Crestpoint University
Phoenix, Arizona · Private For-Profit
ROI Score: 23/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Crestpoint University scores 23, placing it firmly in the Below Benchmark tier. The headline anomaly here is the net-price-exceeds-tuition gap: published tuition is just $7,995 per year, but the average net price clocks in at $15,670, meaning students are paying about $7,675 more in fees, room, board, books, and other costs than the tuition figure suggests. Ten-year median earnings of $42,269 are modest, debt-to-earnings is not reported by Scorecard but at the program level runs over 1.2, and the payback period stretches 27.9 years. The completion rate is just 33 percent and only 36.8 percent of borrowers are making progress on principal three years after leaving. Those repayment numbers are red-flag territory and explain most of the low score. The Pell rate of 50.3 percent suggests a heavily lower-income student body, and the 385-student enrollment is small enough that individual cohort outcomes will swing wildly year to year.
How Crestpoint University scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score23/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- 6-year graduation rate33.0% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
- Payback period27.9 years - The median payback across the schools we score is about 12 years.
Crestpoint University
Quick Numbers
| In-state tuition + fees | $7,995/yr |
| Out-of-state tuition + fees | $7,995/yr |
| Average net price | $15,670/yr |
| Total 4-year cost (net) | $62,680 |
| Median earnings (10yr post-entry) | $42,269 |
| Average earnings (6yr post-entry) | N/A |
| Median debt at graduation | $24,853 |
| Estimated monthly loan payment | $263 |
| Estimated payback period | 27.9 years |
| 6-year graduation rate | 33.0% |
| Undergraduate enrollment | 385 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $7,995/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $15,670/year, or roughly $62,680 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $15,499/year here, while families earning over $110,000 pay N/A/year.
Among graduates who borrowed, the median federal loan debt from this school is $24,853, which works out to about $263 a month on the standard 10-year repayment plan. We do not have the six-year earnings figure needed to work out a debt-to-earnings ratio for this school.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $15,499 |
| $30,001 - $48,000 | $15,189 |
| $48,001 - $75,000 | $19,927 |
| $75,001 - $110,000 | N/A |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families under $30,000 pay $15,499 net per year, slightly less than the campus average. Over four years that totals roughly $62,000. With Pell at $7,395 max and Direct subsidized loans, a sub-$30K family can cover much of this without huge private borrowing, but the 33 percent completion rate means most enrollees will leave with debt and no degree.
Middle-income families ($30K-$110K)
Households at $48,001 to $75,000 pay $19,927 net, the highest reported bracket. The higher income brackets are not reported at all, which is unusual and suggests too few students at those income levels for Scorecard to publish figures. Middle-income families pay roughly $80,000 over four years for outcomes that do not justify that spend.
Higher-income families ($110K+)
Net price brackets for $75,001 and above are not reported, indicating that essentially no students from these income tiers attend Crestpoint. The student body is overwhelmingly low-to-middle income.
Earnings by Major
Top 2 most popular majors at Crestpoint University with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Non-Professional Legal Studies | $46,114 | F |
| Business Administration, Management, and Operations | $50,315 | F |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Non-Professional Legal Studies
Non-Professional Legal Studies (paralegal track) is Crestpoint's main program with 41 graduates. The financial picture is poor: one-year earnings of $35,764 climb only modestly to $46,114 by year four, while median debt is $53,118, producing a 1.485 debt-to-earnings ratio and an F grade.
Business Administration, Management, and Operations
Business Administration is small at 10 graduates per cohort. One-year earnings of $41,422 are decent for a general business credential, and four-year earnings reach $50,315, but the $52,312 median debt drives debt-to-earnings to 1.263 and an F grade. The earnings trajectory suggests graduates are landing entry-level admin and operations roles. The credential matters less than the work history students build during enrollment; the same role is reachable through cheaper paths.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 36.8% | 68.8% |
| 3-year repayment | 36.8% | 73.6% |
| 5-year repayment | 37.9% | 67.7% |
| 7-year repayment | N/A | 72.8% |
Completion Rate
Trends Over Time
How Crestpoint University’s cost and outcomes have moved across College Scorecard releases (2011-2024).
Average Net Price
Completion Rate
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 385 |
| Pell Grant recipients | 50.3% |
Admission rate is not reported in current Scorecard data, and no SAT or ACT mid-ranges are available either. Like most small for-profits, Crestpoint appears to be effectively open-enrollment with rolling admissions rather than competitive selection. With a 33 percent completion rate, the issue is not getting in but staying enrolled long enough to finish a credential.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Crestpoint University (this school) | 23 | $15,670 | $42,269 |
| University of Advancing Technology | 28 | $28,522 | $50,719 |
| Grand Canyon University | 25 | $22,472 | $42,186 |
| Brookline College-Albuquerque | 24 | $37,459 | $29,576 |
| University of Silicon Valley | 23 | $27,815 | $51,017 |
| Miami Regional University | 23 | $22,113 | $29,081 |
Who Thrives Here
Crestpoint fits non-traditional adult learners in the Phoenix area already working in business or paralegal fields who need a credential to move up in their current role. Enrollment is just 385, Pell rate is 50.3 percent, and the small footprint means students should not expect a campus experience. The financial math is unforgiving for anyone borrowing heavily; the only viable pathway is for students whose employer is footing the bill or who have other resources covering the $63,000 four-year total cost.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Crestpoint University scores 23/100, which falls in the Below Benchmark tier (below 45). At a net price of $15,670 per year, with typical graduate earnings of $42,269 ten years after entry, we estimate the payback period at about 27.9 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: weak earnings relative to cost, its 33.0% graduation rate, a three-year loan repayment rate of 36.8% (median across the schools we score: 73.6%), a long payback period.
Crestpoint University: Common Questions
Is Crestpoint University worth it?
In our view, the financial case is a hard one to make on the numbers alone. Crestpoint University scores 23/100 on our ROI scale, in the Below Benchmark tier (below 45). At $15,670 a year after aid against $42,269 in typical earnings ten years out, we estimate the payback period at about 27.9 years. Your major and aid package can change the picture, so run your own numbers.
How much does Crestpoint University cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $15,670 a year, or roughly $62,680 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Crestpoint University graduates earn?
The typical graduate earns about $42,269 ten years after enrolling, roughly $469 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Crestpoint University?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 27.9 years for Crestpoint University. The median across the schools we track is about 12 years.
What is the graduation rate at Crestpoint University?
The six-year graduation rate is 33.0%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.