Maryville College
Maryville, Tennessee · Private Nonprofit · 60.9% acceptance rate
ROI Score: 35/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Maryville College earns a Below Benchmark ROI score of 35/100, placing it in the Below Benchmark tier. The numbers tell a difficult story: a 50% completion rate means half of enrolling students never graduate, average earnings six years after entry sit at just $31,800 (rising to a median $49,279 at the 10-year mark), and a 15.2-year payback period reflects the gap between $19,360 net price and modest early-career wages. The debt-to-earnings sub-score is 15/100, with graduates carrying $25,375 in median debt against a 0.798 debt-to-earnings ratio. Sticker tuition is $39,284 with a four-year total cost of $77,440. The 75% three-year repayment rate provides one bright spot, suggesting most borrowers stay current on payments even if the math is tight. The earnings premium over a high-school baseline is only 0.184, indicating a Maryville degree adds limited measurable lifetime wage benefit. Prospective students should treat the $19,360 net price as a price-tag question, not a brand question.
How Maryville College scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score35/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- Payback period15.2 years - The median payback across the schools we score is about 12 years.
Maryville College
Quick Numbers
| In-state tuition + fees | $39,284/yr |
| Out-of-state tuition + fees | $39,284/yr |
| Average net price | $19,360/yr |
| Total 4-year cost (net) | $77,440 |
| Median earnings (10yr post-entry) | $49,279 |
| Average earnings (6yr post-entry) | $31,800 |
| Median debt at graduation | $25,375 |
| Estimated monthly loan payment | $269 |
| Estimated payback period | 15.2 years |
| 6-year graduation rate | 50.0% |
| Undergraduate enrollment | 1,005 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $39,284/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $19,360/year, or roughly $77,440 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $15,094/year here, while families earning over $110,000 pay $26,769/year.
Among graduates who borrowed, the median federal loan debt from this school is $25,375, which works out to about $269 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($31,800) and comes to 0.80, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $15,094 |
| $30,001 - $48,000 | $16,512 |
| $48,001 - $75,000 | $20,758 |
| $75,001 - $110,000 | $20,832 |
| $110,001+ | $26,769 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 pay a net price of $15,094, the lowest bracket. That's $60,376 over four years against eventual 10-year median earnings of $49,279, which makes the cost recoverable but slow. Pell-eligible students stretching to attend should max federal aid before borrowing, because debt at this earnings tier produces the 0.798 debt-to-earnings strain visible in the schoolwide numbers.
Middle-income families ($30K-$110K)
Households in the $48,001-$75,000 bracket pay $20,758 net, and those in the $75,001-$110,000 bracket pay $20,832, essentially identical. The middle-income family is the most exposed: they qualify for the least merit-and-need stacking but still face a $83,000+ four-year bill against modest $49,279 10-year earnings. The math only works if the student finishes (50% don't) and chooses a higher-earning major like business.
Higher-income families ($110K+)
Families above $110,000 pay $26,769 net, or roughly $107,000 over four years. At sticker the school costs $39,284. The Maryville premium here is fit, not finance.
Earnings by Major
Top 2 most popular majors at Maryville College with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Business Administration, Management, and Operations | $63,053 | C |
| Kinesiology and Exercise Science | $57,231 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Business Administration, Management, and Operations
Business is Maryville's largest reported program with 13 graduates, posting $42,971 in earnings one year out and $63,053 by year four. The 0.605 debt-to-earnings ratio earns a C ROI grade, meaning the major is workable but not a slam dunk; $26,000 median debt is recoverable on a $63,000 income, but only if students finish.
Kinesiology and Exercise Science
Kinesiology has 10 graduates with $57,231 in four-year earnings and $27,000 in median debt, producing a 0.472 debt-to-earnings ratio and a C+ ROI grade, the school's strongest reported program. The catch is that kinesiology often requires graduate work (PT, OT, athletic training) to hit those earnings ceilings, so the four-year debt figure understates the true cost path. Treat the C+ as 'good for undergrad,' not 'good as a terminal degree.'
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 67.6% | 68.8% |
| 3-year repayment | 75.0% | 73.6% |
| 5-year repayment | 76.4% | 67.7% |
| 7-year repayment | 78.3% | 72.8% |
Completion Rate
Trends Over Time
How Maryville College’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 60.9% |
| Enrollment | 1,005 |
| Pell Grant recipients | 37.7% |
| Avg faculty salary (monthly) | $6,851 |
Prepared, motivated students likely graduate on time; underprepared students face attrition risk.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Maryville's payback period is 15.2 years and its debt-to-earnings ratio is 0.798.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Maryville College (this school) | 35 | $19,360 | $49,279 |
| Baptist Health Sciences University | 69 | $11,212 | $72,529 |
| Geneva College | 38 | $25,890 | $50,004 |
| Our Lady of the Lake University | 35 | $16,442 | $48,675 |
| University of Pikeville | 33 | $20,311 | $48,231 |
| American Baptist College | 32 | $9,216 | $41,216 |
Who Thrives Here
Maryville works best for students who are committed liberal-arts learners, can keep net price near the $15,094 low-income bracket through aggressive aid layering, and have a clear plan for a higher-earning post-grad path (business, sciences, or graduate school). With enrollment of just 1,005 students and a 37.7% Pell rate, the campus skews toward smaller, residential, mission-driven cohorts. The 50% completion rate is the single biggest risk factor.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Maryville College scores 35/100, which falls in the Below Benchmark tier (below 45). At a net price of $19,360 per year, with typical graduate earnings of $49,279 ten years after entry, we estimate the payback period at about 15.2 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: weak earnings relative to cost, its 50.0% graduation rate, a debt-to-earnings ratio of 0.80 (median across the schools we score: 0.61), a long payback period.
Median debt of $25,375 among graduates who borrowed, against average earnings of $31,800 six years after entry, gives a debt-to-earnings ratio of 0.80. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. Your major - and how much you borrow - really matters.
Maryville College: Common Questions
Is Maryville College worth it?
In our view, the financial case is a hard one to make on the numbers alone. Maryville College scores 35/100 on our ROI scale, in the Below Benchmark tier (below 45). At $19,360 a year after aid against $49,279 in typical earnings ten years out, we estimate the payback period at about 15.2 years. Your major and aid package can change the picture, so run your own numbers.
How much does Maryville College cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $19,360 a year, or roughly $77,440 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Maryville College graduates earn?
The typical graduate earns about $49,279 ten years after enrolling, roughly $7,479 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Maryville College?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 15.2 years for Maryville College. The median across the schools we track is about 12 years.
How much debt do Maryville College graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $25,375, against average earnings of $31,800 six years after entry - a debt-to-earnings ratio of 0.80. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. How much you borrow really matters.
What is the graduation rate at Maryville College?
The six-year graduation rate is 50.0%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.