34

Mount Aloysius College

Cresson, Pennsylvania · Private Nonprofit · 82.0% acceptance rate

ROI Score: 34/100 · Poor Value

Data: 2024-25 College Scorecard release

Mount Aloysius College, a small Catholic Mercy-tradition private in rural Cresson, PA (in the Allegheny Mountains between Pittsburgh and Altoona), posts an ROI score of 34 - Poor Value tier. The numbers behind it explain the tier: median 10-year earnings of $46,165 are modest, modeled payback runs 20.5 years, debt-to-earnings sits at 0.72 against median debt of $24,287. Completion is 56.9% - middling. The relative bright spot is the 5-year repayment rate of 68.0% (and 79.7% at three years), suggesting graduates do service their debt even when earnings are compressed. Net price of $22,344 is high relative to the $27,072 sticker - meaning institutional aid is thin. Pell rate of 15.4% is low for the school's profile, suggesting a relatively middle-income student body that bears more of the cost. The dominant program is nursing - 46 graduates per year, $72,659 first-year and $87,928 four years out, with a C+ ROI grade. Allied health (10 graduates) also clears C+. Outside of those two health-track programs, business posts a D grade and outcomes weaken. Mount Aloysius is essentially a Mercy-tradition nursing school in rural Pennsylvania; for non-nursing students, Pennsylvania's strong public alternatives (Penn State, IUP, Pitt-Johnstown) offer better ROI.

Payback Period
20.5 yr
Years until earnings premium covers total investment
Net Price / Year
$22,344
$89,376 over 4 years after aid
10-Year Earnings
$46,165
Median graduate 10 years after entry
Debt / Earnings
0.72
$24,287 median debt vs first-year salary

Mount Aloysius College

34
ROI ScorePoor Value
Earnings Premium
23(0.13x)
Payback Period
26(20.5 yr)
Debt / Earnings
25(0.72)
Completion Rate
54(57%)
Repayment Rate
70(80%)

Quick Numbers

In-state tuition + fees$27,072/yr
Out-of-state tuition + fees$27,072/yr
Average net price$22,344/yr
Total 4-year cost (net)$89,376
Median earnings (10yr post-entry)$46,165
Median earnings (6yr post-entry)$33,700
Median debt at graduation$24,287
Estimated monthly loan payment$257
Estimated payback period20.5 years
6-year graduation rate56.9%
Undergraduate enrollment1,094

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

The Full Financial Picture

The first number you'll see is the sticker price: $27,072/year. Here's the part that matters - almost nobody pays that. After grants, scholarships, and aid, the average student here pays a net price of $22,344/year, or roughly $89,376 over four years. That's the number to plan around.

What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $21,530/year here, while families earning over $110,000 pay $26,786/year.

Most students borrow to get here. The median graduate leaves owing $24,287 in federal loans, which works out to about $257 a month on the standard 10-year repayment plan. Hold that up against the $46,165 the typical graduate earns ten years out: the debt-to-earnings ratio comes to 0.72, within the range advisors call workable but worth keeping an eye on.

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$21,530
$30,001 - $48,000$20,389
$48,001 - $75,000$19,770
$75,001 - $110,000$21,769
$110,001+$26,786

Cost by Income Bracket Explained

Lower-income families (under $30K)

Families under $30,000 pay $21,530 net annually - minimal discounting versus the $22,344 average. Pell carries most of the load, but institutional aid is thin. Four-year cost runs about $86,000. For a Pell-eligible nursing student who completes, the math pencils against $87,928 four-year nursing earnings; for non-nursing tracks, the four-year cost relative to median earnings ($46,165) is hard to defend.

Middle-income families ($30K-$110K)

The $30,001-$48,000 bracket pays $20,389, the $48,001-$75,000 group pays $19,770 (the lowest in the schedule), and the $75,001-$110,000 range pays $21,769. Middle-income four-year totals run $79,000-$87,000. The narrow spread across most of the schedule suggests Mount Aloysius offers fairly flat institutional aid that doesn't reward high need or high merit aggressively. Middle-income students need a major upgrade (nursing) for the math to work.

Higher-income families ($110K+)

Families above $110,000 pay $26,786 - about 99% of sticker, indicating essentially no institutional discounting at the top. Four years runs roughly $107,000. With median 10-year earnings under $47,000, the lifetime ROI math is weak unless the student is in nursing. High-income families should compare against Penn State seriously.

Earnings by Major

Top 4 most popular majors at Mount Aloysius College with available earnings data.

MajorMedian EarningsGrade
Registered Nursing$87,928C+
Business Administration, Management, and Operations$45,714D
Allied Health Diagnostic and Treatment$66,959C+
Accounting$55,261-

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

Program Analysis

Why these programs deliver their earnings outcomes.

Registered Nursing

Nursing is Mount Aloysius's flagship and the program where the math works. With 46 graduates per year, $72,659 first-year and $87,928 four-year median earnings, nursing graduates earn well. The catch is debt: median debt of $33,750 is high for a nursing program, producing a 0.46 debt-to-earnings ratio and a C+ ROI grade (just barely cleared the C+/B threshold). The Pittsburgh and Altoona hospital networks deliver clinical placements; nursing demand in central Pennsylvania is durable. Prospective nursing students should aggressively pursue scholarships to bring debt down.

