000 bracket pays $21,974 - the latter actually lower than the lower-middle bracket, suggesting an irregular aid formula at this institution. Middle-income families should request individual award letters rather than relying on averages.
Higher-income families ($110K+)
Families above $110,000 pay $22,274 per year. SFC's high-income net price is essentially the same as its middle-income price - aid does not discriminate much above the Pell-eligible range.
Earnings by Major
Top 10 most popular majors at St. Francis College with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $112,171 | B |
| Business Administration, Management, and Operations | $51,556 | D |
| Criminal Justice and Corrections | $57,084 | D |
| Health Professions, Residency Programs | $59,885 | C |
| Biology | $42,222 | F |
| Liberal Arts and Sciences | $64,725 | B+ |
| Health and Medical Administrative Services | $43,735 | C |
| Accounting | $82,993 | - |
| Communication and Media Studies | $49,805 | F |
| Psychology | $24,455 | F |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Nursing (56 graduates) earns $81,263 at year one and $112,171 at year four with $31,073 median debt and a 0.382 debt-to-earnings ratio (ROI grade B). Nursing is SFC's strongest program - year-one earnings in the NYC healthcare market are competitive, and the B-grade reflects a manageable debt structure relative to earnings. High NYC nursing wages drive this outcome.
Accounting
Accounting (15 graduates) shows $82,993 four-year earnings with no year-one data. No debt or ROI grade is available for this program. The four-year earnings figure suggests strong placement into New York's accounting sector for graduates who complete.
Criminal Justice and Corrections
Criminal Justice (36 graduates) earns $33,146 at year one and $57,084 at year four with $26,000 median debt and a 0.784 debt-to-earnings ratio (ROI grade D). The D-grade reflects a slow earnings start. Four-year progression to $57,084 suggests career advancement into law enforcement, corrections, or legal services.
Business Administration, Management, and Operations
Business Administration (49 graduates) earns $28,763 year-one and $51,556 four-year with $25,680 median debt and a 0.893 debt-to-earnings ratio (ROI grade D). SFC's business program is not a financially compelling choice by the data.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 59.2% | 68.8% |
| 3-year repayment | 66.6% | 73.6% |
| 5-year repayment | 57.9% | 67.7% |
| 7-year repayment | 64.0% | 72.8% |
Completion Rate
Trends Over Time
How St. Francis College’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 1,684 |
| Pell Grant recipients | 55.7% |
| Avg faculty salary (monthly) | $8,548 |
No admission rate or test score data is available for St. Francis College. The institution likely functions as a broadly accessible option within its market.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
SFC's competitive advantage is its Catholic identity, small campus community, and Brooklyn Heights location for students who specifically want that combination.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| St. Francis College (this school) | 57 | $18,129 | $58,099 |
| Albany College of Pharmacy and Health Sciences | 94 | $29,882 | $131,426 |
| Adelphi University | 75 | $30,783 | $75,482 |
| Concordia College at Moorhead | 57 | $24,902 | $59,317 |
| Misericordia University | 57 | $37,485 | $64,313 |
| The College of Wooster | 56 | $23,458 | $59,629 |
Who Thrives Here
SFC is a small Catholic college in Brooklyn Heights serving 1,684 undergraduates, many of whom are first-generation, low-income New York City students. No admission rate or test score data is reported. The 55.7% Pell rate and the Brooklyn location suggest a heavily commuter student body accessing affordable private college options in the outer boroughs. Students seeking a tight-knit Catholic community with access to the New York City job market will find SFC's location a real asset.
The Verdict: Proceed With Caution
The money case for St. Francis College is mixed, and worth a hard look before you commit. At $18,129 per year after aid, the typical graduate earns $58,099 ten years after entry, which means it takes about 9.2 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.
What to keep an eye on: a three-year loan repayment rate of 66.6% (median across the schools we score: 73.6%).
Median debt of $23,250 among graduates who borrowed, against average earnings of $37,700 six years after entry, gives a debt-to-earnings ratio of 0.62, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
St. Francis College: Common Questions
Is St. Francis College worth it?
In our view, the money case is mixed and worth a hard look before you commit. St. Francis College scores 57/100 on our ROI scale. At $18,129 a year after aid the typical graduate earns $58,099 ten years after entry, so it takes about 9.2 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.
How much does St. Francis College cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $18,129 a year, or roughly $72,516 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do St. Francis College graduates earn?
The typical graduate earns about $58,099 ten years after enrolling, roughly $16,299 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off St. Francis College?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 9.2 years for St. Francis College. The median across the schools we track is about 12 years.
How much debt do St. Francis College graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $23,250, against average earnings of $37,700 six years after entry - a debt-to-earnings ratio of 0.62. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at St. Francis College?
The six-year graduation rate is 54.6%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.