Allied Health Diagnostic and Treatment

Allied health graduates 10 students per year with $55,139 first-year and $66,959 four-year median earnings. Median debt of $26,664 yields a 0.48 debt-to-earnings ratio and a C+ ROI grade. Smaller cohort than nursing but the math also pencils for allied health credentials (radiologic tech, sonography). The licensed clinical pathway gives durability.

Accounting

Accounting graduates 4 students per year with $55,261 four-year median earnings (first-year not reported). Median debt is not reported, so the formal ROI grade is null. Cohort is too small to draw firm conclusions, but the four-year earnings figure is modest for an accounting credential - below typical regional peer outcomes. Prospective accounting students should compare against IUP or Pitt-Johnstown business programs.

Business Administration, Management, and Operations

Business graduates 19 students per year and posts a D ROI grade. First-year earnings of $36,952 and four-year earnings of $45,714 are paired with median debt of $27,000, producing a 0.73 debt-to-earnings ratio. Outcomes are well below typical business-program benchmarks. The math doesn't pencil; prospective business students should look at PA public alternatives (Penn State, IUP, Pitt-Johnstown) where in-state pricing and stronger placement networks would deliver better ROI.

How Graduates Do

Earnings

6 years after entry$33,700
-$1,300 vs. HS grad
10 years after entry$46,165
+$11,165 vs. HS grad
Annual earnings premium$11,165
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment75.8%52.0%
3-year repayment79.7%62.0%
5-year repayment68.0%68.0%
7-year repayment70.6%72.0%

Completion Rate

0%National avg: 60.0%100%
56.9%
6-year rate

Trends Over Time

How Mount Aloysius College’s cost and outcomes have moved across College Scorecard releases (2009-2023).

Average Net Price

Net price
$25K$18K$12K$5K$-1K
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23

Completion Rate

Completion rate
58%43%28%13%-3%
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23

Median Earnings, 10 Years After Entry (as reported)

Median earnings
$48K$36K$23K$10K$-2K
'09'11'12'13'14'20

Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.

Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.

Admissions Snapshot

Acceptance rate82.0%
SAT Math (25th-75th)445-570
SAT Reading (25th-75th)473-598
Enrollment1,094
Pell Grant recipients15.4%
Avg faculty salary (monthly)$7,396

Mount Aloysius admits 82.1% of applicants - broadly accessible. SAT mid-range runs 445-570 math and 473-598 reading - somewhat below national averages. ACT scores are not reported. The 56.9% completion rate is roughly what selectivity would predict - moderate accessibility paired with moderate persistence. Prospective students should self-assess academic preparation, particularly given the rigor required for the nursing prerequisite and clinical sequence.

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

Mount Aloysius's named peers are Bryn Athyn College of the New Church, Albright College, Our Lady of the Lake University, University of Pikeville, and Emory and Henry University. The peer set is small Christian/Catholic privates in the mid-Atlantic and Appalachia. Within Pennsylvania, Mount Aloysius is comparable to other small Catholic schools like Seton Hill and Saint Vincent on enrollment scale, but those peers post stronger non-nursing outcomes. Albright (also PA) is a similar regional Catholic peer with slightly better metrics. Mount Aloysius's relative position is below the typical Pennsylvania small-Catholic-college median.

SchoolROINet Price10yr Earnings
Mount Aloysius College (this school)
34
$22,344$46,165
Albright College
56
$20,024$58,700
Our Lady of the Lake University
35
$16,442$48,675
Bryn Athyn College of the New Church
34
$20,586$40,457
University of Pikeville
33
$20,311$48,231
Emory & Henry University
33
$19,061$47,385

Who Thrives Here

Mount Aloysius fits a rural Pennsylvania, often place-bound student drawn to a small Mercy-tradition Catholic campus and a clear nursing or allied health pathway. Enrollment of 1,094 keeps classes intimate. Pell rate of 15.4% is unusually low for a school in this ROI tier, suggesting middle-income family backgrounds rather than high-need profiles. Strong fits are nursing students who can complete the rigorous BSN sequence. Weaker fits are business and general-studies students who would face the school's worst ROI subgroups; those students should look at Penn State (main or Altoona campus), IUP, or Pitt-Johnstown for stronger value.

The Verdict: The Numbers Don't Add Up

Poor Value

We'll be straight with you: the numbers at Mount Aloysius College are a real concern. With a net cost of $22,344 per year and the typical graduate earning only $46,165 ten years out, the estimated payback period exceeds 20.5 years. For most students, the financial return does not justify the cost - go in with your eyes open.

What to keep an eye on: weak earnings relative to cost, high debt relative to what graduates earn, a long payback period.

Median debt of $24,287 against $46,165 in earnings is reasonable, though your major matters a lot here. Graduates in higher-earning fields will see the better end of this.

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Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.